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k6
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bing
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chric
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trong
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chuAn
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vi
ti€n
tQ
sri
dgng
trong ghi
ch6p
k6

todn
lh
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tic
ghi
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vg
bing
ngoSi
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quy
tl6i
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h6
thdng
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to6n
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hdng,
tdt cit
cdc

nghiOp
vu ph6t
sinh
cua
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hhng
duoc
h4ch
to6n
theo
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thoi
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nam,
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sdn vd
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sang

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thu
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vir
chi phf
bing
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hach
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bing
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ng)y
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b6o
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no
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ly

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vi
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c6
dinh
hoac
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th6
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duoc
vd
Ban

TOng
Gi6m
d6c
c6
y
dinh
vd
c6
kh6
ndng
giir
d6n
ngdy
dr4o
h4n.
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hhng
dang ghi
nhfln
c6c
chimg
kho6n
ndy
rheo gi6
g1ccQng
ldi
dg
thu
tru
l6i

chd phdn
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tri
php
tr6i
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kh6u
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cfing
duqc
phan
6nh
vdo gi6trighi
s6
cira
khodn
dAu
tu.
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dg thu
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ph6p
duong
thang.
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khoi{n

ducrc
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khi
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thi
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s6.
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phdng
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ghi
nhAn vdo
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6.
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kho6n
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Chimg kho6n
dAu tu sin
sdng ee Uan ld c6c
chimg kho6n
duoc gifr
trong thdi
gian
kh6ng

An
dinh tru6c,
c6 th6
dugc b6n ae
Aap img nhu
cAu thanh
khoin hoac
d€ trng
ph6
v6i
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thay
d6i lai
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gi6,
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nhAn
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chimg
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tru lai

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phs
trdi
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kh6u
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6nh vdo gi6
trf
ghi
s6
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tu. Ldi
duoc
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theo
phuong
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kho6n
ndy
duoc
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gi6
dinh
ky
theo
giri
tri thi
trudng vd
dg
phdng
gi6m
gi6
tri
sE dugc
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gi6
tri
thi trucmg
nho hcrn gi6
trf
ghi
s6. Dp phdng
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gi6
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ghi
nh6n

vio
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qui
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doanh
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khor{n
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chimg
khoi{n
ban
dAu
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cho
muc
dfch
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trong
ngin
h4n hodc

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Ban
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Gi6m
d6c
quy6t
dinh
nhu vfy.
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hdng
dang ghi
nh6n
c6c chimg
kho6n
ndy
theo
gi6
g6c
vho
nghy
giao
dich. Trong
c6c
kj,ti6p
theo,
ci{c
chimg
kho6n
ti6p
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duoc ghi
nhQn
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gi6
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kh6ng
th6
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c6).
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tt
kinh
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chime
khodn
dugc ghi
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cho
vav
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khoin
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h4n
c6
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khoAn
cho vay
vd
cho
rhue
tai
chinh
trung
han
c6 k!
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tir
1 ndm
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vh
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cho
vay
vd

cho
thue
tdi
chinh
dbi
han
c6
kj,
han
tr€n
5 nim
k6
tu
ngdy gidi
ngdn.
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no
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phdng
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ro tfn
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dinh
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cho
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thanh ndm
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ng
cdn cri vdo
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trd
ng vd
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tinh
nhu
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ti1.u
chudn
o
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khoAn
no
trong
h4n
md
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ln
c6
itri
kha
ndng
rhu
h6i
dAy
du
cd
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vd
ldi
dting
thdi
h4n;
o
Cdc
kho6n
no qu6
han
du6i
10
ngdy
vd
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hdng
dr{nh gi6
ld
c6

khA
ndng
rhu
h6i
dAy
dn g6c
vd ldi
bf
qud
han
vh
thu h6i
dAy
drl gdc
vd
ldi
dring
thoi
h4n
cdn
lai;
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2:
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chfi
i
W*S}IB
Ngdn hing TMCP
Sii Gdn
-

Hh
NQi
o
Cdckhodn no qu6
h4n tir 10 ngdy
d6n 90 ngby;
o
Cdckhoin no
diAu chinh kj'han tr6 no lAn
dAu;
c
CilckhoAn
ng co c6u lai
thoi h4n trA no trong
han theo
thdi han
duoc co
cAu lai.
Nh6m
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dordi ti€u chudn
o
Ci{c khodn
ng
qu6
h4n
tir
91 dtin 180 ngdyl
o
Cdc khoin

no co
c6u l4i
thdi h4n
trd no lAn
dAu,
trir
c6c khoan
ng
di6u
chinh
kj,h4n
tri
ng
lAn
dAu
phAn
loai
viro
rh6m2;
o
Cdc kho6n
no
duoc
mi6n
hodc
gi6m
ldi
do kh6ch
hdng
kh6ng

dt
kha ndng
tra lai
dAy
di
theo
hcr,p
d6ng
tfn dung;
Nh6m 4:
Nq nghi
ngd
o
Cdc
khoin
ng
qu6
h4n
rir 181
d6n 360
ngdy;
o
C6c
khoan no
co c6u l4i
thdi h4n
tr6 no
lAn
dAu qu6
h4n

du6i
90 ngdy
theo
thoi han
trii
nry
dugc
co c6u
14i lAn
dAu;
o
Cdc khoin
no
co cAu
l4i thoi
han
tri no
lAn
thri
hai;
Nh6m
5:
Nq c6
kha ndng
mtt't
vdn
o
C6'c
khoan
no qu6

han
trOn
360
ngdy;
o
C6c
khoan
ng
co
c6u
lai
thoi
h4n
tr6
n<v lAn
dAu qud
h4n
tir
90 ngdy
rro
l6n
rheo
thoi
han
tri
no
dugc
co
c6u lai
lAn

dAu;
o
Cdc
khoin
ng
co
c6u l4i
thdi
h4n
tri
no
lAn
thri
hai
qu6
h4n
rheo
thoi
han
tra
no
duoc
co
c6u l4i
lAn
thri
hai;
o
C6c
kho6n

no
co
c6u
l4i
thoi
h4n
tr6
no
lAn
thri
ba
tro l6n,
k6
cd
chua
bi
qu6
h4n
ho{c
dd qu6
hqn;
o
Cdc
khoan
no
khoanh,
ng
chd
xir lf;
Theo

Quy6t
dinh
s6 +gztzoo5/QD-NHNN
ngdy
22
th6ng
4
ndry
2005 vd
Quy€t
dinh
so
I8|2007|QE-NHNN
ngiry
25
thang4
ndm2007,
AOI
vOi
c6c
khodn
no qu6
han,
t6 chric
rfn
dung
phin
lo4i
lai vdo
nh6m

no c6
rui
ro
th6p
hor
khi
Ngdn
hdng
d6nh gi6ld
c6
dir khA
ndng
thu
h6i
dAy
du
ci
g6c
vd
l6i;
vi
kh6ch hdng
c6 tdi
li6u,
h6
so chimg
minh
c6c
nguy6n
nhdn

ldm
khoin
no
ndy
qu6
h4n
duoc
xu li,
khdc phuc.
Ngdn
hdng
chu
dQng
tr,r quytit
dinh phdn
loai
c6c
khodn
no
vdo
c6c
nh6m
no
rui ro
cao
hcm
tucrng
img v6i
mric
dQ

rui ro khi
xdy ra
mQt
trong
c6c
trucrng
hqp
sau
d6y:
o
Khi
c6 nhirng
di6n
bi6n
U6t
tqi
tir t6c
dQng
ti€u
cuc
d6n
m6i
truong
kinh
doanh
vd
linh
vtrc
kinh
doanh;

o
Cdc chi
tiOu
tdi
chfnh
cua
kh6ch
hang
ho4c
khd
ndng
trA
no
cia kh6ch
hang
bi
suy
gi6m;
o
Kh6ch
hing
kh6ng
cung
c6p
cho Ng0n
hbng
c6c
th6ng
rin
rdi

chinh
kip
thoi,
dAy
du
vd
chfnh
x6c
d6 Ngdn
hdng
dr{nh gid
kha
ndng
rrd
no
cua
khdch
h}ng.
W$}I,H
NgAn hing TMCP
Shi Gdn
-
Hn
NQi
Dq
phbng
rrii ro tin
dgng: ViQc tinh
dg
phbng

cu th6
dugc
cdn cri
trOn cdc
ty lQ 6p
dung cho
timg nh6m
no nhu
sau:
Nh6m
Lo4i
Tf
le
dr;
phbng
cU th6
I
No dri tiOu
chudn
\Vo
2
No
cAn
chf
f
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3
Nq
dudi
ti€u

chudn
20Vo
4
Ng nghi
ngo
5OVo
5
Nq
c6 khA
nang
m6t v6n
t00To
9.
Tii
sin
c6
einn
T)i
sdn
cO
einfr
dugc
thd hi6n
theo nguyOn
gi5
trir
di kh6u
hao
lfry
k€.

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gi6
bao g6m
tobn
b6
c6c chi phf
mb
Ngdn
hdng
ph6i
bo ra
dd c5
duoc
tbi
sAn
cO
Ainfr
tinh
d€n
thoi
di6m
dua
tii
s6nd6vbotrangth6is5nsdngsudung'T)is6ncoeprrdugctinhkh6uhaotheophucrngph6p
dudng
thing
eC
tru
dAn nguy€n
gir{

tdi
sin
trong
su6t
thoi gian
hiru
dpng
u6c
tinh
nhu
sau:
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cira,
vdt
ki€n
truc
10
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ndm
l
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03
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06
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nam
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cp
qudn
lj vb phAn
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tin
hoc
03
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nam
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sri
dung
dAt
duoc
khAu
hao

theo phucrng
ph6p
dudng
thdng
phn
hqp
v6i
Gi6y
chrlng
nhan
quy€n
sri
dung
d6t.
quy6n
su
dgng
d6t
vo
thoi
h4n
duqc
ghi
nhAn
theo
gi6,
g(:cvd
khing
tinh
kh6u

hao.
10.
Tidn
vi
c6c
khoin
tumrg
tluong
ti6n
Ti€n
vd
c6c kho6n
tucrng
duong
ti6n
bao
g6m
ti€n
mdt,
vdng,
dd quy,tien
gui
thanh
ro6n
tai
NHNN,
t(n phi6u
Chinh phu
vi
cdc

gi6y
td c6
gi6
ngin
h4n
dri
di6u
kiQn
chi6t
kh6u
v6i
NHNN,
c6c
khodn
ti€n giri
thanh
to6n vd
tidn gui,
cho vay
tai
c6c
td
chric
tin
dpng
kh6c
c6
thoi
h4n
d6o

h4n
kh6ng qu6
3 th6ng
kd
tu ngdy giri.
11.
C6c
c6ng
cg
tii
chinh ph6i
sinh
C6c
cOng
cg thi
chfnh
ph6i
sinh
duoc ghi
nhfn
tr6n
bdng
cdn
aoi
tc
to6n
rheo
gi6trihqp
d6ng
vdo

ngdy
giao
dich,
vd
sau
d6
dugc
d,6nh gi|lai
theo
gi6
tri
hqp
ly.
Lgi
nhufn
hoac
l5
khi
cdc
c6ng
cg
tbi
chinh ph6i
sinh
duoc
thuc
hi6n
dugc
ghi
nhan

trong
b6o
c6o
k€t quA
hoat
dQng
kinh
doanh.
Lqi
nhuan
hoac
l5
chua
thgc
hi6n
dugc
ghi
nhfln
vio
khoAn
muc
chOnh
lpch
drinh gi6lqicdc
c6ng
.
WSHB
Ngdn hing TMCP
Sii Gdn
-

Hn
NQi
cu tai chfnh ph6i
sinh trOn bing
cdn d6i kt5
to6n vh duoc
k6t
chuydn
vdo
ktlt
quii
hoar
dQng kinh
doanh vdo thoi
di6m
cu6i nam.
12.
Ghi nh$n
thu nhflp/
chi
phi
ldi
Ngdn hdng ghi
nhAn
thu
nhQp tu ldi
vd chi
phf
ldi
duoc

ghi
nhfln
trOn
b6o
c6o kdt qud
hoat
dQng kinh
doanh
trOn
co so
dp thu,
du chi.
1.3.
Ghi
nh$n
thu nhfp
tir
phi
vi hoa
hdng
dich
vq
Ngdn
hdng
thu phi
tir c6c
dich
vu
cung c6p
cho

kh6ch
hdng.
Thu
nhflp
tir
phf
c6 th6
chia
thdnh
c6c
nh6m
sau:
o
Phi
thu
tb viQc
cung
clip dlch
vqt
trong
mQt
thdi
gian
nhdt itlnh:
phi
rhu
rir vi6c
cung
cdp
dch

vu
trong
mQt
thoi gian
nhdt
dinh
duo.
c dF
thu
trong
su6t
thdi
gian
d6.
phi
ndy
bao
gdm
phf
qu6n
ly,
phi
nhan
iry
th6c, hoa
h6ng
vd
cdc
phi
liOn quan

d6n
cfp tin
dung,
quin
lf
tii
sdn,
phi
qudn
lf
danh muc
vh
ci{c chi phi
quin
lf
cfing
nhu phi
tu v6n
khi{c.
)
o
Phi
thu
tilviQc
cung
ciip dlch
vy
giao
dlch:
Phiph6t

sinh
rir vi6c
dlm ph6n
vh
tham
:
gia
ddm phdt
c6c
giao
dich
cho
mQt
bOn thri
ba,
vi
du
nhu
ddn x6p
viQc
mua
c6 phAn
hodc
c6c
lo4i
chimg
kho6n
khdc
hodc
mua

lai
doanh
nghiQp
,
dugc ghi
nhfln
khi
hohn
tft giao
dlch
liOn quan.
Phf
ho4c
mQt phAn
cira
khodn
phi
nby
c6
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d6n vi6c
rhuc
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mQt
;
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He
NQi
15. Ti6n
m{t,
ving b4c,
tI6
quf
Ti€n
mdt
bdng VND
1
,
J
Ti€n
mdt
bdng
ngoai
td
16.
Ti6n
gui
t4i
NgAn hing
Nhi nutic
Ti€n gui
thanh
to6ntarNgdn
hbng
Nhb
nu6c

1
I r€n gui
phong
toa
(n€u
c6)
Ti6n giri
khr{c
17.
Tidn,
ving
gfti
t}i cdct6
chric
tin
dgng
kh6c
Tidn,
vdng
gfri
khdng
kj,hqn
-
Bing
VND
^)
-
sang
ngoal
te, vang

TiAn,
vdng
gici
c6
kj,
hgn
-
Bing
VND
^J
-
rjang
ngoat
te, vang
330,379,305,901
201,359,461,905
31/03/201r
VND
or/0I/20r1
VND
241,988,192,900
88,390,123,101
129,346,I99,905
72,0I2,272,000
3t/03/20t1
VND
0t/0r/20t1
VND
201,663,032.941
505,232,494,164

201,663,032,941
505,232,494,164
3r/03/2011
VND
01/01/20tr
VND
5,972,692,792,041
5,941,526,306,999
I31,166,475,153
5,663,969,027,779
5,569,309,027
,779
94,660,000,000
13,712,764,266,314
L1,636,661,909,919
6,044,012,702,997
5,919,909,236,017
225,204,466,964
7,669,751,563,333
.
5,999,947
,593,333
I,669,903,990,000
ws-r.s
NgAn hing TMCP
Sii Gdn
-
Hn
NQi
18.

Chfng kho6n
kinh doanh
3r/03/201r
VND
Chftng khodn
Nq
-
Chimg
khorln
Ch(nh phi
-
Chrmg
kho6n
Ng
do c6c
TCTD
kh6c
trong nu6c ph6t
hdnh
-
Chimg
kho6n
Ncy
do
c6c
TCKT
trong
nu6c ph6t
hdnh
Chrmg

khodn
VOn
-
Chung
kho6n
Vdn
do
c6c TCTD
khr{c
trong
nu6c ph6t
hbnh
-
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khoSn
V6n
do c6c
TCKT
trong
nudc ph6t
hdnh
Chftng
khodn
kinh
doanh
khdc
Dqt
phdng
gi,rtm
gid

ch*ng
khodn
kinh
doanh
Thuy6t
minh
viitinh
tr4ng
niom
y6t
cria c6c
chring
kho6n
kinh
doanh
3l/03/2011
VND
Chftng
khodn
Nq
-
D5
ni0m ytit
-
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ni6m
y6t
Chthng khotfin
ViSn
-

Ed niOm y6t
-
Chua
niOm y6t
Chrhng
khodn
kinh
doanh
khdc:
-
Ed ni€m y6t
-
Chua
niOm y6t
0t/01/20t1
VND
0l/01/2011
VND
WSH,S
NgAn
hing
TMCP
Sii Gdn
-
Hn
NOi
19.
c6c c6ng
cg
tii

chinh
ph6i
sinh
vir
c6c
tii
sin
tii
chinh
kh6c
T6ng giti
tri
cua
hqp
d6ng
(theo
ty
gid
ngdy
hi(u
larc
hqp
ddng)
Tring
gid
tri
ghi
sii
ki! totin
(theo

tjt
giti
tai
ngdy
lQp
bdo
cdo)
T4i
ngiy
31
th6ng
3 nim
20tl
C6ng
cy
TC
phdi
sinh
tiin
tp
Giao
dfch
lc!
hqn
ti€n
tQ
803,S86,756,164
Giao
dich
ho6n

ddi ky
han
903,996,756,164
T3i
ngiy
01
thdng
01 nim
2011
C6ng
cy
TC
phdi
sinh
tiin
t(
Giao
dich
kj'han
ti€n
t6
138,561,862,265
Giao
dich
hordn
ddi
ky
han
49,902,858,800
199,464,721,065

Tdi
san
638,519,384,t11
(626,298,484,658)
12,280.899.4s3
639,579,394,111
(626,299,494,659)
12,2g0,ggg,453
142,117,439,795
(139,903,889,155)
2,213,550,640
49,902,858,800
(55,016,000,000)
(5,113,141.200)
t92,020,298,595
(194,919,gg9,155)
(2,g99,590,560)
C6np
no
Gid
tr! rdi
san/
(c6ng
nol
rdns
20.
Cho
vay
kh6ch
hing

Cho
vay
c6c
t6
chric
kinh
t6,
cltnhdn
trons
nu6c
Cho
vay
chi6t
kh6u
rhucmg
phi6u
vd
cdc
glay
r0
co
gla
Cho
thuO
thi
chfnh
C6c
khoan
tr6
thay

khrdch
hdng
Cho
vay
bing
v6n
tdi
tro,
riy
th6c
dAu
tu
Cho
vay
dOi
vOi
c6c
t6
chric,
c6
nh6n
nu6c
ngodi
Cho
vay
kh6c
Ng
cho
vay
ducr.

c
khoanh
vd
no
chd
xri
lV
31/03/2011
VND
0t/01/2011
VND
24,270,102,929,4g6
450,000,000
20,914,017,470
9,697,046,606
24,301,153,993,562
24,791,474,677,652
220,252,430,000
6,335,096,993'
17,995,92I,457
19,301,930,I74_
25,045,359,956,100
l0
WSH,S
NgAn
hing
TMCP
Sii
Gbn
-

Hi
N6i
20.1.
Phin
tich
ch6t lugng
ng
cho
vay
Nq
dt
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No
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du
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Ng
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Ng
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Cho
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Kinh
t6
tfip
th6
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vay
cd
nhdn
Cho
vay
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263,934,001.130
265,395.559.520
25,045,359,956,100
24,301,153,993,562
3U03/20r1
VND
0t/01/20t1
VND
23,87
4,154,444,515
791,99I,439,363
74,971,593,314
40,408,498.778
23,363,668.334.877

596.554.769.833
36,159,292,942
39,376,036,390
3r/03/201r
VND
0I/01/2011
VND
14,650,919,047
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6,452,900,960.370
3
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,g4g
15,595,701,013,1g9
5,390,059,295,340
3,315,394,695.034
25,045,359,956,100
24,301,153,993,562
20'3'
Phan
tich
du
ng
cho
vay
theo
oiii
tuqng
kh6ch

hing
vh
roSi
hinh
doanh
nghiQp
16,977,446,012,299
1,256,221,125,265
666,363,249,335
1,639,391,082,531
4,920,632,609,644
2,103,523,395,070
5,499,914,931
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0
466,540,248,327
315,113,339,680
9,619,425,002
9,043,443,495,623
124,470,459,19g
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67.39
s.02
2.66
6.55
19.65
8.40
21.96
0.00
1.86

r.26
0.04
32.12
0.50
3t/03/201r
VND
0t/0r/2011
VND
13,720,512,092,554
56.46
468,829,488,391
r.93
33,129,458,051
0.14
800,504,985,460
3.29
4,572,949,481,058
18.82
1,603,339,586,917
6.60
5,531,298,442,466
22.76
600,000,000
0.00
235,041,938,823
0.97
418,702,346,512
1.72
56,110,364,816
0.23

10,569,191,g27,030
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12,450,073,979
0.05
100.00
24,301,153,993,562
100.00
ll
25,045,359,956,100
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hing
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12,669,t
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200,362,879,649
62,613,399,890
55,099,191,903
4,584,075,366,525
132,140,401,767
12,522,619,978
663,937,630.927
25,045,359,956.103
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15,600,000,316
175,000,003,s43
45,700,000,925
42,500,000,861
5,780,565,618,5s3
120,400,002,438
9,393,000,190
542,950,010,994
24,301,153,993.562
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196,442,446,604
2,409,363,627
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375,680,399,342
122,722,263,785
201,816,487,636
4.86
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111,727,193,773
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164,923,526,714
5,629,128.903
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3,995,022,609
52,669,990,366
112,r53,646,349
74,41317511543
33,319,419,622
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7,932,067,499,223
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3,962,640,215,916
20,211,000,000
11,329,170,000
9,992,930,000
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164,923,526,714
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0t/01/2011
VND
7,2111235,119,909
'350,000,000,000
3,001,696,034,713
3,859,549,095,196
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9,797,930,000
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7,217,942,245,109
107,732,171,165
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1,000,000,000,000
1,000,000,000,000
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1,300,000,000,000
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0r/01/20r1
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321,889,000,000
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661,996,776
661,986,776
1,379,903,753,695
21696,353,011
16,999,315,304
1,399,599,422,000
-
Ting,
giim
tii
sin
cii
tlinh
v6
hinh
k)
tru6,c

:
Quy6n
sfr
dgng
d6t
Phin
m6m
vi
Tii
sin
cii
Olntr
tinh
vd
Don
vi
tfnh:
VND
c0ng
Khoin
mgc
Nguy6n gi6
56 au
dAu
k)
Si5
teng
trong
k)
-

Mua
trong
bjt
Sii
gi6m
trong
kj
56
au
cu6i
t<y
Gi6
tri
hao
mdn
tui
ki6
Sii
du
tl6u
k!
56
teng
trong
k)
-
Khdu
hao
trong
kj,

-
Tdng
khdc
Si5
ginm
trong
k)
-
Thanh
lj,
nhuqng
bdn
-
Gidm
khtic
56
au
cuiii
t<y
Gi6
tri
cdn
l4i
T4i
ngiy
il6u
kj
T4i
ngiy
cuSi

ty
705,395,299,421
674,991,999,000
674,99r,899,000
41557,0591194
1,431,251,926
r
,431,251,826
20,000,000,000
729,942,347,615
-
676,423,150,926
_-
676,423,150,826
322,000,000
151,434,736
151,434,736
700,000,000
2,592,390,133
r
,541,098,681
r,0s
1,291
,452
433,124
433.t24
1,333,000,000
1,6671694,696
t,004,175,827
663,s08,869

2,355,000,000
4,411,509,565
2,696,709,244
r,714,800,321
433,124
433,124
705,063,299,421
727,597,347,615
3,857,059,194
191667,000,000
tl
WS*IB
NgAn hing
TMCP
Sii
Gdn
-
Hn
NQi
26.Tii
sin
C6 kh6c
3t/03/2011
VND
0t/0r/20rr
VND
979,590,779,436
167,166,500,923
1,623,392,949,139
r,490,907

,216,916
6,001,750,349,591
4,26L,547,444,413
(*):
Kh6ng
bao
g6m
tii sin
thu6
thu
nh4p
ho6n
lai vh
cr{c
khoAn
ph6i
thu
tir c6c giao
dich
nQi
bQ.
27.C6c
khoin
ng
Chinh
phri
vir
NHNN
Cdc
kho6n

l6i, phi phii
thu
Chi
ph(
xdy
drmg
co
b6n
do
dang
C6c
khoan ph6i
thu
(x)
DW phdng
riri
ro cho
c6c
tdi
s6n
C6
kh6c
Tdi
sdn
C6 kh6c
Vay
NHNN
Vay
chitit
kh6u,

t6i
gi6
Vay
kh5c
Vay
BQ
Tdi
chinh
Cdc
khodn
nq
khdc
chi6t
kh6u giSy
to c6
28.
Tidn,
vAng gfri
cicti;
chri'c
tin
dgng
khdc
Ti2n,
vdng
gfci
khdng
kj,
hgn
-

Bing
VND
hJ
-
Sang vang
vd
ngoai
t€
Tiin,
vdng giri
c6 k)
hqn
-
Bing
VND
^)
-
Bang
vang
vd
ngoai
t€
6991322,141,946
903,716,150,912
1,30I,671,737,675
167,991,742,695
2,31J
,293,I17
,393
2,214,913,751,939

3ItO3/20r1
VND
01/0t/20r1
VND
699,322,141,946
699,322.14t.946
903,716,150,912
903,716,150,912
3t/03/20r1
VND
0r/01/20r1
VND
5,357,913,932,233
5,357
,365,350.597
448.48t.636
r1,946,674,523,726
10,346,379,423,726
7,600,295,100,000
4,960,r33,659,390
4,960,019,977
,136
114,792,254
9,311,405,160,554
8,099,399,1
60,554
222,006,000,000
13,271,539,919,944
17,304,499,355,959
l8

ws*I.s
NgAn hing
TMCP
Sii
Gdn
-
Hn
NOi
29.
Ti6n
gfti
cria
kh6ch
hing
Thuy6t
minh
theo
lo4i
ti6n
gfri:
Ti4n,
vdng
gfti
kh6ng
k,
hgn
-
Ti6n grii
khdng
kj,

han
bAng
VND
-
Ti6n
gui
kh6ng
k)
han
bing
vhng,
ngoai
re
Tiin,
vdng giri
cd
kj,
hgn
m.l
-
I len gur
co
kj,h4n
bang VND
-
Ti6n
giri
c6
k!
han

bing
vdng,
ngo4i
tQ
Tiin gfti
vdn
chuyin
ding
Tiin gfii
lE qu!
Vpn
nhan
tii
trcy,
ity
th6c
dAu
tu,
cho
vay
bAng
VND
-,i
V.On
nhan
tdi
trg,
riy
thr{c
dAu

tu,
cho
vay
bing
ving,
ngoai
t€
30.
v6n
tii
tr.cr,
riy
th6c
tliu
tu,
cho
vay
t6
chric
tin
dgng
chiu
rrii
ro
3t/03/2011
VND
3t/03/2011
VND
OI/OII2OTI
VND

4,167,999,347,969
3,757,919,910,74Q
410,079.437,229
21,354,196,409,455
19,609,605
,010,047
I
,745.581.398,408
3,797,913
119,753,499,531
27,793,357,634,457
25,640,942,032,g67
01/01/2011
VND
3,969,919,507,191
3,32r,199,022,409
548.630,484,783
23,767,231,439,297
20,080,740.712,392
3.686.490.725,995
11,970,070,341
134,437,619,639
382,000,000,000
974,722,499
319,506,900,000
991,34r,657
392,974,722,499
380,399,241,657
t9
ws.tIB

NgAn
hing
TMCP
Sii
Gdn
-
Hn
NOi
31.
C6c khorfrn
ncr kh6c
Cdc
khodn phdi
trd
nQi
bQ
-
C6c
khodn
phii
trh
c6nbQ
nhdn
vi0n
-
QuI
trg
c6p
m6t
viec

lem
-
Qug
khen
thuOng,
phric
lgi
-
C6c
khodn
phdi
trd
nQi
b0
khr{c
Cdc
khodn
phdi
trd
bhn
ngodi
-
Cdc
kho6n
ph6i
trA
vA
xdy
drmg
co

bdLn,
mua
sdm
TSCE
-
Thu6
GTGT
-
Thu€
TNDN
-
C6c
khoan
ph6i
nQp
Nhb
nu6c
kh6c
-
Lditrh
tru6c
-
Chuy6n
ti6n
phdi
trd
-
C6c
khoan
phAi

trd
kh6c
Dqrphdng
rrti
ro
khdc
-
Dg
phdng
AOi
vOi
c6c
camk6t
dua
ra
-
Dg phdng
cho
c6c
dich
v9
thanh
to6n
-
Dp
phdng
rui
ro
l<h6c (D1t
phdng

rrti
ro
hogr
dQng,
kh)ng
bao g6m
dqr phbng
khdc
d6i
vdi
tdi
sdn
C6
nQi
bang)
3I/03/20r1
VND
0I/01/2011
VND
345,304,670,296
932,626,993
1,315,451,979
1,615,432,353
341,54I,159,992
56,331,031,451
6,469,100,000
409,510,923
4,gg5,37g,lgg
6,797,342,461
7,409,332,961

30,269,366,007
8,012,999,261
9,072,999,267
19,551,020,924
137,974,640
1,322,976,429
13,646,236,520
4,443,933,236
179,905,656,551
6,469,100,000
1,635,520,669
117,746,533,652
5,440,416,93g
10,429,561,609
2,907,561,550
35,277,962,195
7,929,669,653
7,929,669,653
409,649,700,009
207,296,34i6,029
20