ngân hàng thương mại cổ phần sài gòn hà nội shb báo cáo tài chính riêng lẻ quý 1 năm 2013 td bảng cân đối kế toán

101 SHB

Bao cio tai chinh ding le
Quy I nam 2013

NGAN HANG THUONG MAI CO PHAN SAI GON - HA NO
77 Tran Hung Dao - Quan Hoan Kiem - Ha NOi
Tel: 04.39423388
Fax: 04.39410942

Min Q-Ola

TD - BANG CAN DOI KE TOAN
Don vi tinh: VND
Ma chi Thuyet
tieu
minh

Chi Wen

SS cuSi ky

So dlu ram

A. TAI SAN
I Tien mat, yang bac, di quy

110

15

734,631,508,914

II Tien gal tai NHNN

484,875,646,566

120

16

3,878,040,692,195

III Tien, yang gvi tai cac TCTD khic va cho vay cac TCTD khic

3,031,869,478,896

130

17

18,937,133,598,491

2,624,498,120,631

1 Tien, yang gin tai cac TCTD khac

131

17,445,212,508,491

20,758,858,280,631

2 Cho vay cac TCTD khac

132

1,512,420,000,000

8,890,044,000,000

3 Du phong rui ro cho vay cac TCTD khac

139

(20,498,910,000)

(24,404,160,000)

IV Ch'ing khoin kinh doanh

140

1

Chimg khoan kinh doanh

141

2 Du phong giam gia chUng khoan kinh doanh

149

V Cic ding cy tai chinh phii sinh va cac tail sin di chinh khic

150

VI Cho vay khach hang

160

1

Cho vay khach hang

18

40,163,366,959

5,846,612,060

53,738,849,984,637

55,620,640,194,023

54,854,060,780,873

56,871,071,024,884

169
170

20
21

(1,115,210,796,236)
10,564,215,680,154

himg khoan dau to san sang de ban

HANG

19

2 Du phong rai ro cho vay khach hang
Chung khoan dal; tir

74

161

(1,250,430,830,861)
12,549,275,940,349

171

7,097,867,775,981

8,268,595,920,125

172

3,475,166,710,589

4,290,543,803,540

Ong khoan dau tu giu den ngay dao han
phong giam gia cluing khoan dau to
Op von,din tir dai han

N

Dau to vao ding ty con
2 V6n g6p lien doanh

179
210
211

(9,863,783,316)
527,794,764,506

167,710,070,000

22

(8,818,806,416)
587,164,988,729

167,710,070,000

212

3 Dau to vao dog ty lien ket

213

4 Dau to dai han khac

214

420,325,699,075

5 Du phong giam gia dau to dai han
IX Tai san co dinh

420,325,959,557

219
220

(870,780,346)
3,862,297,931,561

1 Tai san c6 dinh ham hinh

(60,241,265,051)
4,117,387,267,420

221

23

379,182,536,701

a

392,745,384,728

Nguyen gici TSCD hi u hinh

222

684,341,669,832

b

679,142,188,737

Hao mon TSCD hau hinh

223

(305,159,133,131)

(286,396,804,009)

2 Tai san c6 dinh thud tai chinh

224

a Nguyen gici TSCD
b

Hao mon TSCD

3 Tai san c6 dinh vo hinh
a

Nguyen gia TSCD vo hinh

b

225
226
227

24

Hao mon TSCD vo hinh
X Bat dang sin dim tt•

229
240

a Nguyen gia BDSDT

3,483,115,394,860

3,724,641,882,692

3,573,029,739,958

228

3,807,152,344,578

241

b Hao mon BDSDT
XI TM sin C6 kink

241
250

(89,914,345,098)

25

(82,510,461,886)

11,564,457,597,424

9,982,866,452,601

251

2,110,480,802,693

2 Cac khoan lai, phi phai thu

1,513,211,519,859

252

3 Tai san thus TNDN hoan lai

4,665,866,830,226

4,461,258,546,259

253
4,588,109,964,505

4,017,568,345,878

1 Cac khoan phai thu

4 Tai san Co khac
- Trong do: Lai the thzecmg mai
5 Cac khoan du phOng rid ro cho cac tai san CO n6i bang khac

TONG TAI SAN CO

254
255
259
300

(9,171,959,395)
103,706,955,349,064

115,945,054,477,052


MA chi Thuyet
minh
tieu

Chi tieu

•

B NO PHAI TRA VA VON CHU SO MAI
I Cac khoan nq Chinh phii va NHNN

SO dliu nAm

SO cuOi kj,

310
320

26

II Tien girl WI vay dm cac TCTD kink

11,275,771,312,180

21,777,251,159,172

1 Tien giri dm cac TCTD khdc
2 Vay cac TCTD khac
HI Tien gui cua khlch hang
IV CIc cling cy tai chinh phai sinh va cac khan nq tai chinh khac

321
322
330
340

27

9,508,071,312,180
1,767,700,000,000

28
18

78,511,075,475,511

15,505,603,159,172
6,271,648,000,000
77,679,865,564,949

 Von tai try', uy thac dAu fir, cho vay ma TCTD phai chit' riii ro
VI Phat hanh giiiy tIr ce gia

350

29

423,399,018,137

385,245,424,157

360
370

2,171,682,722,982
1,666,103,821,354

4,370,388,535,054
2,284,441,414,078

1 Cac khoan Ili, phi phai tra
2 Thue TNDN hart Ili phai tra

371

1,357,091,477,629

1,944,545,894,786
645,209,784

3 Cac khoan phai tra va c6ng nu( khdc

373
379

30

30

269,203,605,229
39,808,738,496

298,437,357,540
40,812,951,968

31

94,048,032,350,164
9,658,922,998,900

106,497,192,097,410
9,447,862,379,642
8,962,251,608,400

VII Cac khoan Nq khac

372

4 Dtr phOng riii ro khac
TOng Ny' phai tra
VIII VOn va cac guy'

400
500

VOn caa TCTD

410

1

8,962,251,608,400
8,865,795,470,000

411
412
413
414
415
416

Van clri.0 le
b Van dau 04. XDCB
c Mang du van co phan
d Co phi& guy
e Co phieu uu dal
71/6n khac
Q
("; .1 u5 cia TCTD
a

..
V

8,865,795,470,000
101,715,710,000
(5,259,571,600)

101,715,710,000
(5,259,571,600)

477,413,289,655

420
430

ttii

ci PHAI TRA VA VON CHU SO HITU

CAC CHI TIEU NGOAI BANG
I Nghia vy nq tiem An

(34,196,160,592)

440
450
700

/i&enh tech ty gid h6i doll
i
OA r
litenh Tech dlnh gil lai tai san
la.As
nhudn chua phar ph6i
x sAi
4, II Lqi ich cila co clang thitu se

477,405,147,506

253,462,403,586

8,197,481,587

103,706,955,349,064

115,945,054,477,052

5,362,182,109,155
30,856,045,361
485,452,082,700
4,845,873,981,094

5,287,168,458,408
35,554,000,000
336,437,333,181
4,915,177,125,227

31

800

910

40

911

912
913

1 Bao lanh vay von
2 Cam ket trong nghiep va L/C
3 Bao llnh khac

1
Ha n6i, Ngay 0,1 thang (Ij nam 2013

LAp bitu
;>
(-LE' Thcii Ha

TOng Giam Dec

Ke Toan Truirng

TWANG
* „ cO'PHA
e SA! GON•HA NOI
Ninh Th 'n Phirang

44'

_

e/Vpi,e'4 176z c.,Tei
;'-i

Bao coo tai chinh rang le
Quy I nam 2013

fill SHB

Mau Q-02a

NGAN HANG TMCP SAI GON - HA NOI

77 Tra'n Hung Dan - Qu;an Haan Kiem - Ha NOl
Fax: 04.39410942
Tel: 04.39423388

TD - BAO CAO KET QUA HO4iT DONG KINH DOANH - ()IA(

Don vi tinh: VND
tir dau nam den cu6i QuY I

Quy I
Nam 2012

Nam 2013

Nam 2012

2,458,172,172,395
2,027,671,659,935

2,422,880,871,880

2,458,172,172,395

2,422,880,871,880

1,855,677,868,372

2,027,671,659,935

03

430,500,512,460

567,203,003,508

430,500,512,460

567,203,003,508

Thu nhap tir hoat dOng dich vu
Chi phi host do, ng dich vu

04
05

39,076,268,735
10,786,388,491

72,248,412,470
5,396,097,827

39,076,268,735
10,786,388,491

72,248,412,470
5,396,097,827

28,289,880,244

H

34

28,289,880,244

66,852,314,643

06

66,852,314,643

Lai/I6 than tir hoat clang dich vu

35

57,987,275,692

11,944,629,571

07

11,944,629,571

Lai/16 than tir hoat Ong kinh doanh ngoai hOi

57,987,275,692

III
IV
V

Lai/16 than tir mua ban cluing khoin kinh doanh
to
Lai/I6 thuin tir mua ban cluing khoin

5

Thu nhap tir hoat di:mg khan

6

Chi phi hoat do, ng khan

Ma chi dell Thuyet minh

Chi flail

Thu nh4p tir iai va cac khoin thu nh4p Wang to
Chi phi lai va cac chi phi tuong to lai

1
2
I
3
4

Thu nhap lai than

01
02

32
33

Nam 2013

(4,321,828,860)

(4,321,828,860)

08

1,855,677,868,372

a

VIII Chi phi hoat ding
nhuan thuan tir hoat Ong kinh doanh &vac
IX
chi phi di, phong riii ro tin dung

4,440,882,486

996,731,329

10
11

Lai/I8 thuin tir hoat Tang khac
VI
phiin
VII Thu nhap tir gap van, mua

996,731,329

4,440,882,486

09

7,794,656,570
2,274,772,956

275,398,794
530,205,717

7,794,656,570
2,274,772,956

275,398,794
530,205,717

5,519,883,614

(254,806,923)

5,519,883,614

(254,806,923)

12

220,837,200

960,290,200

960,290,200

36

220,837,200

13

442,671,088,531

287,750,318,966

287,750,318,966

37

442,671,088,531

14

76,522,203,148

363,395,994,519

76,522,203,148

363,395,994,519

15

(141,208,829,718)

68,633,097,752

(141,208,829,718)

68,633,097,752

294,762,896,767

217,731,032,866

294,762,896,767

74,627,909,366

X

Chi phi thy pining riii ro tin dung

16

XI

17

217,731,032,866

T6ng lqi nhuan tru•c thug

54,594,435,012

74,627,909,366

7

Chi phi thug TNDN hi4'n hanh tam tinh
Chi phi thug TNDN hoan lai

18
19
20

54,594,435,012

54,594,435,012

74,627,909,366

54,594,435,012

74,627,909,366

220,134,987,401

163,136,597,854

21

163,136,597,854

220,134,987,401

8
XII

Chi phi thug TNDN tam tinh

XIII Lqi nhuan sau thug
XIV Lqi ich ciia c6 dung thieu so
XV Lai CU ban tren co phieu

22
23

gay 09 thong V5 nam 2013
Ong Giam d6c

L
Ke toin Truirng4

Lap bieu

G

-0

41 CO PH
S111 GON HA NO!

THONG

Le Thai FM

Ni

Lan Phwo'ng

cla


SHB

Boo cio tai chinh rieng le
Quy I lam 2013

solid oartne, floxibiF

NGAN HANG TMCP SAI GON - HA NQI
77 Trait Hung Dao - Quail Haan Kiem - Ha NOi
Tel: 04.39423388
Fax: 04.39410942

Mitt so: Q-03a

TD - BAO CAO LUU CHUYEN TIEN TE - PPTT - QUY
DVT• VND

L LU U CHUYEN TIEN Tir HOAT DQNG KINH DOANH
1 Thu nhan Lai va cac khoan thu nhap tuong to nhan &roc
2 Chi phi la; va cac chi phi ttrang hr da tra

01

2,145,672,194,312

1,998,679,080,041

02

(2,618,311,242,955)

(1,574,886,719,679)

03

4 Chenh tech so tien thuc thu/thuc chi tir hoat Ong kinh doanh chimg 04
khodn, yang bac, ngoai to
5 Thu nhap ichac
05
6 Tien thu cac khoan no da dtroc )(it 1Y zoa, bit dap bang nguen du 06
phong rid ro
N.
7 Tien chi tra cho nhan vien va hoat Ong quan ly, cong vu (*)
07
8 Tien awe thu nhap thuc nep tong kY (*) 08
Luu chuyen tien thuan tir hoat dOng kinh doanh truirc nhting 09
thay doii vi tai sin Ws win Itru dung
0 2_____<-,,, Alining thay deli vi tai san hoat d'fing
76.4'- - ,-

28,289,880,244

66,852,314,643

53,617,201,261

14,657,007,557

5,284,570,533

(416,506,823)

130,334,320

161,699,900

(416,326,272,796)
(211,802,431)

(275,013,310,473)
(95,633,676,705)

(801,855,137,512)

134,399,888,461

3 Thu nhap tit hoat Ong dich vu nhan duoc

Tang)/Giam cac khoan ten, yang gin va cho vay cac TCTD !than
10
N H A N G -9
UI,I 06PHtill \ °:\ ang)/Giam cac khoan ve kinh doanh chimg khoan
11
ang)/Giarn can ding cu tai chinh phai sinh vi cac tai san tai chinh 12
,/,Q,.. lac
4'-z„,i; (rang)/Giam cac khoin cho vay khach hang
13
''
..‘_;,_:-.
..,.....,.". (Tang)/Giam nguen du phong de bit dap ton that cac Ichoan (tin
13
14
dung, chimg khoan, du to dai han)
14 (Tang)/Giam khan ve tai sin hog Ong
15

Nhikng thay d6i vi cong na hoat &Ong
15 Tang/(Giam) cac khoin no Chinh phi' va NI-INN
16
16 Tang/(Giam) cac khoan tien giti, tien vay cac TCTD
17
17 Tang/(Giam) tien giti cua Ichach hang (bao gOm ca KBNN)
18
Tang/(Giam)phat hanh giay ter c6 gid (ngoai trir giiy to c6 gia phat
18
19
hanh dirge tinh vao hoar Ong tai chinh)

10,586,643,197,893

(4,595,552,299,403)

2,047,149,582,501

1,929,373,276,361

(34,316,754,899)

883,785,925

2,017,010,244,011

(2,399,128,173,348)

(122,604,338,284)

(244,029,594,875)

(10,501,479,846,992)
831,209,910,562

(1,784,953,736,805)
4,202,785,671,575
7,087,148,844,069

(2,198,705,812,072)

(6,576,660,216,507)

19 Tang/(Giam) von tai to, uy thac du ttr, cho vay ma TCTD chtu rill 20
ro

38,153,593,980

8,835,420,000

20 Tang/(Giam) cac cong cu tai chinh phai sinh vi cac Ichoan no tai 21
chinh khic
21 Tang/(Giam) khac ve ding no hoat Ong
22
22 Chi tir cac guy cita TCTD (*)
23
Ltru chuyen den thuin tir hoit dOng kinh doanh
24

(979,961,420,070)

(27,766,410,474)

881,243,219,118

(2,264,663,545,021)

25
26
27
28
29
30
31
32
33

(29,733,678,266)

(26,946,343,440)

220,837,200

956,336,200

34

(29,512,580,584)

(25,990,007,240)

N.V. Nal it ,

H LIEU CHUYEN TIEN Tit HOAT BONG RAU Tif
1 Mua situ tai san co dinh
2 Tien thu tir thanh ly, nhinmg ban TSCD
3 Tien chi tir thanh ly, nhugng bin TSCD (*)
4 Mua sam bat Ong san du ttr (*)
5 Tien thu tir ban, thanh ly bat Ong sin dau ttr
6 Tien chi ra do ban, thanh ly bat Ong sin Mu ttr (*)
7 Tien chi Mu ttr, gap von vao cac don vi kit&
8 Tien thu Mu tu, g6p von vao cac don vi Ichac
9 Tien thu co tire va loi nhuan &roc chia tir cac khoan du tu, gap von
dai han
Ltru chuyen tien thuin tir hoat di:mg Mu hr
HI LU'U CHUYEN TIEN TU. HOAT BONG TAI CHINH
29

260,482


I Tang von c6 phan tit g6p von va/hoac phat hanh c6 phieu
35
2 Tien thu tii phat Minh gi'Ay ta• Co gia dai han co MI dieu kin tinh vio 36
:
von At co va cac khoan von vay dai han khac
3 Tien chi thanh loan giAy 'Ur c6 gia dai han c6 d6 dieu kien tinh vao 37
von ttr co va cac khoin von vay dai han khac
4 Co Mc tra cho c6' dung, 1 i nhuan da chia (*)
38

5 Tien chi ra mua c6 phieu ngdn qu- (*)
y
39
6 Tien thu &roc do ban c6 phieu neat quy
40
Lau chuyen tien thuln tir host dOng tai chinh

gii

851,435,650,434

43

ky

(2,291,943,682,661)

11,665,810,449,716

2%013,338,515,106

12,517,246,100,150

17,721,394,832,445

44

VII Tien vi cac khofin Mang 'throng tien tai th&i diem cull ky

45

Ha nOi, ngay

Ala town trirern9V

thcing nam 2013

'Ding Giam dtic

11Ju

CO PhA^,

SA1 GON.flA

.14vj
Le Thai Hti

(1,290,130,400)

42

V Tien va cac khoin twang throng tien tai the.' diem

1.4p bieu

(1,290,130,400)

(294,988,100)

41

IV Ltru chuyen tien thuAn trong ky

VI Dieu chinh inh htgmg cila thay

(294,988,100)

Ninh ml Lan Phlegm

ge
eyht 17thi

,11

31

2


THUYET MINH BAO CAO
TAI CHINH RIENG LE
Cho Qui, I ncim 2013


Bil SHB

Sol. partners, IlexIde solulson•

Ngfin hang TMCP Sal Gen — Ha NOi

THUYET MINH BAO CAO TAI CHiNH RIENG LE
,
Quj I nam 2013
1. Thong tin ve ngfin hang
Giay phi') hot &Ong 0041-NH/GP ngay 13 thang 11 nam 1993
Giay phep hog dOng do Ngan hang Nha nuot Viet Nam cap
Thai han hog dOng cria Ngan hang la 40 nam Ice tir ngay cap giAy phdp
dAu tien.
HOi dling Quail tri
Tai bO nhiem ngay 05 thang 5 nam 2012
Tai b6 nhiem ngay 05 thang 5 nam 2012

Ong TrAn Ngoc Linh
Ong Pham HOng Thai

Chu tich
vien
Uy vien
Uy vien

Ong Pham Ngoc Tuan

Uy vien

BO nhiem ngay 05 thang 05 nam 2012

Ba Dam Ngoc Bich
Ong Le Quang Thung

Uy vien
Thanh vien dOc lap

BO nhiem ngay 05 thang 05 nam 2012
BO nhiem ngay 05 thang 05 nam 2012

Ong Do Quang Hien
Ong Nguyen Van Le

Tai b6 nhiem ngay 05 thang 5 nam 2012
Bo nhiem ngay 05 thang 5 nam 2012

Ban kiem soat
Ong Pham Hoa Binh

Truing ban

Tai b6 nhiem ngay 05 thang 05 nam 2012

Ong Nguyen Hilu Dire
Ba Hoang Thi Minh

Pho truang ban
Thanh vien

Tai b6 nhiem ngay 05 thang 05 nam 2012
BO nhiem ngay 05 thang 05 nam 2012

Ong Bui Thanh Tam
Ban 'Ding Giam dOc

Thanh vien

Tai 1)13 nhiem ngay 05 thang 5 nam 2012

Ong Nguyen Van Le
Ong Dang Trung Dang
Ong Dal Tin Nghi

'Ring Giam dec
Ph6 T6ng Giam dOc
Pho TOng Giam d6c

Tai b6 nhiem ngay 21 thang 5 nam 2010
B6 nhiem ngay 01 thang 9 nam 2006
BO nhiem ngay 05 thing 6 nam 2007

Ong Le Dang Khoa
Nguyen Huy Tai
NO Thu Ha
Ninh Thi Lan Phuong

Pho TOng Giam dOc
Pho TOng Giam dOc
Ph6 TOng Giam dOc
Pho TOng Giam dec
kiem Ke toan Throng

BO nhiem ngay 10 thang 4 nam 2009
BO nhiem ngay 18 thang 02 nam 2013

B6 nhiem ngay 15 thang 3 nam 2011
BO nhiem ngay 08 thang 06 nam 2012

Bang T6 Loan

Pho TOng Giam d6c

BO nhiem ngay 09 thang 10 nam 2012

Try so. chinh

S6 77 - TrAn Hung Dao - Q.Hoan Kiem - TP.Ha NOi - Viet Nam


Bil SHB
Ngin hang TMCP Sai Gem — HA Nei
2. Bac dam hoyt clang cfia to char tin dyng
Ngan hang Thong mai Co phan Sai Gan - Ha Nei (dual day g9i tat la "Ngan hang") la met
ngan hang thuang mai co phan Viet Nam thanh lap tai nuot COng hoa Xa }lei Chu nghTa Viet Nam
voi th&i gian hoat tong la 40 nam theo 0041-NH/GP ngay 13 thong 11 nam 1993 dm Ngan hang
Nha mac Viet Nam. Yen dieu le cila Ngan hang tai ngay 31/03/2013 la 8,865,795,470,000 deng
(Tam nghin tam tram sau muai lam ty bay tram chin lam trieu ben tram bay muui nghin tieing).
HOi so chinh cua Ngan hang dat tai S8 77 - Trail Hung Dao - Q.Hoan Kiem - Ha Nei - Viet Nam.
Tai ngay 31/03/2013, Ngan hang c6 4.382 nhan vien (Dau nam 2013: 4.463 nhan vien) .
3. Tem tit cac chinh sfich ke toan chfi yeu
Chun mire va the da ke town ap dyng
Ngan hang trinh bay cac bao cao tai chinh bang deng Viet Nam (VND) theo Luat cac Te chirc
Tin dung, Luat scra d6i va be sung met se dieu trong Luat cac To chuc Tin dung, cac chuan mitre ke
toan Viet Nam va He thong Ke toan cac te chirc tin dung Viet Nam.
KY bfio cao va don vi tan t§

KY bao cao cua Ngan hang bat dau tir ngay 01/01/2013 va ket thfic vao ngay 31/03/2013. Don
vi tien te sir dung trong ghi chep ke toan la dery Viet Nam (VND).
4. Nguyen tic ghi nhan cac nghifip vy bang ngoyi tg va quy doi
Theo he thong ke toan cua Ngan hang, tat ca cac nghiep vy phat sinh cua Ngan hang dugc hach
toan theo nguyen te. Tai thOi diem cuei nam, tai san va cong nq c6 nguen gee ngoai to duqc quy
'lei sang VND theo ty gia quy dinh vao ngay lap bang can dei ke toan. Cac khoan thu nhap va chi
phi bang ngoai to cua Ngan hang duqc hach toan bang VND theo ty gia vao ngay phat sinh th8ng
qua giao dich mua ban ngoai te. Ch'enh Lech ty gia do danh gia lai cac tai khoan kinh doanh ngoai te
lai. Chenh Lech tY gia
duqc hach toan vao bao cao Ket qua Hoat dOng Kinh doanh va lqi nhuan
phat sinh do quy doi cac tai san va tong nq khac bang ngoai te sang VND dugc xir ly vao doanh st,
cua cac khoan muc tuangfmg teen bang can dei k'e toan vao ngay lap bao cao tai chinh.

a

5. Chung khofin dau tir gilt den ngay dfio hyn
ChUng khoan nq gift den ngay dao han IA cac chi:mg khoan c6 ky han ce dinh va cac khoan
thanh toan ce dinh hoac co the xac dinh duqc va Ban Tong Giam d6c coy dinh va CO kha nang gift
den ngay dao han. Ngan hang dang ghi nhan cac chimg khoan nay theo gia gee tong lai du thu nix
lai eh& phan be. Gia tri phu trei hoac chi& khau (neu co) ding duqc phan anh vao gia tri ghi se cila
khoan dau tu. Lai duqc du thu hoac phan be theo phucmg phap dung thang. Chung khoan duqc
girt den khi dao han se duqc xem xet ve kha nang giam gia. ChUng khoan duqc lap du phong giam
gia khi gia tri thi truOng nho han gia tri ghi se. Du phong giam gia dugc ghi nhan vao bao cao ket
qua hoat deng kinh doanh.


lig SHB
Ngan hang TMCP Sal Gen —Hit NOi

a ban

ChUng khoan dau to san sang a ban la cac chfrng khoan dugc gia trong thai gian khong an
dinh truac, c6 the dugc ban a dap Ung nhu eau thanh khoan hoac de ling 06 vai truing hop thay
6. Ch'ing khoin dim to sin sang

dai lai suit, ti gia, hoac gia tri chi:mg khan. Ngan hang dang ghi nhan cac chfrng khoan nay theo
gia gac Ong lai du thu tru !Ai chi phan bo. Gia tri phu trai hoac chi& khau (neu ca) cilng dugc
phan anh vao gia tri ghi so cua khoan dau Pr. Lai dugc du thu hoac phan bo theo phuang phap
clueing thing. Cac chimg khoan nay dirge dinh gia dinh kj, theo gia tri thi tnrang va du phong giam
gia tri se dugc lap khi gia tri thi truing nh6 han gia tri ghi so. Du phang giam gia dugc ghi nhan
vao bao cao ket qua hog dang kinh doanh.
7. Chfrng khoin kinh doanh
Chting khoan kinh doanh la chUng khoan ban dau dugc mua va nim gift cho muc dich kinh
doanh trong ngin han hoac nett Ban Tang Giam dac guy& dinh nhu vay. Ngan hang dang ghi nhan
cac chang khoan nay theo gia gac vao ngay giao dich. Trong cac ky tier) theo, cac chang khan tier,
tuc dugc ghi nhan theo gia g6c. Tuy nhien, gia tri thi truing cua cac chfrng khan van dirge Ngan
hang theo doi de dinh gia ve khi nang giam gia khi gia tri thi twang thip han gia g6c. Ngoai trir
truing hgp khong the xac dinh gia tri thi truang mat each chic chin thi gia tri cua eking dugc tinh
dui tren nguyen gia sau khi trir di tan that trarc tinh (nen co). Lai hoac 16 tir kinh doanh chang
khan dugc ghi nhan tren bao cao ket qua hog clang kinh doanh theo so thuan.
8. Cac khan cho vay
Cac khoan cho vay ngin han c6 kS, han dual 1 nam; cac khoan cho vay va cho thue tai chinh
trung han c6 kji han tir I nam den 5 nam va cac khoan cho vay va cho thue tai chinh dai han co k
han tren 5 nam ke -Ur ngay giai ngan.
Viec phan log no va lap du phong rui ro tin dung dugc thuc hien theo Quyet dinh so
493/2005/QD-NHNN ngay 22 thang 4 nam 2005 va Quy6t dinh s6 18/2007/QD-NHNN ngay 25
tang 4 nam 2007 dm Th6ng d6c Ngan hang Nha ntrac Vi't Nam. Cac khan cho vay dugc phan
thanh nam nhom ng can cir vao tinh hinh tra ng va cac yeti t6 dinh tinh nhu sau:
Mom 1: Na di tieu chudn
Cac khoan ng trong han ma Ngan hang dinh gia la c6 du khi nang thu hoi day dii ca
•

g6c va lai dung thai han;
Cac khoan ng qua hp dual 10 ngay va Ngan hang dinh gia la co khi nang thu hai
•
day du gac va lai bi qua han va thu hoi day du gee va iai dung that han can lai;

Nhom 2: Ncy can chit ji
• C.Ac khoan nn Una han fir 10 nay ciAn 90 ngav:


11 SHB
Solid partners. toexiole sohnion•

Nein hang TMCP Sal Gen — Ha NOi
• Cac khoan no dieu chinh ky han tra no Ian dau;
• Cac khoan nq co cau lai thiyi han tra ng trong han theo thai han &rot co cau
Nhom 3: Na dual lieu chuan
• Cac khoan ng qua han tir 91 den 180 ngay;
• Cac khoan nq co cau lai thiri han tra nq lan dau, trir cac khoan ng dieu chinh ky han tra
ng Ian dau phan loaf vao nhom 2;
• Cac khoan no dugc mien home giam lai do khach hang khong dit kha nang tra lai day at
theo hop long tin dung;
Nhom 4• Nq nghi nger
•

Cac khoan ng qua han tir 181 den 360 ngay;

Cac khoan ng co cau lai thii han tra ng lan dau qua han duai 90 ngay theo that han
•
tra nq dugc co cau lai Ian dau;
•

Cac khoan ng co. cau lai thai han tra nq Ian thir hai;

Nhom 5: ATq c6 kith nang mat van
•

Cac khoan nq qua han trail 360 ngay;

Cac khoan nq co cau lai thiYi han tra nq lan dau qua han tir 90 ngay tra len theo thOi
•
han tra nq dugc co cau lai Ian dau;
Cdc khoan nq co cau lai thiyi han tra nq !An thin hai qua han theo thOi han tra nq
•
dugc co cau lai iAn thir hai;
Cac khoan nq co au lai thii han tra nq Ian thir ba tra len, ke ca chua bi qua hp
•
hoc da qua hp;
•

Cac khoan nq khoanh, nq chi xir ly;

Theo Quyet dinh s6 493/2005/QD-NHNN ngay 22 thing 4 am 2005 va Quyet dinh s6
18/2007/QD-NHNN ngay 25 thang 4 nam 2007, d6i vii cac khoan nq qua hp, t6 chirc tin dung
phan loai lai vao nhom ng co rui ro thap hoe khi Ngan hang dinh gia la có du kha nang thu heoi day
dit ca gac va lai; va khach hang có tai lieu, 116 so chirng minh cac nguyen nhan lam khoan ng nay
qua han dugc xir 1Y, khac phoc. Ngan hang chit do, ng to quyet dinh phan lo4i cac khoan ng vao cac
nhom ng ruf ro cao hoe tuong irng vai mire do, ruf ro khi xay ra mot trong cac truing hop sau day:
Khi có nhang then Men bat lgi tir tic dOng tieu clic den mai truerng kinh doanh va
•
linh voc kinh doanh;

•

Cac chi tieu tai chinh cita khach hang hoc kha nang tra nq cum khach hang bi suy giam;

Khach hang khong cung cap cho Ngan hang cac thong tin tai chinh kip thOi, day du
•
va chinh xac Ngan hang dinh gia kha nang tra nq cua khach hang.


MSHB
Nein hang TMCP Sal Gon — Ha NOi
Dy phong riii ro tin dyng: Viec tinh dg ph6ng cg the dugc can cu tren cac ty le ap dung cho
tirng nhom ng nhu sau:

1

Nq di tieu chuan

0%

2

Nq can chi y

5%

3

Nq dual tieu chudn

20%

4

Nq nghi ngir

50%

5

Ng c6 kha nang mat von

100%

9. Tii san co dinh
Tai san c6 dinh dirge the hien theo nguyen gia tri di khdu hao luy ke. Nguyen gia bao gem
toan be cac chi phi ma Ngan hang phai b6 ra c6 dugc tai san c6 dinh tinh den thai diem dua tai
san do vao trang thai sari sang sir dung. Tai san ca dinh dugc tinh khdu hao theo phuong phap
duong thing trir clan nguyen gia tai san trong suit thai gian hire citing ink tinh nhu sau:
- Nha cia, vat kien trim

10 - 25 nam

- May mac, thiet bi

03 - 05 nam

- Phucmg tien van tai

06 - 10 nam

- Dgng cg quan 1y va phan mem tin h9c

03 - 08 nam

Quyen sir dung ddt dugc khdu hao theo phuong phap duang thing phi hop vii Gidy ching
nhan quyen sir dung dat. Quyen sir dung ddt vo theri han dugc ghi nhan theo gia g6c va khong tinh
khdu hao.
10. Tien va cac khoin twang dining tien
Tien va cac khoan tuong dung tien bao gam tien mat, yang, di quY, tien giri thanh toan tai
NHNN, tin phieu Chinh phi va cac co gia ngin han du dieu kien chiet khdu vai NHNN, cac
khoan tien giri thanh toan va tien giri, cho vay tai cac to chic tin dung khde co thai han dao han
kh6ng qua 3 thing ke tir ngay giri.
11. Cac cong cu tai chinh phii sinh
Cac ding cu tai chinh phai sinh dugc ghi nhan tren bang can d6i Ice toan theo gia tri hop ding
vao ngay giao dich, va sau do dirge dinh gia lai theo gia tri hgp ly. Lai nhuan hoac 18 khi cac ding
Cu tai chinh phai sinh dirge thirc hien dugc ghi nhan trong bao cao ket qua h9at deng kinh doanh.
Lgi nhuan hoac 18 chua thirc hien dirge ghi nhan vac, khoan mgc chenh lech dinh gia lai cac cong


fib SHB

Sol. pa rtnen.11.(1131.. soNnIons

Ngan hang TMCP Sai Gan - Ha NOi
cu tai chinh phai sinh tren bang can dEii ke toan va dtrqc lc& chuyen vao kat qua hoat Ong kinh
doanh vao th6i diem cue3i nam.
12. Ghi nhan thu nh4p/ chi phi tai
Ngan hang ghi nhan thu nhap tir tai va chi phi lai tren bao cao kat qua hoat dOng kinh doanh
tren co sa du thu, du chi.

13. Ghi nh4n thu nh4p tir phi Ira hoa hang dich vu
Ngan hang thu phi tir cac dich vu cung cap cho khach hang. Thu nhap tir phi c6 the chia thanh
cac nh6m sau:
Phi thu tir viec cung cap dich vu trong mat theri gian nhat Binh: Phi thu viec
•
cung cap dich vu trong mot thai gian nhat dinh duqc du thu trong su6t theri gian do. Phi nay
bao Om phi quan ly, phi nhan uy thac, hoa hiing va the phi lien quan dan cap tin dung,
quan 1S/ tai san, phi quan ly danh lupe va cac chi phi quan ly ding nhu phi to van khac.
•
Phi thu tir vifc cung cap dich vu giao dich: Phi Oat sinh tir viec dam phan va tham
gia dam phan cac giao dich cho mot ben thin ba, vi du nhu dan xap viec mua c6' phan hoac
cac loaf chimg khoan khac hoac mua 10 doanh nghiep , duqc ghi nhan khi hoan tAt giao
dich lien quan. Phi hoac mot phan cua khoan phi nay co lien quan dan viec thirc hien mot
c6ng viec nhat dinh se dtrqc ghi nhan khi hoan tAt dieu kien tuong irng.


.
BASH 13
I
Ngin hang TMCP Sal Gen — HA Ni

14. Thong tin ha° cao bo phlan
- Thong tin bio cao bO plfa'n theo linh yip kinh doanh

Don vi: VND
Kink doanh vet tl
Dnu tu.

Ting Ong

huy (ging von

523,000,814,038

Tin dung ;1

4,010,786,972,915

Cho giai dogn tie ngety 1 thing 01 den nggy 31 thcing 03 nom 2013

1. Doanh thu truc tied

'
T

650,700,832,148 ;
1,

23,086,103,345

6,207,574,722,446

1_
11

Tai ngety 31 thong 03 nom 2013
1. Tit sin ht, phin
2. Tai san phin
Tong tai sin

15,716,348,017,602

57 397, , ,
145 154 991
3,199,246,775,648 :
60,596,391,930,639

52,253,240,277
T

.
1. Ng phai tra b0 phin

(100,082,575,134)1 I

ITOng cling my

(245,664,590,685)1 I

1,146,200,109,294
24,328,049,764,400 ;

25,364,170,000 14

96,320,706,997,699

2,988,548,226,146

7,386,248,351,365

3,013,912,396,146

103,706,955,349,064

(93,610,370,880,781) .
ii

(61,014,203,970):

(93,816,967,100,302)

(1,634,646,907)1

(35,856,770,859). .

(93,491,256,962)1

(231,065,249,862)

(1,634,646,907)!

(93,646,227,651,641)11

(154,505,460,932)1

(94,048,032,350,164)1

(145,582,015,551);

2. Ng phin 66'

15,768,601,257,879 I r

23,181,849,655,106,

7


SHB

Solid pennon, flexible soluliene

Ngfin hang TMCP Sai Gen — Ha NOi

- Thong tin bao cao bO plf4n theo khu virc dia 1ST:

D077 Vi: VND

Trong ntrirc
Chi tieu

Thu nh4p iai thu'In
Lai/ 18 thuAn tir hog &Ong dich vu

CN Nen ngoai

Mien Nam

TOng cong

185,290,846,619

81,437,119,056

137,934,964,089

430,500,512,460

1,433,495,790

17,799,202,542

1,180,203,218

7,876,978,694

28,289,880,244

(4,321,828,860)
(3,740,249,784)

Lai/18 thuAn tir mua ban chUng khoin du to
Lai/18 thuin hr hog dOng khac

Mien Trung

25,837,582,696

Lai/ 18 thu'An tir mua ban chimg khoan kinh doanh
Lai/ 18 thu'in tir hog do, ng kinh doanh ngoai h6i

Mien Bic

57,647,216,281

(4,321,828,860)
209,327,448

3,870,981,747

996,731,329
42,152

5,131,913,534

996,731,329
23,792,417

364,135,511

220,837,200

Thu nh4p tir Op von, mua c6 phAn

57,987,275,692

5,519,883,614
220,837,200

(10,523,864,915)

(317,596,561,637)

(34,581,889,528)

(79,968,772,451)

(442,671,088,531)

13,007,005,939

(54,831,642,992)

48,268,552,611

70,078,287,590

76,522,203,148

Chi phi du phong nil ro tin dung

(8,069,309,023)

187,456,279,493

(18,492,097,895)

(19,686,042,857)

141,208,829,718

TOng lqi nhtfan truk thue

4,937,696,916

132,624,636,501

29,776,454,716

50,392,244,733

217,731,032,866

Chi phi hog dOng
Loi nhu4n than tir boat do, ng kinh doanh truk
chi phi dg phong riii ro tin dung

8


SHB

Solid Mr• -, Ilemble odulans

Ngan hang TMCP Sai Gan — Ha Ni
15. Tien mit, vang bac, di quy
31/03/2013

31/12/2012.

VND

VND

1
I
Tien mat bang VND
Tien mat bang ngoai t
H[Kim loai qt*, da citt5/

I
375,040,749,0931
296,847,348,9891
62,743,410,832 I
734,631,508,914

L

1

256,757,313,480!
224,360,190,2621
!
3,758,142824:
484,875,646,566

16. Tien gin ti Ngfin hang Nha ntroffc
31/03/2013
VND
Tien giri thanh town tai Ngan hang Nha ntrac

:
!Tien gai phong tee (nu co)
,
1Tien

31/12/2012
VND

3,878,040,692,1951
I
-]
. 1.-

3,031,869,478,896

-I

gai khac

3,878,040,692,195!

3,031,869,478,896

_
17. Tien, yang gull tai va cho vay cic to chin tin dung khfic
31/03/2013
VND
ten, yang girl khong ky hgn
- Bang VND
- Bang ngoai t.", yang

Tian, yang girl có kj, hgn
- Bang VND
1 - Bang ngoai t.1 , yang

31/12/2012
VND

3,048,414,819,64111

1,116,473,324,150

977,770,318,7041[1

979,950,354,472

136,522,969,6781
2,070,644,500,937 I
1 L14,396,797,688,85011 19,642,384,956,481
13,315,137,064,530i I

18,636,242,066,481

1,081,660,624,320

1,006,142,890,000

-----

iCho vay
- Bang VND

- Bang ngoal yang

1,512,420,000,000 1

8,890,044,000,000.

1,200,000,000,000

7,350,000,000,000

312,420,000,000i

1,540,044,000,0001

18,957,632,508,4911

29,648,902,280,631


B1 SHB
Ngfin hang TMCP Sai Gen — Ha Ni
18. Cfic tong c tai chinh phai sinh vi cac tai sin tai chinh khfic
Tong gra trt ght so ke tarn
Tong gici tri clia hopH
(Theotii giet tot ngay 1019 hew ccio)
dcing (theo If, gia ngayIl
,I
Cong no.1
hieu lix Op dong)I1
Tai .5.6111

,

I

TO ngay 31 thing 03 nam 2013
Cong cy TC phai sinh tan a

;Giao dich kY han tin to

5,617,508,235,442

,
i

—

40,163,366,959

1,866,923,675,442
3,750,584,560,000,

Giao dich hoan di ky han

J
-

11,542,408,759
28,620,958,200

ITO ngay 31 thang 12 nam 2012

1,710,623,497,800

C'ong cy TC pluii sinh tan a

Giao dich ky han tier' te

913,539,370,00011

Giao dich hoan doi ky han

797,084,127,800'

5,846,612,060 L
1
3,263,769,995' 1

1
-

2,582,842,0651

19. Cho vay khach hang
31/03/20131
VND
Cho vay cac to chirc kinh te, ca nhan tong
Cho vay chit khan thucmg phieu va cac gia)/
Ito co gia

31/12/2012'
VND,

51,819,491,221,022

54,890,364,332,868

1,244,758,261,581

985,650,393,3401

1,308,432,051

582,245,331

I Cho thue tai chinh
I Cac khoan tra thay khach hang
Cho vaybngvntàitrci, üythác dau ttr
Cho vay di vâi cac to chirc, cá nhan nuOt
1
ngoai
Cho vay lchac

72,538,891,0661

74,572,331,345;

1,696,091,68 1,524

897,889,799,384

19,872,293,627

22,011,922,6161

54,854,060,780,8731

56,871,071,024,884

1Nq cho vay dirge khoanh va nq chir ?dr 1y


SHB

det solubane
SOW perInegs. Oleas

Nan hang TMCP Sal Con — Ha Ni

19.1. Phan tich chat ltrqng ncr cho vay
31/03/2013

31/12/2012

VND

VND

44,898,809,961,080

47,411,613,614,064

5,200,737,040,062'

4,613,611,974,996

561,233,082,9301

1,053,445,014,484

1Ng nghi nger

1,515,417,870,0741

1,724,926,789 777'

INg co Icha nang mat von

2,677,862,826,727

2,067,473,631,563

54,854,060,780,873,

56,871,071,024,884

31/03/20131

31/12/2012

VNDI

VND I

1Ng ngin han

29,147,770,756,598

1
32,390,613,057,711

1Ng trung han

13,385,298,555,9371

12,539,223,509,333

N.cr dai han

12,320,991,468,338

11,941,234,457,840

54,854,060,780,873

56,871,071,024,8841

1Ng du tieu chuAn

INg can chu
iNg duoi tieu chtfan

L

19.2. Phan tich dir nq theo thoi gian

1

19.3. Phan tich du nq cho vay theo di tuqng khich hang Nit loai hinh doanh nghib
31/03/2013

31/12/2012 1
..

tri4u VND

t

Clang ty TNEEFI tu nhan

Gang ty hgp danh
Doanh nghiep tu nhan

1

1.17
5.98
22.93

71.651

,

11,517,994

20.251

2,803,542

5.11

3,197,708

5.621

18,942,258
,-.

34.53

19,063,711

33.521
1
0.00'I
1.34
1
0.881
1
0.121

2,079

823,953
483,635
78,296

Kinh te tap the

Cho vay khac

640,719

%

3.74
2,127,108 ,
-t
560,436 1 0.991
.
5.181
2,944,494

4

Doanh nghiep c6 vOrt dau ty nuatc ngoai

Cho vay cti nhan

3.77

t3,280,724
-1-12,576,185

Clang ty TNHHNha nuerc

Gong ty ce phen Ichac

76.02

2,067,144

Doanh nghiep Nha nu& trung ucrng

Cong ty cO phan Nha nuac

40,748,054

41,698,534

Cho vay oic TCKT

Doanh nghiep Nha ntrac dia phtrang

i

tri0 VNI) ,

%

12,999,794

1-

0.00
1.50
-I
0.88 1
-10.14
23.70
.-"t

155,732
54,854,061

0.28
100.00 1

1,706
763,502
-1
500,953
70,443
15,937,074

28.02

185,943

0.33

56,871,071

100.00


14111 SHB
Nein hang TMCP Sài Gen — Ha Nei

19.4. Phan tich dir nq cho vay theo nginh kinh

4

4-1
31/03/2013' I

31/12/2012

Meng nghi'dp va lam nghidp va thily san

9,383,266

Khai khoang

4,078,961

Ging nghidp the bin, che tao

8,676,283

San xuat va phan phoi din, khi dot, mrac
nong, hoi nu& va di'd'u boa khong khi
A

ICung cap nuac; hoat dOng quan 1 va xix
rat thai, mrac thai
Xay dung
Ban buon va ban le; gra chcra 8 to, m6 to,
1xe mary_a xe co dOng. ea khac
1Van tai kho bai
Dich vu Iuu tru va an uOng
Thong tin va truyen thong
Hoat Ong tai chinh, ngan hang va bao
him
Hog dOng kinh doanh bat ddng san
Hoat dOng chuyen mon, khoa hoc va cong
nghd
,
Hoat d'Ong hanh chinh va dich vu ht! tro
Hoat dOng caa Dang Cdng san, to chirc
chinh tri - xa hOi, quan lnhà mrdc, an

!
1

17.11

1

i_.

15.82 '
*
2.32 1

1,270,333
t1

1!
0.04 L

21,132
5,824,526

3,964,713

l

18.53 1
1—
7.39 1
11
2.18 r,
+
0.16 I I
It
1.24 11
11
tt4.25 1,

10,162,541
4,054,800

85,645

1
t
1;

678,750

'

2,329,780

1

1,197,036

23,686

,

T;

18.471

4,092,720

,
,
.
,

1,284,432

1

2.26'
i
0.17,

95,341
720,594
2,236,672

,
7.201

1.271

.
111
I'

I

I

3.931

I
0.031

0.03 I I

66,974

I

21,970

t

0.09 1

49,744

1

4,992

1
I

0.09 I i
1.
0.12 1 1

44,085

0.081

76,326

0.13

0.04 I r

Y te va hog dOng trỗi giỹp xa hdi

17,105

0.02 I 1
1,

1
I

8,878

6,728,486

0.041
i
10.761

11

10,504,245

SI

17,674

46,972

6.97

'

8,707,926 I 15.311
!
2.36
1,342,569 I ,
1
1

11

I

21,757

I'

12.27 1:

142,125

Hoat dOng cüa cac to chin va co quan
quiic te

6,477

0.01

54,854,061 I

100.00

0.26

1

1

0.09
1
1
0.011

1
0.041

9,206,153

1
1!
11

16.19!

261,952

11

0.461

7,089

I I
11
I

0.011

1

Hoat ding lam thud cac cong vidc trong
cac hd gia dinh, san xuAt san phAtn vat
chat va dich vu tu tieu dung cua hd gia
dinh

Tong dir

8,090,626

°/0
.
1 14.231

6,118,343

10.62

51,452

Hoat Ong dich vu khac

1!

7.44 I 1

I

11

Giao due va dao too

Nghd thuat, vui chop va giai tri

1
trieu VNDI

°A ,I

trieu VND

56,871,071 I 100.001


MSHB
Ngfin hang TMCP Sal Con — Ha Ni
20. Dv pining riii ro tin dung

Dv phong chung

Dv phong cy thel

VND

VND

11±1E
zri
Sodirdauky
Dlr phong rüi ro trich lap trong kST/ (Hoan nhap dg
phong trong kj,)
Dg phong giam do xir 157 cac khodn ng kho thu h6i
bang ngulin di,r phong

343,011,107,224

907,419,723,637'

(34,710,073,753)

(100,509,960,872)1

308,301,033,4711

806,909,762,7651

!

,
,

;Dieu chinh tAng/ (giam) khac
SO dif

kj,

KS? trwor
SO (lir du

-1
200,004,430,998

Dv phang riii ro trich lap tong kV (Hoan nh4p dkr
phong trong kj)
D phong glim do xf.r 15, cac lchoan nq Icho thu hi
bang ngun dkr phang

1
752,457,604,945'

1,
143,006,676,2261
i

SO dir cuti 14

154,962,118,692

343,011,107,2241

907,419,723,637'

21. Chting khoan dau tu
21.1. Chung khoin diu tu sAn sang de ban
31/03/2013 I .r.
1,,
VND1
Chting khodn 1V9*
Chung khoan Chinh phU
Clang khoan Nq do cat TCTD khac trong ntrerc
phat hanh
Chimg khoan No do cac TCKT trong ntrerc phat
hanh
Chan khodn V6n
Ching khoan Vim do cac TCTD khac trong nuac
phat hanh
Ching khoan Win do cac TCKT trong mac phat '
hanh
Dw phong giam gid chting khodn sjn sang etj

ban

31/12/20121
VNDI
8,220,572,300,808

7,049,754,906,664 ;
'

4,071,107,030,3471

4,947,245,206,9641

374,070,458,934

375,018,484,5511

2,604,577,417,383

2,898,308,609,2931

48,112,869,317
11,688,790,000
36,424,079,3171
(8,818,806,416)
7,089,048,969,5651

ir

1

48,023,619,317
11,688,790,000]
36,334,829,317]
(9,863,783,316)
8,258,732,136,809


SHB

Sokld pannem.

1.011010119

Ngfin hang TMCP Sal Gen — Ha Ni
21.2. Chung khoin du tu gift den ngay din han

r

Chung khodn Chinh phii
ChUng khoan Ng do cdc TCTD khic trong nuac
phat hanh
Chung khoan Na do cac TCKT trong nu& PH t
Du pile:mg giam gia chirng khodn du tu gill an
ngay ciao han
r
1-•

31/03/2013
VND

31/12/2012
VND i

1,337,796,920,152

869,688,118 7031
'

520,700,000,000

2,345,668,000,000

1,616,669,790,437

1,075,187,684,8371
_,

3,475,166,710,589

4,290,543,803,540

22. Gop vtnt, &tu tu dai han

Du tu vao cong ty con
Cdc khoan du tu vao ding ty lien doanh
Cac khoan du tu vao cong ty lien ket
1 Cac khoan du tu dai han khac
Du phong giam gia du tu dai han

31/03/20131
VND
167,710,070,0001

31/12/2012
VND
167,710,070,0001

420,325,699,0751

(870,780,346)

420,325,959, 557
(60,241,265,051)1

587,164,988,7291

527,794,764,5061


H13
Nan hang TMCP Sal Con - Ha Ni

23. Tai san co dinh hint hinh
- Tang, giant tat san do Milk hint hinh ky nay
.

1
1

1
COng1
I

Phtrang tien yan tai,1
1
.h
cfra,
- 1 Dung cu quail lyi Tai san co dinh khici
May mec, thiet bi

1
truyen &In;
•
1
vat kien trticl
:
1
23,023,012,430 1
146,323,945,0611- 123,221,769,187!
191,844,015,346
194,729,446,713;
3,201,074,2491
6,571,596,442
203,287,743
2,230,980,168
8,959,559

Khoan mkic
: Nguyen gni
1 SO du du ky
So tang trong ky

679,142,188,7371
12,215,898,1611

3,201,074,249 I

12,215,898,1611

- Tang khcic

SO giam trong ky
- ChuyJn sang BDS dclu ttr
I- Thank lji, nhuang ban
I
1 - Gicim khcic

6,571,596442 I

203,287743

2,230,980, 168

8,959, 559 I

Mua trong lcji
- Dclu tu. XDCB hoan thanh

1-

SO thr cuOi ky
Gia tri hao mon luy ke
SO chr du ky
SO tang trong ky

I
1Don vi tinh: VND

I
I

1
1

-1,,
5,618,260,826!

732,087,895!
I

220,434,415

,

i
"--f
443,402,9531

I

1
I

-1

7,016,417,066,

2,230,977

i

I

i

-i
--- 1
1
7,016,417,066!
684,341,669,8321

5,618,260,826

220,434,4151

732,087,895 i

443,402,953 I

2,230,9771

189,120,145,446

193,854,561,099

145,795,144,9091

129,349,962,676!

26,221,855,7021

34,466,160,823
.
2,354,779,506;

108,009,543,960
6,219,403,116

I
55,034,026,0061
4,374,598,6821

75,580,115,639
5,309,420,2501

413,306,957,5811
-1-1
1,390,443,999 i

2,354,779,5061
1

6,219,403,116

4, 374, 598,6821_

5,309,420,250

1,390,443,999'

19,648,645,553 1

279,7231

13,194,767

13,247 ,2621

886,316,431
-

_

- Khciu hao trong kp
1 - Tang khcic
.-.---;

So giam trong ky
- Chuyen sang BDS dau to

1- Thanh 13i, nhacmg ban
Glenn kink
ISO chr cuOi ky

Gia tri con lai cua TSCD I
Tai ngay du ky
1 Tai ngay cu6i ky
I

4

--4--

,
4

-r

279,723 I

13,194,767

36,820,660,6061

114,215,752,309

160,263,285,890;
152,299,484,8401

83,834,471,386
79,638,808,790

569,617,2961
11
1569,617,296

1

58,839,007,3921
f
91,289,919„

055 i
86,956,137,5171

-1.

289,977,3831
Tir

1
13,247,262

1
286,396,804,0091
19,648,645,553

886,316,431

289,977, 383 1
80,599,558,5061

14,684,154,3181

305,159,133,131

I
47,641,653,5481
48,750,404,1701

I
9,716,054,8491

11,537,701,3841

1
392,745,384,7281
379,182,536,7011

5


DI SHB
.
Ngan hang TMCP Sal Gen — Ha Nei

- Tang, giant tai san co dinh him hinh ky train:
1
Khan mac
Nguyen gia
ky
SO dtr
SO tang trong ky
Mua trong kj)
Deiu to XDCB hoan thanh
Tang khac
\Thein tat san to HBB
So giam trong ky
Chuyen sang BDS dciu to
1- Thanh 1j), nhuvrtg ban
Giam khcic
So dtr cuOi ky
Gia tri hao mon Ink Ice

SO du. ditu ky
SO tang trong ky
I- KA:1u hao trong
ITang do hoan thanh mua
- Tang khtic
1Nhan tat san to HBB
iSO giam trong ky
Chuyen sang BDS dau to
Thanh ly, nhuvng ban
1 - Giam kheic
1St) du cuOi ky
Gia trj con lai caa TSCD
TO nay dau ky -To
Tai ngay cuoi ks,

Nha 6'12,1
Vat {den trim!
49,170,531,021
1
145,558,915,692
6,551,420,5191
322,495, 173;
138,685,000,000;

-1
194,729,446,7131
10,483,561,9561
23,982,598,8671
5,524,498,4271
18,100,4401

18,440,000,000;

Plurcrng tien van ;
tai, truyen

May mac, thiet bi I

80,374,843,5421
66,460,601,035;
23,758,141,453

54,627,721,4161
137,287,919,073!
2 7,752,989,3921
1,922,929,681 •

76,459,582
42,626,000,000
511,499,516

107,612,000,0001
71,625,1431
-I
62,316,143 1
9,309,000
191,844,015,346

511,499,5161
146,323,945,061

1
18,894,881,8921
89,186,987,4761,
1
17,052,121,784
1
438,269,720
15,595,972
71,681,000,000
72,325,4081

34,466,160,823;

35,732,839,5241
83,834,471,386;

941,8501
19,123,000,000
252,012,1321

60,549,882,3501
63,984,540,560;
10,217,708,905
6,638,831,6551
399,000,000
46,729,000,000:
1,312,653,7231
1
1,312,653,7231
123,221,769,1871

28,326,026,142
48,499,447,283
14,507,689,309
1,314,757,9 74—
366,000,000
32,311,000,0001
1,245,357,786;

251,181,883,743
6,458,905,4141
429,856,083,376
16,564,107,0161
1,971,107,016 70,251,367,285
8,884,256,509
475,459,582
-1
350,245,000,000
14, 593, 000,000 1
-1
1,895,778,382
-1
23,023,012,4301
1
2,942,602,285
10,364,355,2961
2,357, 355, 2961
_,
18,007,000,000

-1

1,886,469,382
9,309,000
679,142,188,737
84,252,246,320
203,714,253,015
51,998,587,059
1,771,128,134
382,53 7,822
149,562,000,000
1,569,695,326

55,034,026,006

75,580,115,639'

-1
13,306,957,581

1,561,716,556
7,978,770
286,396,804,009

56,769,669,4971
91,289,919,055,

32,223,856,208,
47,641,653,548

3,516,303,1291

9,716,054,849

166,929,637,423
392,745,384,728

252,012,132 ,

64, 346,638 1
7,978,770
108,009,543,960

38,686,969,0651
160,263,285,890;

23,605,174,0451
31,680,864,0931
12,556,922,2431

Ding cy quail

1Don vi Unit - VND
Thi san c6 dinhl
ging
kik;

-

1,245,35 7,786

16

SHB
Ngfin hang TMCP Sai Con — Ha Ni
24. Tat san co dinh vo hinh
- TAng, giam tai san coi Binh vô hinh kY nay:
Iflan vi tinh: VND

Phan mem vi tinh

Quya'n sir clang at

'Khoin mac
Nguyen gii
SO chr du ky
1
So ling trong ky

3,611,783,319,561t
-

Mua trong kj)
- Tang khac

SO giim trong kyr

—1Gii trj hao mon lay' ke
,- - — "X"-1 So (Iv dau kY
SO tang trong ky

241,249,309,000
.,

-.

L- Khcht hao trong k))
L.7. Tanzkhac
ISO giim trong ky
r- Thanh l nhuong ban
Giam khac
4
t.

1
I
173,385,653,707 21,983,080,3101
_
7,494,473,040
1 --

So dr cum ky
s
Gii tri can Iai
s
Tai ngiy .u k5'
1
Ti ngiy cuei kY

367,477,660

241,249,309,000

367,477,660

Gang
,
3,807,152,344,578
7,494,473,040'
7,494,473,040
-

7,494,473,040

-

- Thanh Iii, nhu.cmg ban
- Giam khcic
-1—-- z.
So (lir cum ky

TM sin Co dinh:
vo hinh khic

241,616,786,660

I
,[

_
241,616,786,660

3,370,534,010,561

180,512,649,087,

21,983,080,3101

3,573,029,739,958

789,201,882
38,876,940

75,972,667,027
5,241,035,298

5,748,592,9771
2,155,789,234t-

82,510,461,886
7,435,701,472
7,435,701,472,

5,241,035,298 2,155,789,234,

38,876,940

-

24,042,779

7,775,481,

24,042,779

-{

,
7,775,4811

I-

31,818,260
31,818,260

828,078,822

81,189,659,546

7,896,606,730

89,914,345,098,

3,610,994,117,679
3,369,705,931,739

97,412,986,680'
99,322,989,541

16,234,487,33i
14,086,473,580

3,724,641,882,691
3,483,115,394,860;


(
1

SHB

Ngfin hang TMCP Shi Gan — Ha N(ii

- TAng, giim tai san co dinh vo hinh ky trtrk :
Don vi tinh: VND

1 Khoin mac
Nguyen gift
ky
S6`--dir
1So tang trong ky

Mua trong nam
Tang do hoan thanh mua scim TSCD
Tang khac
Nhcin tai san tit HBB

Quyen sir dyng dAt

2,030,651,354,061
1,618,650,001,500

san co dinh
vo hinh khac

Phan mem vi'
tinh

COng

2,106,146,460,886;
1,738,620,639,692
16,772,713,3421

53,512, 026, 51511 21,983,080,3101
119,970,638,192.

16,772,713,342
34,007,924,850 L
1,589,761,001,500
28,889,000,000

34,007,924, 050
50
I, 589,761,001,
98,079,000,000 I

69,190,000,000

ISA giam trong ky

37,518,036,0001

96,720,000,

37,614,756,000

- ThanhI,V, nhtrang ban
- Giam khcic
cuoi ky
irSO

37,518,036,000

96,720,000 •

37, 614,756, 000 !

3,611,783,319,561

173,385,944,707

21,983,080,3101

3,807,152,344,5781

631,102,326
158,099,556

14,064,122,6321
62,005,264,395

18,944,976,565
63,662,205,321

158,099,556 I

22,939,264,395

11
4,249,751,6071
1,498,841,370;
/, 498,841,3701

39,066,000,000

-L
-;

Goa tri hao man luy ke
ky
chr
ISO tang trong kj,

Khdu hao trong nam
Tang do hoem thimh mua sam TSCD
iTang khac
INhan tai san to HBB

-,---11—

r

24,596,205,3211

39,066,000,000

So giant trong ky

-

96,720,000

- Thanh 45, nhumg ban
- Gicim khcic

-

96,720,0001

-1

96,720,000;

789,201,882

75,972,667,027

5,748,592,977

82,510,461,886

2,030,020,251,735
3,610,994,117,679

39,447,903,883
97,413,277,680

17,733,328,703
16,234,487,3331

SO dwell& ky
Goa tri con lyi
Tai ngity din ky
Tai ngay cutli ky

96,720,000

2,087,201,484,321
3,724,641,882,692,

25. Tii san Co khic
31/03/2013
VND
Cdc khoan lai, phi phai thu
Chi phi xay dung ca ban dh dang
ICac khoan phai thu (*)

31/12/2012
VND

4,665,866,830,226

4,461,258,546,259

236,340,785,984

226,469,545,683

1,874,140,016,709

1,286,741,974,176
(9,171,959,395)

I Dv phOng ri i ro cho cac tai san CO khac
Tai san Co khac

4,588,109,964,505

4,017,568,675,877

11,364,457,597,424,

9,982,866,782,600


SHB
NOIR hang TMCP Sai Gen — Ha Ni
26. Tien, yang gui va vay cac t chin tin (twig khfic
- Tien yang gin tai cac to char tin dung khac
31/03/2013

31/12/2012

VND

VND

Tin, yang gfri khOng 147 him

879,155,312,180

934,967,159,172

1 - Bang VND

877,211,334,3411'

921,868,241,479

1,943,977,839

1
-

13,800,000,000,000
770,636,000,000
15,505,603,159,172

31/03/20131

1- Bang yang ya ngoai

14,570,636,000,000

9,508,071,312,180

Bang VND

8,628,916,000,000
978,916,000,000

Tien, yang gni co kj, hgn

13,098,917,693

7,650,000,000,000

Bang yang va ngo4i

1
31/12/2012 ,

Tien yang vay cac t chuc tin &pig !chic

VNDH
1,247,000,000,000

- Bang VND

4,897,000,000,0001

520,700,000,0001

Tong

va vay cac to chin tin

1,374,648,000,0001

1,767,700,000,000

- Bang yang va ngoai

Tong tien, yang
clang khac

VND1

6,271,648,000,000

11,275,771,312,180,

21,777,251,159,172