ngân hàng thương mại cổ phần sài gòn hà nội shb báo cáo tài chính riêng lẻ quý 2 năm 2012 td bảng cân đối kế toán

{.'
-1
:.r
-'f
-[
]
*) ii
-i
rii
\(;.i\
rr\\r;
ntl o\i;
)1.\l
('{J
pu.\\
s-\t
c0\ - u
\ \{)!
7l
Inn llrrirg
i)uo
- !]iriin
Ilirn f.icrl
-
Ilir \oi
I
e
i
()-i
i9-111]83
Far: 0-l

l9+ 109+l
TD -
BANG
CA]\ DoI
I<E ToiN
Dott
,;t
titL!t.
I'),1,)
Chi ticu
l\lir
chi Thur
6t
s.{
^ r:
r.r.
.(htllctlii0u-';"Silclrrjiki\lil!.lrrrrirrr
,\.
1'Ar
S,\\
I f idn miit, r':.ing
blc.
rlri
qu;i
ll Tiiin grii
tai
\ll\\
III f i0n,
ving giii
tr.ri

cf c TCTI)
khric ri
cho va"r- c:ic
TCTD kh{c
I
f i0n. vang giri
tar
cac l-Cl D khric
2
Cho
vav
cac
-f["]'D
khdc
3 DrL
phdng
nii ro
cho r
ar cic TCTD
khfc
I\i Chrlng hhofn
kinh
doanh
I Chung khodn
kinh
doanh
2 Du
phdng
gizirn giri
chrmg khoan kinh

doanh
V
Cric
cdng cg tii
chinh phf i
sinh vir cric trii
sin tii chinh khdc
VI
Cho vay khrich
hing
I
Cho
vl1'khich
hdng
2 Du
phong
rui
ro cho vay
khich lang
\'ll Chring khorin
diu
tu
I
Cltm: khoin dau
u
sin sirrrg di bun
2
ChtLng khoan
dAu
u

giiL
d6n ngal
d6o
lun
,l Du phong giam gia
chung khorin
diu tr
\'lll
Grip v6n,
rtiu tu
d:lri h4n
I Dau tu
vao
cong t\
cDn
2 V6n
g6p
l€n doanh
3 Diu
tu
vao
cong
ty
licn lct
4
DAu
nr ddi han khic
5
Du
phong gnm gi6

dAu nr dai han
IX
'I'rii
srin c6 dinh
I
Trii sdn
c6 dinh hiiu
hnh
a Ngtry€n gid
TSCD
lfnt
hinh
b I'lcro
mon TSCD
htur
hinh
2 Tai
sdn c6
dinh thd
riri
chinh
a Ngtty€n
gtd
TSCD
b Llao
ndn
1'SCD
; ,. ,
J I ar
san co ornn vo

trnlt
a
Nguv€n
gid
TSCD
v6
knh
b Ilao
mdnTSCDvd
hinh
.X
Biit ttQng
sin iliu tu
a Nguydn gi6
BESDT
b
FIao mdn BDSDT
XI
f
ii sin
C6
khric
I
Cac kholn
phai
thu
2
Cac
khcrin
lii,

phi
phai
thu
3
'firi
san rhu6 TNDN
hcan lai
4 Tdi
san Co khric
6,789,
I 60, I 33,517
2,179,792,215,287
2,434.266,3s9,423
0
2, r
75,1 01,5s8,837
80,957
,582,266,t21
-
Trong
do. Ltri th|
tlnrong mat
"l
5 Cdc khoan
du
phdng
rui ro cho c6c ai
sAn
TONG TAr
sAN c6

ilio
rrio trii
cI:inir liiug
I
()ui
II
n:rrn 2l)12
)liu
si:
Q-{)1a
il0
| :lt
130
l3l
t)z
l3s
l.t0
141
149
150
160
r6l
169
170
t7)
t72
179
2t0
211
212

213
2t4
219
))(\
221
222
223
al.1
225
226
?.27
228
229
240
241
241
250
251
252
253
254
255
259
300
t8
15
3J0,6f15,3
I
(r,8J2
16

819,8s8,205,006
t7
30,139,777,267,t52
30.139,777
267.152
{25,
t 03,583,233
35,r I 1,52s,6J7
I 8,608,1
37,989,5
I
9
l
8,608, I
37,989,5 I
9
0
0
0
0
1,035,83{,699
28,80t,691,090,2
l5
29. l 58.660.639.905
(3
54,966,519,690)
11,847
,391,199,737
12,25
1,2.+0,1

5i,537
2.61
0,8,X0.000,000
(
r 4,685,653,800)
35J,313,2,10,89J
20,000.000,000
U
3i.1.2 89,000,000
(97
5
.7
59,107)
2,251,131,121,711
166,929,631
,123
25 1,1 8 1,883,743
(81,2s2,246,320)
0
0
'0
2,087:20t,484,321
2, I
06, 1,16,460,886
(
l
8,941,976.565)
U
U
5,631,871,J13,53d

r,818,898,109,192
l
,670,3
95,5 98,054
0
2,142,577
,606.288
0
U
70,962,793,799,261
(,
0
u
0
0
,1,9.18,879,128
30,352,296,839,
I 95
30,722.607,08
I.815
(370.3
I 0.242,6s0)
9,88{,12 r,863,s96
3, I
49,880.45
7,60
I
6,743,986.839,5
74
(9,445,43i,s

79)
35J,3
13,2J0,893
20,000,000,000
0
0
331,289,000,000
(97
5,7
59,t 07)
2,273,120,520,765
l
8l
,8
16,615,865
286,081,97
4,479
(r04,265,358,614)
0
0
0
2,091
,303,90,1,900
2,1
14,854,195,531
(23,550,290,63
I
)
t9
20

2I
)7
23
1n
25
26
C6
nQi
bang kh6c
t hr
riiLr
.',li
rlti
l-i:r:r
it
,r:,,
-,,
S,i
tuoi
kj
:,i
tl.iu rri.inl
lu
\r)
r,r1
\r
t'R,i
\.\ \,o.\
c'trr
so Hi-r't.

I
(
ric
khrrin
no
{lhinh phii
ri
\li\\
il
i i0n
grii
ri val
cria e:ic
T'CI-D
lihric
I l rin
,qLl
cua
cao
TCTD
khac
I
Var
ca;
'frlD
khac
III
'Ii0n
qii
cda khich

h)ng
t\ Cic
cring
cy t:ii
chinh phii
sinh vir
c:ic khtrin
ng trii
chinh
kh:ic
!'
\'6n
tii
trq,
ui th:ic
ttiu tu.
cho Ie-v nrh'ICTD
phii
chiu rii
ro
1t
I
jtf
i ljf:t;:
x:::1
:ij
iJ0 gla
Vll
Crlc liho.in
\g'lihric

I
(ldc
khoan
ldi. phi
phai
rra
2 lhuO
l'NDir-
ht-un
llt plrai
trd
3 Cac
khrxin phai
trd \a
cOns rlo khiic
.1
DtL
phong
rui ro
khac
'l 1'!o
N^ nhjii +-;i
.
" 6 ' 'Y
VIII \'6n
vir
c6c
qu!
i Vdn
cira

TCTD
,,; ,.; ,^
a
I
on dteu le
b
I'ain
dtiu
fir XDCB
c Thiing
du'viin
ci
phi;t
d Cri
phieu
qtg
c
to
ptlteu
u1t
aor
g
L'6n
khdc
2
Qui
cLra TC'fD
J r'henl,
Iceh
rr gia

h6i
doii
J
Chinh
l.lch
danh gia
lai ai sdn
5 L()r
Illuiil;hLrr
phin
plui
VIII
Loi
ich
cria
cd tldng
thi0u
s6
TONG
NO. PHAI
R{ VA V6N
CHO SO
HO'U
cAc
csi TrEU
NGoAr
BANG
Nghia
vg nqr
tidm

rin
Bio l6nh
vay'"6n
Cam k6t
trong
nghiOp
vu I-lC
Biio linh
khac
Liip
bi6u
f
tl\l

L\"'
80,957,582,266,12{
70,962,793,199,261
Ki
Toin'Inro'nq,",
/. ,
/>ulcw
t.t /
tl |
'
/'/ tiil
I
i,'r
!
"'
/ |

-
j
a z'-"
Ninh
Th!
Lan Phumg
800,000,000,000
2,
t 8J,95J,7J
ir,8{)5
2J,553,0t)3,9J
I
,
I 3
e
I
5,909,083,396,9
t
{t
2i.558.00tt,93
1, i
i9
t
).909.08i.i96,9
1 0
UU
'i"i,7j 1,1 75,0;0,50j
iJ,8
i J,6i(i,8ri
i

,855
00
286,959,312,{19
226,386,012,tt9
1,2J0,69J,67{,05J
u,20s,239,76
t
,1
80
1,652,877
,263,392 817,790,400,75J
92t
,949,317
,7
t9
523
,636,092,47
|
00
705,691,116.576
267,839,366,098
25,233,801,097
26,3t4,942,t85
75,279,"t15,213,507
65,r58,100,189,923
5,677,867,022,617
5,801,693,009,JJ8
4,908,53
5,898,400
4,908,53

5,898,400
'1,8
I
5,795,470,000
4,8
I 5,795,470,000
00
98,000,000,000
(-5,259,57
1,600)
0
v
267,33
1,866.s68
(r6,101,265,082)
U
5 I
8, I
00,522.73
I
98,000,000,000
(5,259,57
I,600)
0
0
267,33
1,866,568
0
0
628.825,241,370

0
3,5J6,868,633,908
20,000,000,000
373,089,120,487
3,208,80s,978,726
538,227,8s2,678
2,670,578,126.048
I
8 thting
07 ndm
20
I 2
GiSm
D6c
*-t'"-
Jlr)
J:1)
i:
I
3Zl
.3:1{)
JJ{)
3s0
3ii0
J/1,
371
372
373
379
.r00

500
410
1t I
412
413
4rl
4t5
1t6
420
430
4!+0
,150
700
800
910
911
9t2
913
aa
23
l()
30
3l
3l
1a
Nguy4n
Thi
NgQc
Oanlt
{,:Yfi

NGAN HANG
9
1'
9€
-
Vlr
:'^
€
r
=t
e
-
gat-cF-
N
I \i+6
In-?
E-=e5e.r
5
e\.)ic-\"5
5.??ll!s ,
X!.J.*"rc- \ C q.
q.{
\
o )€CV]-
jer.\\9*
+
Fd-
99
r
l"

r
c F in
=
=
9 ?
d.a
N
ro
.ra
a
c
?1.>'n"'!.?
=.
€-l
.:€-\\
v!
6i.r
*-I
q
!.19-Nc\c
.l:-na-=
ci
Nea
a,i
N
@'?
+
rn
co
-

=
\
% co
ra,
-
r,f,
6
n
i1
-
ylaaa!\ct
;-r-^lnq
q.r\q
= i
99 \C
d N
-
e
\9
s<-
t o
\9
Oo S
eS
F-
d'
€
\ !:
+
*.i

fi
N
r
ct
*
lO.
C\
-i
n.
.C-
cO
=
=t
=
)
ON
\
\
N
'5
cc
,.v_,?v,?c,d__==_?r
6
r ?c-,
=
qr,5:.i3r.a
r,
rr)
ad
d\5€

'.
F
9a99^t
'r 38-: 1
{
4 i
qi
9 99
q-oo
is,li.l9e::
9 )=
s\
T11.+
=
c
Eis"q iqE=3K=30
+
3;:
==
3 Ner-r.+
-;ac1ii-i
*t
jd+
+i
Igf
-;K3:,=.:d?-o
^i
'e\e€
:aF
l;+a,;F*o;3;$i3

3
$iR
R3
5.649-o-'
=''r*
fl
€
-fl:
g=
IXFlCfig
3!aI=s
€
R;3-en
:l:aln9oo-\
Y \ vt

d "5"
5"i-
€
\ec.r+F-cc
^inirq-6i
n
Fi€
\9€'
:f=-c dr,
s:-9,gry+
r
r=s
-r,

I.!-rr:99
Ilr-+ j*
*-
44-
4q
-
h\''+r€€
;e-q-r,ci
j
nerj
ri,n
\
N!*n€F
=1 aciE
i- \co\oi
c.i5
-:f
_'o :.n\t-vl
fia
'c\a,q
a
44.e
4E
\!-c-\c.f,=JJN6iirN6a,6i
E5.E-'
-'e
'K
N
;+
+9

$ a=s
s
F4tg"iqRA s"
fltA-afi
n=iiaf 1i$3+:.aa
g
5t5
gE
ple:Sssaqrng-q
s
q=5
3i
3H+;=FR-i=3*
3I
afis
FR
\g*
\s
i \)\t
L\\*
-
\ \:
tr
-
I \\r
s
\$rs
'!
\:
|

::
(
m-+
€f-€3C-N.r)
_N6INN
vt\5rF-
te.iO
5 3
3.3
3
3
5 3
3
c

r::
I
6
-
N
1.
-C{

oo
5
<
.G
.6
a.t
Z

N'f
N+
\'?
<G3
,c*
:e
, 4i:t
,
e1€
€t!,
c
io
O
=i
,)
z
D
-
-
,hL
t-'
J*
t*{
qe
rF
N
N
z
a.l
z

a.l
al
Z
<.?
i
\\o
F\o
d
.<G
.<o
l>1
J
F
5C
=trr
id
N
€'F
A
a'X
=
.;5(6
lrO
:-f
I
Z
z
z
r)
I

-iE^
,-'
Z *
2.9
3
.<T;
-
E:
r'
I
,
'
!-
=
7 ,t
:
<!
-x*:.
=
, 1z=
v-::c
; S: U
AA
A
,4.
'
l{.i&
H
2:
:ll

-E.rc
Fl:
i,
o
f;
rA .t
!:l
V)
-f:*
-
2.,=
-; !
'
a.n
-
.
ZF:
rlr,:-r
SI{B
rcir
u,,\,rc r\rcP sAr col
-
rt.r xet
77 Trdn Hung Dao
-
Quin
lloin Krirl
-
IIa
Nii

I.ax:0,1.39,11t)9.12
TD - BAO CAO
LUU
CHUYEN
TIEN
TE -
Bdo
cio
tii chinh riOng
lr
Quf
II ndm 2012
l{iu sii:
Q-0la
PPTT
-
QU.f
DL'T
1',\
L)
Lfiy
kd tir dAu ndm d6n cu6i
quy
u
Nim 2012 Nlm
201
I
l'el:04.39,113388
Chi ti0u
ifl6 chi

Thuydt
tiOu
minh
t
I
2
J
A
5
6
7
8
9
l0
1l
Iz
l3
14
l5
t6
17
l8
l9
II
;
4
5
6
7
8

9
20
21
22
;UII C'HT]\'EN
TIT:{ Ti]'HO$T
DSNG KINH
DOANI{
Thu nhdp ldi
vd
ciic
khozin thu nhdp tuong
tu nhin cluoc
Chi
phi
lai
vd c6c
chi
phi
tuong tu da
tril
Thu nhAp tu hoat
tl6ng dich vu nhdn
ducrc
Chdnh
l€ch s6 tien thuc
thu/thuc chi
tu hoat
d6ng kinh
doanh

chung khoan,
vang bac, ngoai
tC
'Ihu
nh{p
khac
Tidn thu cac
khoan no- dd ducrc
xu
t1 roa. bu
ttip bing
ngu6n dg
phong
rui ro
Ti0n chi tra cho
rrhdn vi6n
vd hoat
dOng
quin
l1'. c6ng
vu
(+)
Ti0n
thu0 thu
nhdp thuc
n6p trong
k!
(*)
Luu chuy6n
tidn

thuiin til
ho?t dQng
kinh
doanh tru6c
nhiing
thav
tl6i vd ti,i.,in
r,ir
v6n Iu'u ttOng
Nhfing tha'r,
ddi vi tdi srt,,
hottt
ilQng
(Tang)/Ciiim
cac khoan
tiin, vdng
giri
vd cho
va1'cac
TC1'D
khac
(Tang)/Giiim
cac khoan
ve kinh doanh
chring
khoan
(Tlng)/Giam
c6c
cOrrg cu tai
chinh

phai
sinli
vd
cdc tai san
tiii
chinh khdc
(Tang)/Giiim
cac
khozin clro
val kltach hdng
(T[ng)/Girim
ngudn du
phirng
dC bil dap
tiin thit cac
khoan
ltin
dung.
chung khoan, dAu
tu ddi han)
(Tang)/Giairn khac vA tdi sin
ho4t tf6ng
Nhirng
thay et6i vi c6ttg
nq'hogtt
tlQng
Tang/(Girim)
cdc
lihoan nc'r Chinh
phti

vd NHNN
Tingl rtriarnt cac
khoart tidn
g.ui.
tiirr var cic
TCTI)
'l'ang
rGiarnl tlen
gui
cux
khach
harrg
tbao
sotn
ca KBNITT
Tangl(Giiim)
phat hanh
gidl'to co
gid
ingoai
trn
giril'1cr co
gid plrdt
hirnh duoc
tinh vdo
hoat hdng tdi chfnh)
Tang/(Giiirn) v6n
tdi tro, u1' thfc
ddu tu, cho
va1' md l'C'l'D chirr

rili ro
Tengi(Cid'n) c6c cting
cu
1,.i
.hinh
ph;ri
sinh t d cac
khorin no 1:ii
chfnh khdc
TIng/(rJiirn)
khac
v€
cOng
no hoat dOng
Chi tu cfc
qu!
cia TCTD
(+)
Lu'u chul'6n
tiin
thuin til
hoSt tlQng
kinh doarh
Lttl CHt.r\.EN
Tit\
TU'HO.{T
EQNG
D.Ar.r
.IIi
,*4uil sarn

tai san
co dinh
Ti6n thu t',r lha:rh
l;J'" rhuo:rg
bfu
'l-SCD
Tr0n chi
tu thanh
l1', nhutrng
ban
TSCD
(*)
Mua sirrr b6t
dQng san
dAu tu
(*)
Tii'n thu tu bln.
thanh lv.,hrit
,lqng satt
datt trr
Ti0n chi
ra do biin,
thanir l! bAr
dQng san
rJiu Ltr
(i')
Ti€n chi ddu
tu.
gtrp
v6n

vio chc dcrn vi
khdc
firn thu dAu
tu.
gtrp
ron
ra.'
cic dr'lt
|j kllrc
'I'i0n
rhu
cd tuc
vir lrri nhudn duoc
chia til ciic
Lh,rrit dliu tu.
gi)p
v6n dai han
Luu chul'6n
tiin
thuin til
hogt ilong diu lu
Lt tr crrtrl'uN'l'IEli
Ti"
It0.rl'Do\-G
T'.Ll {ltli\II
0l
02
03
04
05

06
07
08
09
IO
ll
l2
13
I4
I)
l6
17
18
I9
2A
2l
22
23
21
1
,t30,454.399 ,924
(3,5
I 8,220.304,333)
87.755,440.430
27,229,195.213
87.837.177,228
325,7 19,9
I 6
(57
1.924.

l
33.63
l
)
(17
0.296.169.373\
73,161.025,371
(9,457.112.11
6,766
)
491.387,201.302
(9
l i.044,429)
(
l,5 63,e46.14
l
.910)
(398,605,s07.
l 06)
(1.38.+.qs3.736.805)
7
,690.s72,666,269
9,926.528. I 58.648
(6.964.545.087.
l 2.6)
60.5 7i.l
20.000
5 1.t89.5s 1.922
(
l,476.864,270,657)

(54.3
3
8.7
8
s. l 72
)
2.10.9{)9^{)9 I
1.()91.261.i)50
(s3.006,6
l
d,r
3l
)
2,771.23i'.920.111
(2,784,81
2.83
6.822
)
30.7 89.3 75,65 5
35,537.2(r3,93
I
3,691.081.767
597.5:7.
i
0(
)
(460.332.1 I l.lil,i
t
(2
I 2.679.8 I 3.

l 05
)
(6
13,007,592,1
s0)
(3
8S,q00.000.000)
(:116.608.318.145)
(9.21e.9:i2 0
l4
)
(2.563.5
I5,9-i
/ .lf
fi
(82s.5s
1.090.301)
-203,7
t6. t50.lJ
ll
4.392,953.4i 5. I 59
7.608.890.i81.5-r
j
-2.693.331.57fi.018
;1(1.9-lli"l-,li
(r
r
(
2.89t).5
9().

5 00
()\l
)
(3.0
1 8.5 7 I
^e
r.i
)
(:r9"
776.818.5.1IJ
)
.1,292,206.385.857
(27.101.'
/'().i;l
)
-5.5
()0.
()(i0.000
I
().l8ti.t()t).(rii(i
(12.81J.1
?0.i72)
l)
)(:
27
28
29
30
3l
32

JJ
1t
III
Ml chi Thuy0t
ti€u minh
lilm 2012
NIm
2011
Loy k6
tn'dAu ntrm
d6n cu6i
quj'
Il
Chi
ti6u
I flng vdn
drdu 16
]j
.
Tiirr thu tu
phht
hhnh
giiy
trr c6
gia
dai han c6 rlu
didu
kiCn
tinh

-
taovontucoyacAckhoiinv6nvavddi
hankhric
ro
,
Ti0n
chi thanh loan
gify
tcr co
gia
iai
hqn co du diiu ki€n tinh vio
,"
'
r'6n tu c6 vd
cac
khoin
v6n vay dai lian khac
-1
/
4
C6
tuc tra
cho c6 ddng, lo-i nhudn di chia
(*)
38
5
Ti€n chi ra mua c6
phi6u
ngdn

qu!
(*)
39
6 Ti6n
thu dugc do bdn c6
phi6u
ngdn
qui
40
Lu'u chuy6n
ti6n thuAn ti'ho4t tlQng
tii chfnh
.11
IV
Luu chuy6n
tiin thuAn trong ki
12
'V
Ti6n
vi crlc khorin tu'o'ng
duorg ti€n tai thdi
di€n dnu kj' 43
VI
Diiu chinh
inh hu.6'ng
ciia that' d6i
{'gid
14
ViI
Tidn vA cric

khoAn tuorrg
du'o'ng tian tai
thdi Oi0m cu6i fi 45
L4p bi0u
K6 to{n
frufng
/,#
::t
]'
't/'
Ngu),An
Thi Ng?c
Oanh
Ninh{hi
Lun Phuorrg
(
1 87.502.1 22,5
1 0)
(187,s02.122,si
0)
(1.71
7,373,007,298)
20,0
I J,338,s1
5,106
I 8,29s,965,507.808
THlJii{i;
f,tAi
c0 P
I

.3 1 8.276 100.()01)
(
I
79,385.600.00())
-220.19.1.050,.120
0
9l
8.697,7{9,580.00
5. I 98.089.961.u6s
9.50r,678,1
82.Js5
1.1,699,768.147.J20
18 thdng
07 ndm
201 2
Girlm dilc
3
{\lt
,v
t'

/,/
\\
t9/
q/
'a\
\-d
I
,*
*

,,1{r''
<rf
THUYET
MINHBAO
CAO
TAr cHixn
rufNG
LE
Cho Oui
II ndm
2012
ffi+
SHIi
Ngin
hirng
TMCP Shi
Gdn
-
Hn
NQi
,
THUYET
MINH
BAO
CAO
TAI
CHINH
RIENG
LE
Quf

II
nilm
2012
1.
Thdng
tin
vG ngin
hirng
Gi6v
ph6p ho4t
ilQng
tliiil:1ffi?l',1'.jft:J*h';J;u6c
viQt
Nam c6p
tholi
han
hoat
ddng
cna
Ngan
hdng
ld 40 ndm
kil til
ngdy c6p
giSry
phep
dAu
ti6n.
HQi
tl6ng

Quin
tri
Chu
tich
Tai b6
nhi6m
ngdy
05
th6ng 5
ndm20l2
Uy
vi6n
Tai
bo
nhiem
ngdy 05
thdng
5
n1m20l2
Uy
vi€n
Tdi bo
nhiem
ngdy
05
th6ng
5 ndm2012
Uy
vi6n
Bo

nhiem
ngdy
05
th6ng 5
ndn2012
Uy
vi6n
Bo
nhi€m
ng2ry 05
th6ng
05
ndm20l2
Uy
vi6n
86
nhi€m
ngiry
05
th6ng
05
ndm2012
Thdnh
vi6n
d6c
l6p
B6
nhiQm
ngdy 05
th6ng

05
ndm
2012
Ong
D6
Quang
Hi6n
6ng
Nguy6n
Vdn
L€
6ng
TrAn
Ngoc
Linh
Ong
Pham
Hdng
Thai
Ong
Pham
Ngoc
Tudn
Bd
rtim
Ngoc
Bich
Ong
LO
Quang

Thung
Ban
ki6m
so6t
Ong
Pham
Hda
Binh
Thdnh
vi€n
Ong
Nguy6n
Hii'u
Dilc
Thdnh
vi€n
Bd
Hodng
Thi
Minh
Thdnh
vi€n
Ong
Bni
Thanh
Tdm
Thdnh
vi6n
Ban
Tdng

Gi6m
tliic
6ng
Nguy6n
Vdn
L€
T6ng
Gi6m
ddc
T6i b6
nhiQm
ngdy
21 th6ng 5
ndm
201 0
Ori
Ui.L
Trung
Diing
Ph6
T6ng
Giam
d6c
Bo
nhiem
ngdy 0l
thang
9 ndm
2006
6ng

BniTin
Nghi
Ph6
T6ng
Gidm
doc
Bo nhi€m
ngdy
05 th6ng
6 ndm2007
$ng
L€
Ddng
Khoa
Pho
Tong
Giam
d6c
Bo
nhiCrn ngdy
l0 thring
4 ndm
2009
ph4m
Vdn
Thing
Pho
Tong
Giam
d6c

86
nhi6m
ngdy 0l
th6ng 1
I n[in'2010
Ng6
Thu
Hd
Ph6
T6ng
Gi6m
cl6c
86 nhiem
ngdy
15 th6ng
3
ndm 2011
Ninh
Thi
Lan
phuo.ng
Ph6
T6ng
Gi6m
d6c
Bd
nhi€m
ngdy
08
th6ng

06
nirm 2012
ki6m
k6
to6n
truo'ng
Trg
so
chinh
Sa
n
- TrAn
Hung
Dao
-
Q.Hodn
Ki6m
-
TP.Hd
N6i
-
Vi€t
Nam
2.
Dic
cli6m
ho4t
itQng
ciia
td

chrlc
tin
dgng
Ng6n
hdng
Thuo.ng
mai
Cd
phAn
Sdi
Gon
-
HA NQi
(du6i
dAy
goi
tdt
lir
"Ngdn hdng")
ld
m6t
ngdn
hdng
thuo.ng
mai c6
phAn ViQt
Nam
thdnh
lQp
tAi nu6c

C6ng
hda
Xd hOi
Chfi nghTa
Vi6t
Nam
v6,ithd'i
gian
ho4t
ddng
ld 40
ndm
theo
0041-NH/GP
ngdy
13
thring
1l ndm
1993 cfia
Ngdn
hdng
Nhd'nu6.c
Vi6t
Nam.
V6n
di€u
l€
cira
NgAn
hdng

tai
ngdy
3111212011
ld
4,815,795,470,000
dong
(B6n nghin
tiim
rrdm
mr.rd'i
lam
ty
biy
trdm
chin
larn trieu
bdn
trdm
bdy
muoi
nghin ddng).
I
T6ib6
nhi€m
ngdy
05
th6ng 05
ndm2012
T6i
bO nhi6m

nghy
05
th6ng
05
ndm2012
86
nhi€rn
ngdy
05 thring
05
ndm 2012
T6i
bd
nhi6m
ngdy
05 th6ng
5 ndm2012
'f,fi,,frS}{|J_
Ngffn
hhng TMCP Shi Gdn
-
Hi NQi
HQi s6'chfnh c[ra Ngdn
hdng d{t t?i Sd 77
-
Trdn Hung Dao
-
Q.Hodn
Ki€m
-

HA
NQi
-
Vi0t Nam.
Taingdy 3010612012,Ng4n
hdng c62691nhdn
vi6n
(DAu
ndm 2012:2574 nh6n vi€n).
3.
T6m tit cric chinh
srich
k6 to{n chfr
y6u
ChuAn
muc vi cn6
a9 k6 torin
6p dung
Ngdn
hdng trinh bdy
c6c b6o c6o
tdi chinh bing ddng
ViQt Nam
(VND)
theo Ludt c5c T6
chfc
Tfn dung, LuQt
srl'a d6i vd bO sung
mQt sO diiiu
trong Ludt c6c Td chr?c Tin dung,

c6c
chuAn
muc k6 toiin Vi€t
Nam vd
HQ th6ng K6 to6n c6c
t6 chf'c tin dr,rng ViQt
Nam.
K! b6o c6o vir don
vi ti6n tQ
Kj, brlo
ciio cua
NgAn hdng
Uat Oau tir
ngdy 0110112012
vd ktit thric vdo ngdy 3010612012.
Do-n
vi ti€n tQ
sir dung trong
ghi
chdp
k{f to6n ld dOng
ViQt Nam
(VND).
4. Nguy0n
tic
ghi
nhin
cric
nghiQp vg
bing

ngo4i tQ vir
quy
cl6i
Theo hQ
th6ng
kt5 to6n cta
NgAn
hdng,
tAt cit circ
nghiQp vq
ph6t
sinh cria
NgAn hdng cluo-c
hach toiin
theo
nguyOn
tQ. TAi thd'i
di6m
cu6i
nAm, tdi sdn
vir cdng
no- c6 ngudn
g5c
ngoai td duo-c
quyit6i
sang
VND
theo ty
gi6
quy

dinh
vdo
ngdy
lQp
b6ng
cAn O6it<C
todn.C6c khodn thu
nhdp vd
chi
phi
bing
ngoai tQ cria
Ng6n
hdng dugc
h4ch to6n
bdng
VND theo ti
gi6
vdo
ngdy
ph6t
sinh
thdng
qua giao
dich
mua b6n
ngo4i
tQ. Ch6nh
lQch tj'
gi6

do
clinh
gi6
lai
c6c
tdi khoAn
kinh doanh
ngoai t0 cluo.'c
h4ch to6n
vdo b6o
c6o
Kdt
qu6
Hoqt
d6ng Kinh doanh
vd loi nhu6n e'5 tai. Ch€nh
lQch tj,
gi6 ph6t
sinh
do
quy ddi cdc tai
sin vd cdng
no- kh6c bang ngoai tf sang
VND
duo.
c xir ly
viro doanh
s5 cira
c6c
kho6n mUc

tuong ri'ng
tr0n bdng
cdn O5l
t<C
to6n
viro ngdy l6p b6o c6o tdi
chfnh.
5.
Chring
khofn
tlflu tu
giii
cl6n
ngdy d6o
h4n
Chring
kho6n
no-
giir
d6n
ngay d6o
han ld c6c chring
khorin c6
k! han
c5
elnn vd c6c khodn
thanh
toiin cO Oinn
hodc c6 th6
x6c dinh

duo. c vd Ban
T6ng
Cirim
d5c co
y
d!nh
va
c6
khA ning
giir
cltin
ngdy clSo
han. Ngdn
hdng clang
ghi
nhdn c6c chfng
kho6n
nhy
theo
gia gdc
cdng ldi d,r.thu tril
ldi cho'phdn
b6.
Gi6 tri
phu
trdi
hoac chi6t
kh6u
(nt5u
c6)

cfrng clugc
phAn
6nh vdo
giri
tri
ghi
s6 cua
khoAn dAu
tu. Ldi
du'o-c
du thu
hodc
phAn
botheo
phuong phap ctuo'ng thdng.
Chrlng khoiin duo-c
giu
d6n
khi
cl6o h4n
se
duo-c
xem xet
v€
khA ndng
gi6m
gi6.
Chf'ng
khodn duo'c
lAp du

phdng giam
'
giri khi
gidtrithitrud'ng
nho
hon
gi6tri
ghi's6. Du
phong
giAm
gi6
cluo.c
ghi
nhQn
vdo b6o c6o
kt5t
quA
hopt
cl6ng
kinh doanh.
6.
Chrirng
khorin dAu
tu sfrn
sirng
OO nen
Chri'ng
kho6n dAu
tu' sin
sdng e6 ban

ld c6c
chri'ng
khodn duo-c
giir
trong
tho'i
gian khong
6n
dinh
tru6'c, c6
th6 duo-c
b6n
Ae Oap ring
nhu cAu
thanh
khoAn
ho4c d€ f'ng
ph6 v6'i trudng ho-o thay
OOi
tai
(u6t,
ti
gi6,
ho4c
gi6
tri
chri'ng
kho6n.
Ngdn
hdng clang

ghi
nhdn c6c chri'ng
kho6n ndy
theo
W,TIASHB
Ngdn
hhng TMCP Sii Gdn
-
He NQi
gi6 g6c
c6ng
ldi
du
thu tru l6i cho
phdn
b6. Gi6 tri
phu
trQi
hodc
chi€t
kh6u
(n6u
c6) cling
duo-c
phan
iinh
vdo
gi6
tri
ghi

so cua
khodn
dAu
tu. Ldi duoc du
thu hoac
phAn
b6 theo
phuo'ng ph6p
duo'ng
thdng. C6c
chf'ng
khorin ndy dugc
ilinh
gi6
dinh kj theo
gi6
tri thi truong
vd
dy
phdng gi6m
giri
trl s6
duo-c ldp
khi
gi6trithi
trud'ng
nh6 hon
gi6
tri
ghi

s6.
Du
phong gidm giri
cluo-c
ghi
nhdn
vdo b6o
c6o kdt
quA
hoat clQng
kinh doanh.
7, Chrirng
khoin kinh
doanh
Chring
khoiin
kinh doanh
ld
ch(rng
kho6n ban
dAu duo. c mua vd nfm
giD
cho muc clfch kinh
doanh
trong ngin
han hodc n6u
Ban T6ng
Gi6m
ddc
quy6t

clinh nhu vdy. Ngdn
hdng
clang
ghi
nhdn
ciic chf'ng
khoiin ndy
theo
gi6 g6c
vdo ngdy
giao
dich. Trong c6c
k! ti6p theo, ciic chring khorin tii5p
tuc duo-c
ghi
nhAn theo
giri
g6c.
Tuy nhi€n,
gi6
tri thi trudng
cia ciic chti'ng khoiin v6n dugc
NgAn
hang theo d6i
de danh
giri ve Ura ndng
gi6m
gi6
khi
gi6

tri thi trud'ng
th6p ho'n
gi6 g6c.
Ngoai trir
trud'ng
ho-p khdng
th6 x6c
dinh
gi6
tri thi trud'ng
mQt c6ch ch6c chin
thi
gi6
tri cira chfng
duo. c tinh
dua tr6n
nguyen
gi6
sau
khi
trir di t6n
th6t udc
tinh
(n6u
co).
Lii hodc l5 tir
kinh doanh chfng
kho6n dugc
ghi
nhAn tren

bao cao
k6t
qud
ho4t clQng
kinh
doanh theo s5
thuAn.
8.
Cfc
khoin cho
vay
C6c
khoAn cho
vay
ngln han
c6 kj,hqn
dudi 1
nim; c6c khoAn cho
vay vd cho thuO tdi chfnh
trung
han c6
kj,han tu'
I nam d€n 5
nam vd cac
khoAn cho
vay vd cho thu€ tdi chfnh ddi
han c6 k!
han tr€n
5 ndm
k6 tir ngdy

gidi
ng6n.
ViQc
ph6n
loai
no- vd l4p dU
phdng nii ro tfn dung dugc
thuc hi6n theo
Quytit
dinh s6
493120051QD-NHNN
ngity 22
th6ng
4 ndm 2005
va
Quy6t
dinh s5
l8l2007lQD-NHNN
ngiry 25
thdng
4 ndm 2007 cria
Th6ng
d6c NgAn
hdng
Nhd nudc Vi6t
Nam. C6c kho6n cho vay
duo-c
phdn
thdnh
ndm nh6m

no cdn cf vdo
tinh
hinh trd no
vd ciic
y6u
t6 dinh
tinh nhu sau:
Nhdm
L' Nq di ri€u
chuan
o
Circ
khoAn
no'trong
han md Ngdn
hdng d6nh
gi6
ld c6 dir kha
ndng
thu
hdi dAy
d0 ca
g5c
vd
ldi dfng tho'i
han;
.
Ciic
khoAn
no

qud
han duo'i
10 ngay
vd NgAn hdng d6nh
gi6
ld c6 khd nang thu hoi
d6y
dri
gdc
vd lai bi
quri
han vd
thu
h6i dAy dn
g6c
vd ldi dring
thoi han cdn lai;
Nhdm
2; Nq
can chti
y
.
C6c
khoin
no
quii han tir
10 ngdy
cltin
90 ngay;
.

C6c
khodn
no- clieu
chinh
kj'han
tr6 no
lAn dAu;
.
C6c
kho6n
no- cd
c6u lai thoi
han
tri no trong
hgn theo
thd'i
han
duo.
c
co
c6u
lai.
Nhdnt J.'
Nrr dtrcti tiQu
chuan
,
c
Cdc
kho6n
no-

quii
han tir'91
d6n
180 ngiry;
L
/
a
t
7e.\4.SH.L3
Ngdn
hhng TMCP
Shi Gdn
-
Hn NQi
.
Cdc
kho6n
ng co'cAu
lai thoi
han trA
no lAn dAu,
tril ciic
khoin no- <li€u chinh
kj' han trd
ng
lAn dAu
phAn
loai vdo
nh6m
2;

.
CttckhoAn
no duo.
c mi6n
hoic
gi6m l6i do kh6ch
hdng kh6ng
dir
kha ndng trA
lai dAy drl
.
theo hqp
dong
tin dqng;
Nhdm
4: Nq nghi
ngd
.
.
C6c
khodn
no
qu6
han
tir 181
d6n 360
ngiry;
.
C6c
khoirn

no- co
cAu
lai tho'i
han trA ng
lAn dAu
qud
han du6'i 90
ngdy theo thd'i
han
tr6 ng duo-c
co
c6u lai
lAn dAu;
o
Cfrc
khoin
no co c6u
hi
thoi
han trir
no- lAn
thri hai;
Nhdm
5:
Nq c6
khd ndng
mtit
viin
o
C6c

khoAn
no
quii
han
tr€n 360
ngdY;
.
Cic
kho6n
no co
c6u
lai thoi
hpn
tr6
no lAn dAu
qu6
han tir'90
ngdy tro'
l€n theo
thd'i
han trA
no- duo-c
co'c6u
lai
lAn dAu;
r
Ciic
khodn
no- co'
c6u

lai
thd'i
han tr6
no- lAn
thil
hai
quii
han
theo tho'i
han trA
no-
.
duo-c
co cAu
lai lAn
thfl hai;
o
C6c
khoAn
no.
co cAu
lai thd'i
han trA
no- lAn thrjr
ba
tro'ldn,
k6 ca chua
bi
qu6
h4n

hoic
cld
qu6
han;
.
Cfrc
khoAn
ng
khoanh,
no-
chd xu
lY;
Theo
euytit
drnh
s6
+SZIZOO5/QD-NHNN
ngiry
22 thitng
4 ndm
2005 vd
Quy6t
dinh s6
lgl2111lQD-NHNN
ngity
25 thing4
ndm2007,
O6i
vOi ciic
khodn

no-
quii
han,
td chri'c
tfn dung
phAn
lo4i
lai
vdo nh6m
no-
c6
nii
ro th6p
hon
khiNgAn
hdng
cl6nh
gi6
ld c6 dt
kha
ndng thu
nOi
Aay
di cA
g6c
vd
ldi; vd
kh6ch
hdng
c6 tdi

li€u,
hd so
chung
minh c6c
nguy€n
nhdn
ldm khoan
no- ndy
quil
han duo.
c
x0' ly,
khdc
phuc. Ngdn
hdng
chir
ddng tLI
quy6t ainn
phAn
loai c6c
khoAn
no viro c6c
nh6m
no rti
ro cao
ho-n tuong
ilng
v6i
mri'c dQ
rti

ro khi xdy
ra mdt trong
c6c trud'ng
ho-p sau ddy:
.
Khi
c6
nhtng
di6n bitin
b6t
lo.'i tt
t6c dQng
ti6u cg'c d6n
mdi truong
kinh doanh
vd
lTnh
vuc
kinh doanh;
o
Circchi
ti6u
tdi
chinh
cira
kh6cJrhdng
hoic
khA ndng
trd
no c0a kh6ch

hdng
bi suy
gidml
o
Kh6ch
hdng
khdng
cung
c6p
cho
NgAn
hdng ciic
thOng
tin
tdi chinh
kip thoi.
dAy du
vd chfnh
x6c d€
Ng6n
hdng
cl6nh
gi6
kh6
n6ng
tr6
no- cr]a
kh6ch
hdng.
Dr,r

phdng riri
ro tin
dgng:
ViQc
tfnh
du
phong cu thrS
duo-c cdn
cf
tr6n cic
ty l€ 6p
dung cho
tilng
nh6m
no nhu
sau:
iir,ri,il SFIB
Ng6n hhng TMCP Shi
Gdn
-
Hn NQi
Nh6m
I
2
a
J
4
5
Lo4i
Nq dir ti€u

chu6n
X
i,,
NO- Can
CnU
y
No du6'i ti6u chuAn
No- nghi ngo
-
t. :
N0 co Kna
nang mal von
-
Nhd
cira, vdt
ki6n
trfc
-
M6y moc,
thi6t bi
-
Phuo-ng ti0n
vdn tdi
-
DUng cg
qudn
l;f vd
phAn
m6m tin
hoc

Tf 19 dg
phdng
cg th6
0%
5%
20%
50%
100%
9.
Tdi sin c5 dintr
Tdi s6n cO einn
duo. c
thti hi€n theo
nguy€n
gi6
trir di
khAu hao lfry k6. Nguy0n
gi6
bao
gdm
todn b0
c6c chi
phi
md Ngdn
hdng
phdi
bo ra d6
c6 cluo-c tai sin c6 dinh
tinh d€n thd'i cli€m clua tai
san

d6
viro trang thai
sin sdrng
su dung.
Tai sdn
c6 dinh duoc
tfnh khdu hao theo
phuong phap
, : ,i
. ,l
duong
thdng tle tru
ddn
nguy€n
gi6
tdi sAn
trong sudt
thdi
gian
hiru dung u6'c tinh
nhu
sau:
l0
-
25 ndm
03
-
05
ndm
06

-
10 ndm
03
-
08
nim
Quydn
sri' dung d6t
duo-c
khAu hao theo
phuong
ph6p
dud'ng thing
phi
ho'p v6'i GiSy chf'ng
nhan
quydn
su'dung
dAt.
Quy6n
sri'dung
O6t vO
thd'i han duo-c
ghi
nhAn theo
gi6 g6c
vd khdng tinh
khAu hao.
10.
Ti€n

vir c6c khoin
tucrng
ttuung
tidn
Ti6n vd c6c
khodn tuong
duo'ng ti€n
bao
gdm
ti€n
m{t, vdng, cl6
quy,
ti6n
gui
thanh
to6n tai
NHNN,
tin
phi6u
Chinh
phir
vd
cdc
gi6y
to
c6
girl
ng6n han dt di€u kiQn chi6t
kh6u
v6iNHNN,

ciic
khodn ti6n
grii
thanh
to6n vd ti€n
gui,
cho
vay tai
c6c t6 chric tin dqng
khric c6 thd'i h4n d6o
hpn
khdng
qua
3 thdng
k€ tu
ngay
gui.
ll.
Cfc cOng
cg tii
chinh
Phii
sinh
C6c cong
cu
tdi chinh
ph6i
sinh
duo.
c

'ghi
nhQn
tr€n bAng
can
A6i
fe toan theo
giri
tri
ho.
p
clOng
vdo
ngiry
giao
dich,
vd sau
d6
duoc
cLinh
gi6 lai theo
gi6
tri ho.
p
ly. Lgi
nhuAn
ho4c 16 khi c6c
cdng
cu tdi
chinh
ph6i

sinh
dugc
thgc
hi€n dugc
ghi
nhQn trong
b6o
c6o k6t
quA
hoat dQng
kinh doanh.
Loi nhuQn
ho4c
16 chua
thuc
hi€n dugc
ghi nhdn vdo
kho6n
muc ch€nh
l€ch cl6nh
gi6
lai
ciic
cdng
cu tdi
chfnh
ph6i
sinh
tr6n bing
cdn

cl6i k6 to6n
vdr duoc
k6t chuyCn
vdo
k6t
qud
hoat clOng kinh
doanh
vdo thdi
cli6m cu6i
ndm.
7;-=
SHB
Ngdn hhng TMCP
Shi
Gdn
-
Hn NQi
12.
Ghi
nhdn thu nh4p/ chi
phi
lfli
NgAn hdng
ghi
nhdn thu
nhQp
tii
ldi vd chi
phi

lii tr€n bao c6o
k6t
qud
hoat
cl6ng kinh doanh
tr€n co'so'du
thu, du
chi.
13. Ghi
nhin
thu
nhflp tir
phi
vdr
hoa hdng dich vU
.Ngdn
hdng thu
phf
tt c6c
dich vu cung
c6p
cho
kh6ch hdng. Thu
nhQp tn'phi co th€ chia thanh
ciic
nh6m sau:
o
Phi thu tt vi(c cung cdp rtlch
vy trong mQt thdi
gian

nhAt clinh: Phi
thu tir
vi0c
cung c6p dlch
vu trong
mQt
thdi
gian
nh6t dinh dugc dr,r thu trong su6t tho'i
gian
d6. Phi ndy
bao
gdm phi
quAn
ly,
phi
nhAn iry thiic,
hoa hdng vd cric
phf
li€n
quan
dt5n c6p tfn
dung,
qu6n
ly tdi sdn,
phi qudn
ly danh
muc vd c6c chi
phf quan
ly cfrng nhu

phi
tu v6n khiic.
o
Phi thu tir
viQc cung
cdp dlclt
vqr
giao
dlctt:
Phf
ph6t
sinh til viQc cldm
ph6n
vd
tham
gia
ddm
ph6n
c6c
giao
dich
cho
mQt b€n
thf'ba, vi dqr
nhu dAn x6p
vi€c mua
cd
phAn
hoac
ciic

loai chring
kho6n kh6c
hodc mua
lai doanh
nghiQp
,
duo-c
ghi
nhAn khi hodn t6t
giao
dlch
li€n
quan.
Phi
ho4c mQt
phAn
cia
khoAn
phi ndy
co
lien
quan
d6n
vi€c
thuc
hi€n mdt
-
cdng
viOc nh6t
dinh s€ cluo-c

ghi
nhdn khi
hodn tAt di6u
ki6n
tuo-ng
ri'ng.
t$-''liSHB
NgAn hhng TMCP Shi Gdn
-
Hi NQi
15. Ti6n m{t, v}rng
b4c, tI6
qu;f
Ti6n m4t
bdng
VND
1
,
J
Ti€n mqt bang
ngo4i tQ
16. Ti6n
giri
t4i NgAn
hirng Nhdr
nudc
-
Ti6n
gui
thanh

to6n t4i Ngdn
hdng
Nhir
nu6c
.^.1
'ti€n
gui
phong
toa
(n€u
c6)
Ti€n
sui
khac
17. Tiirn,
virng
gfri t4i c6c td chric
tin dgng
khdc
Tiin, vdng
giri khAng ky hqn
-
Bdng VND
^l
-
ttang
ngoar te.
vang
;
TiAn,

viing
gu'i
cri
kjt hqn
- Bdng
VND
-
Bdng
ngoai tQ,
vdng
340,685,316,842
425,103,583,283
3010612012
\T{D
3U12t2011
VND
222,588,832,200
118,096,484,642
293,734,281,400
131,369,301,883
30t06t20t2
\TND
3Ur2t201l
\ND
819.858.205.006
35,rr1,525,637
819,858,205,006 35,111,525,637
30106/2012
VND
31n2t2011

VND
2,793,83 5,809,648
2,253,796,645,417
540,039,164,231
27,34 5,941,457,504
25,025,720,057
,504
2,320,221,400,000
3,158,245,174,689
3,071,464,,87 6,g98
86,780,297,691
15,449,892,814,830
14,079,410,414,830
1,370,482,400,000
30,139,777,267,152
18,608,137,989,519
",,k!!:1S}J.IJ_
Ngdn hhng
TMCP SAiGdn
-
Hn NQi
18. Chring
khofn kinh
doanh
30t06t201231t
VND
Cltftng
kltodn Nq
-
Chf'ng

kho6n Chinh
phtt
-
Chri'ng
kho6n
No do c6c
TCTD
kh6c trong
nu6'c
phiit
hdnh
-
Chfng
kho6n
No- do c6c
TCKT
trong
nu6'c
ph6t
hdnh
Chftng
khotin
V6n
-
Chf'ng
kho6n
V6n
do c6c
TCTD
kh6c trong

nu6'c
ph6t
hdnh
-
Chfng
khoan Vdn
do cdc
TCKT
trong
nu6'c
'ph6t
hdnh
Chftng
khodn kinh
doanh
klttic
Dqr
phbng
gidm
gid
chftng
kltodn
kinlt
dounh
Thuytit
minh
vO tinh
tr4ng
ni6m
ytit

cria cdc
chring
khodn kinh doanh
30t06t2012
VND
Chftng
khodn
Nq
A,
-
ua
nlem
yet
-
Chua
ni€m
y6t
Chr?ng
khotin
Vi6n
;,
-
ua nlem
yel
-
Chua
ni€m
y6t
Chfrng
khorin

kinh
doanh
klttic:
-
Dd ni€m
y€t
A.
-
uhu'a
nlem
yet
12t2011
VNI)
3Ut2t20t1
VND
t,',SHB
Ngdn hing TMCP
Sii Gdn
-
Hn
NQi
19. Cric cdng cg tii chinh
phfi
sinh
vi
cdc tii sin thi chfnh khdc
T6ng
gid
tri cua hqp
J)

qong
(tneo
ry
gta
ngqy
hi€u twc hqp
ding)
T6ng
gid
tri
ghi
sO k€ todn
(theo
ty
gid
tqi ngdy ldp bdo
cdo)
Tdi san
C6ng nq
T4i nghy 30 thfng 06
nim 2012
C6ng cq
TC phrii
sinh tiin
tQ
.t
.^
urao olcn KY nan Uen te
Giao dich ho6n
d6i

kj, h4n
'I4i
ngiy 31 thdng l2
nim 2011
COng c4 TC
phrii
sinh
tiin tQ
,'l
trlao OlCn Ky nan tlen
te
Giao
dich hoan d6i
kj' h4n
1,3 76,776,220,098
768.448,370,000
608.327,850.098
398,483,360,912
343,538,67
t,112
54,944,689,800
5,528,562,238
s,528,562,238
4,035,834,699
4,619.608,299
579,683,1
I0
579,683.1 I
0
(6

r
3.773.600)
31il2t2011
VND
20. Cho vay
khdch hing
Cho vay c6c
t6 chf'c kinh t6, cd
nhAn
trong
nu6c
,
.i.
,, a
'
Cho
vay
chidt
khau thu'ong
phieu va
cac
gidy
td'c6
gi6
Cho thu6 tdi chinh
C6c khodn trA thay kh6ch
hdng
'
J
,(

Cho vay bdng
vdn
tdi tro.
uy
thric
ddu tu'
Cho vay e6i vOi cric
t6 chfc, c6 nhdn nudc
ngodi
Cho vay
kh6c
t.
No- cho vay
duoc
khoanh vd
no chd'xil
lli
30t06t2012
VND
30,407,731,228,140
48,459,171,372
283,841,67 5
7,294,583,180
238,688,880,000
20,149,377,478
28,920,227,441,804
22,168,473,454
2,270,922,114
I 0,7l

g,g
10,67 4
203,274,991,859
30,722,607,081,845
29,1 58,660,639,905
l0
=
SFIB
NgAn hhng TMCP Sii
Gdn
-
Hd NQi
20.1.
Phfln tich chft
lugng ng cho
vay
Ng clu ti6u
chudn
\
1.
'
t\o
can
cnu
y
\o.
duoi ti6u
chu6n
N9 nghi ngo
-

! :
l\o co Kna nang
mar von
20.2. Phin tich
du
nq theo thdi
gian
No ngan
han
-Ng
trung
han
No ddi han
Cho
vuy
ctic
TCKT
Doanh nghiQp
Nhir nudc trung uong
Doanh nghi0p
Nhd nudc dia
phuong
C6ng ty
TNHH Nhd
nu6c
C6ng
ty TNHH tu
nh6n
C0ng
ty c6

ph6n
Nhd
nu6c
C6ng
ty c0
phAn
kh6c
Cdng ty
hgp danh
Doanh
nghiQp tu
nhAn
Doanh
nghi€p
c6 v6n
dAu tu
nu6c ngodi
: .^ ,
i
Klnn le
tap tne
Cho
vay cd nltin
Cho vay
klttic
29,941,663,867
,686
|,006,204,281
,594
174,778,905,323

284,073,500,324
3 15,886,526,91 8
27
,413,610,255,517
7,093,637
,444,907
219,922,396,906
154,147,495,684
278,343,046,891
30/06/2012
\TND
31/12/2011
\TND
30,722,607,081,845
29,158,660,639,905
30t06t2012
\TND
3Ut2t2011
\TND
19,286,949,787
,848
6,448,585,977
,793
4,987,071,316,204
18,51 1,039,358,086
6,394,82r,023,356
4,252,800,258,463
30,722,607,081,845
29,159,660,639,905
20.3.

Phfln tich du
nq cho vay theo
tISi tuong
khrich
hing vdr lo4i hinh doanh nghiQp
3010612012
tri6u
VND
3u12t20tl
triQu VND
'/"
22,129,930
r,206,515
481,917
1,473,897
6,608,148
2,263,412
9,196,969
4,234
5
I 8,941
33r,r95
44,'.703
9,447,145
145,532
72.03
3.93
1.57
4.80
2l.51

29.94
0.0
r
1.69
1.08
0.15
27.49
0.47
19,951,578 73.02
791,37 5 3.55
224,399 L56
t,063,033. 4.78
6,280,638
21.04
2,138,t44
7.68
8,5't 5,624
29.08
t,319
0.01
531,685
2.67
328,493
2.56
t6,867
0.09
9,075,962
26.48
I3I,I21
0.51

30,722,607
100.00
29,158,661 100.00
?,,,,rusHw
Ngdn hhng TMCP
Sii
Gdn
-
Hn NQi
20.4. Phdn tich du
ng cho vay theo
nginh kinh tG
30t06t2012
trigu VND
3Ut2t20tl
triQu VND
'h
N6ng
nghi€p vd lAm nghiQp vd thty srin
Khai kho6ng
r
i
'
.I
Cong
nghi6p
chd bien.
che tqo
SAn xu6t vd
phdn ph6i

dign, khi dt5t,
nu6c
. L.
n6ng. hoi nudc vir dieu
hda khong khi
Cung
c6p nudc; hoqt
dQng
qu6n lyi
vd
xu llf
r6c thai. nu6c thai
Xdy dpng
B6n bu6n vd b6n
le; sua chira 6
t6. m6 t6,
xe
m6y
vd xe c6 dOng
co kh6c
Van trii kho bai
Dich
vu luu trri vir 6n
u6ng
I .,
^
l nong Irn
va truyen Inong
Hopt dQng tdi chinh.
ngdn hirng vir bao

hi6m
Ho4t dQng
kinh
doanh
b6t dQng sdn
Ho4t dQng chuy€n
m6n, khoa hgc vd c6ng
nghe
Ijoat tlOng
hdnh
chfnh
vd dich
vu h6 trg
Ho4t dQng cia
Dang CQng sdn, t6 chr?c
chinh
tri
-
xi
h6i,
qudn
lj nhd nuoc, an
ninh
qu6c
Gi6o duc vd ddo t4o
Y t6 vd
hoat
d6ng
trg
gitip

xd hQi
NghQ thu4t, vui choi vd
gi6i
tri
Hopt dQng dich
4r
kh6c
Hoqt dQng
ldm thud c6c cdng
viQc trong c6c
h6
gia
dinh, sdn
xu6t san
phAm v4t ch6t
vd
dich
r,,u tu
ti€u dirns cua
h6
eia
dinh
Ho4t dQng
cua c6c td
chfc
vir co
quan
qu6c
t6
T6ng du'nq

30.722.607
100.00
4,654,700
2,578,051
4,996,113
533,157
8,569
?
q7R
Rq?
6,406,578
1,637
,242
1 rr0q04
40 1)4
177,342
1,352,895
14,601
34,583
4,258
9,673
15,090
3,945,800
140,208
10,233
15.15
8.39
16.26
1.74
0.03

9.70
20.85
).JJ
3.68
0.13
0.58
4.40
0.0s
0.1
I
0.01
'0.03
0.17
0.05
12.84
0.46
0.03
3,478,762
12.30
2,676,492
9.53
5,068,777
18.07
486,452
1.64
6,t95
0.02
3.30t.4',72
9.24
s.742.949

21.03
1,553,41 8
782,87
|
28,032
463,209
1,392,049
24,458
32.697
5,303
1.40
4.45
0.07
0.
l0
0.01
4.82
J.IJ
0.
l0
13,480
0.04
45,346
0.14
t2,709
0.04
3,822,944
12.77
I 85,738
0.44

35.308 0.07
29,rs8,661
100.00
l2
W,ffi.SII'I-
Ngdn hhng TMCP
Shi Gdn
-
Hn
NQi
21. DF
phdng
rrii
ro
tin dgng
Ki
ndv
S6
ou
clflu
kj
Du
phong
rui
ro
trich
l6p
trong
kj,/
(Hodn

nhdp
dg
phong
trong
kj,)
Du
phdng gi6m
do xir l;i
c6c
khoan ng kh6 thu
h6i
bang ngu6n dg
phdng
Di0u
chinh tdng/
(gidm)
kh5c
s6 ou'cu6i
ty
Ki
trcdc
sii ou tlflu
kj
Du
phdng
r0i
ro trich l{p trong
kj,/
(Hodn
nhQp

dg
phdng
trong
kj,)
Dq
phdng gi6m
do xu
l!
c6c
kho6n
no kh6 thu
-
h6i bdng ngu6n dq
phong
Sii clu cuiSi
t<i'
22.
Chftng
khofn tlAu tu
22.1. Ch[rng kho:in ttdu tu sin sirng OC
nan
Chftng khodn
Nq
Chfng
khorin Chfnh
phit
Chring kho6n Ng do c6c
TCTD kh6c trong
nu6c
ph6t

hdnh
Chfng
khodn No. do c6c TCKT trong nu6c
ph6t
hdnh
Chfng
kho6n
No nu6c ngodi
Chrt'ng
khotin
V6n
Chring
kho6n
Vdn do c6c
TCTD
kh6c trong
nuoc
phrit
hdnh
Chring
kho6n Vdn
do cric
TCKT trong
nu6c
phdt
hdnh
- Chrlng kho6n
V5n.rlu6'c
ngodi
Dq

phbng gidm
giti
cht?ng kltocin
sfn sdng
il nan
231,266,386,036
139,043,856,614
DU'phdng chung
VND
Du
phong
cu th€
VND
200,004,430,999
31,261,955,039
L54,962,118,692
-15,918,262,078
164,823,526,714
35,180,904,284
107,732,171,165
47,968,947,527
739,000,000
200,004,430,998
154,962,118,692
30/06/2012
VND
31/12/20t1
VND
3,133,856,5
54,022

950,000,000,000
.
430,011,410,395
1,7 53,845,143,637
16,023,903,579
11,688,790,000
4,335,113,579
(g,445,433,57g)
I2,230,528,533,537
950,000,000,000
8,430,105,806,501
2,850,422,727,036
20,711,620,000
I 1,688,790,000
9,022,830,000
(14,685,653,800)
12,236,554,499,7373,140,435,024,022
t3
,{ffi.SIJ^'J
Ngdn hhng
TMCP Shi Gdn
-
He NQi
22.2. Chtrng khorin
dAu tu
gifr
tl6n ngiry tl6o h4n
Chung
kho6n
Chinh

phri
Chung kho6n Ng do cric TCTD kh6c trong
nudc
ph6t
hdnh
-
Chring
kho6n Ng
do c6c t6 chric kinh tti
trong nudc
ph6t
hdnh
-
Chitng
kho6n No nudc ngodi
Dp
phdng
gi6m
gi6
chung kho6n diu tu
giu
d6n nsdv
d6o
han
23. G6p v6n, tlffu tu dii
h4n
PhAn tich
gi6
tri tIAu tu
theo lo4i hinh dAu tu:

DAu tu vdo c6ng ty con
r r r rl
C6c
khodn ddu tu vdo cdns tv li0n doanh
C6c
kho6n dAu tu vdo cdnltv ti6n t Ct
, .l
Cdc
khodn
ddu
tu ddi han khric
Du
phdng giim gi6
ddu tu ddi h4n
6,7 43,986,839,57 4
2,610,940,000,000
30t06t2012
\TND
3111212011
VNI)
1,897
,426,839,57
5
4,846,559,999,999
1,000,000,000,000
1,610,840,000,000
30t06t20t2
VND
3llt2l20tl
'!T{D

20,000,000,000
334,289,000,000
(975,759,107)
20,000,000,000
334,2gg,000,00;
(975,759,107)
353,313,240,893
353,313,240,993
t4
ilrr:liiSI{B
Ngdn
hing TMCP
Shi
Gdn
-
Hn NQi
- Danh mgc cilc
khoin tliu tu,
g6p vlin
nhu sau:
Cdng
ty CP Ddu tu vd
PT
Cao
Su NghQ An
Cdng ty CP
quan
lli
qu!
ddu tu Sai Gon

-
IIa NOi
Cdng
tv CP CK Sai Gon
-
Hd
NOi
C6ng ty
CP Cao Su Phuoc
floa
Cdng ry CP Phdr Trien
An ViCt
Tdng C0ng
ry
c6
phAn
bdo
hi6m SHB
Vinacomin
Cdng ty TNHH Son
Ldm
Cdng
ty c6
phdn
ddu
tu x6y dung
LILAMA
-
SIIB
Cong ry CP

rh6 thao SFfB
Dir Ning
Cdng ty
TNHH I thanh
viOn
quan
lj'
no vd khai thdc tai
san SHB
Cdng
ty CP
-l'hur
sdn Gentraco
Cting ty CP BDS
An l'htnh
C'l CP
Ddu tu Tdi chinh
Narr Vi0t
CTCP Phat trien dd
thr khu cdng nghi6p
SHB
(SHB
Land)
CTCP Ddu
tu Kinh doanh
BAt
d0ng
sdn Gentraco
(Gentraco
Land)

CT CP
Edu tu Phrit tri€n
Hdng ViQt
^.,
t
o/osit
^.,
r'
%so'
(Jra
goc
bra
goc
.
-
nuu
- r
nuu
30t06t2012 JUt2t20tl
r2,000,000,000 8.00 12,000,000,000 8.00
5,200,000,000
10.40 5,200,000,000 10.40
82,180,000,000 8.22 82,180,000,000
8.22
27,859,000,000 0.62
27,859,000.000
0.62
1,000,000,000 I 0.00 1,000,000,000 2.00
30,000,000,000
10.00

30,000,000,000
10.00
135,000,000,000
10.69 135,000,000,000 10.69
I 1,000,000,000
1 1.00 I
1,000,000,000 I 1.00
550,000,000
I 1.00 550,000,000
I 1.00
20,000,000,000
r00.00 20,000,000,000
100.00
8,000,000,000
9.43
8,000,000,000 9.90
8.000,000,000
r 0.00 8.000,000,000 I 0.00
1,s00,000,000 |.25
r,500,000,000 t.2s
2,000,000,000 4.00 2.000,000,000 4.00
2,500,000,000
5.00 2,500,000,000
5.00
7,500,000,000 5.00
7,500,000,000 5.00
351.289.000.000 351.289.000.000
t5
r?^l
€

ra
€
€
aa
co
lf)
oo
rn
FI
cl
c.l
r,)
a.)
.?
6l
1n
r
ln
a
=
r
aa
ra
s
d
rfl
cl
r
el
s

r
N
al
r)
v)
ao
o.l
\n
ao
N
ol
6l
r
=
r-
ln
v
a.l
tt)
ro
oo
6l
l
ln
ln
oo
ao
(,
a
F

'i
.p's
6'
=
.<o
<*
5
u
,?,?
'C'
bo o!
EE
\6 r- !-
6. G'
(,FF
s
€
la)
ro
|')
N
=
oo
v)
v
v
\n
00
r
€

6
T
r.)
=
v
6l
F-
al
oo
d
V)
€
ro
F-
ln
V)
N
rn
ol
rn
co
d
e:'F\
al a.l al
aO
\O
)
\o
co
\.'

tt )
ait
\o
v)
6l
.+
laoo\
a.l
r+
)
aa a.l
ra\o6
RAR
al OI
^i
o'+$
qqo.
afGqi
{HS
al
N6c
\fCO6Fl^!
a-^.i \
N
\o*.J€ei
a-l 6l
^,
\O
\A
q'+^

\
.{ 1
FfrR 5 S
rl\!r^\c;
-
R S
r,=\rrO,\1
-
'+O\GOnR
e-qsc.7-tr.
:lt-trjt:occ<j
r \\ottr.
1\.!^rq
r, F.
r<
V,
tri N
Oe-!?
qq.d d
^i
ra
.f,
\:
N
cllim
as^q
Eas
€^\tri
SOci
a€\]<

€-q.n
€\o\d
H9s
qq
-rN-
\Of-N
rQ
e!
cr
.a
O\
G-
3-A;
OH*i
r
.+
T
F-
€
6
6l
t
.f
ra
r
co
.+
r.l
s
rtl

r
t
al
F-
ra
6
€
o\
N
F.
6l
la
€
F-
=
o\
s
6
aa
t
-Ss:
'p
E
'Hi
f
"E,"Ht
,,g=gti
"
rB€
=?Egri"Et€

=g
:ft
E.$!
S! i
:*'?
i's
==S
€
; !
:t'?
F; ;
!
s
sBs+
q;5;
;
q
sFs
*
$;
rr6n,.tr-
T.QNO
t-atcrn€
F1
-6'.OO
6.O^,F-r
€.o.). q
n
-Nh
€\OG\O

-^
rr ,i
\o
-U.)*i
rn )
ci
N
9?5-)'^a
raq,q:=
r!
lfr
n
€-
oc-
N-\-6o-
6r)6O\c
€ \

+
O\
|r,
vi
W.
h-
:t a
td
t/t
-i
ui
'o^

\5
OO\oi
6lAOsra'OrC
=riLx*io\G
vi
'r^ +
oi
.o.
'o
-)Nrihit$
sadc\\g€
€ ]oo\-
{-G'irN'
D'ia
;$
+
e€\tri*;
€
o\
q
:TS
'f,^
q.
-
8RR
n1*
OO
-
*-:
rn

c{
^,
t
\t
\g6ln'ra
F6oiO
r^
q.n o^
-e-'O\
6r\oc<
o
\co^6
r1
t-
\O
6-
O\
N*\{
\o^
ol
N
t\O6-
roi<
He-
Nd
e^
q.
oi
-(l\oi
aaE

OF-fi
rt
'f,
-$
aF\
.+
oo
(c).
O
e
\
b
o
\<o
=.
on
=.
:=
r<cg
<cgt
/<o
.i.
!
bo
h
2
,6
5
e.E
kL

ir
-tr
5:=
'lr
<6'
-Ea
,=
\<o
r5
'f
.r,N
\<o
,=
eb!
:rr
a
,dH='
Ftr
s/
E
cI
,s
V
(o.
z
,c!
l'l!
I
rl
:F

a
5a
U
AA
n;-
fr(
A
!'lr
f
rA
'E
v1
(Gl
'
"
, bn
Nz
r
al
.+
F-
ra
al
6l
ro
?a
rn
fa
00
6l

ra
€
CT
cl
al
r-
r<t
F-
rn
\<r
ct
ra
?a
€
al
f-)
FT
la)
fa
rn
\0
00
6|0.
\o
.(l
(\l
€
,.i
?a)
la)

ra
6l
al
rn
odl
?a
j
GI
r-
i
al
=
J
tt)
c.l
r.i
t\
€
00.
?a)
(-)
?.I
vl
r-
.tr
ra
aa
ra
.+
ra

co
a.l
rn
o\
(\I
.<t
a^l
aa
E
G.l
c.l
ra
(\.l
*
€
rn
6
6.1
a.l
a|
+
al
6l
.+
al
al
t-)
€
GI
V)

.+
=
F-
rn
ft
a.l
c.l
ao
co
€
*
co
€
ra
ra
?a
ao
t
'-!Qq':t
6rad
o\
:\
viq-
q
c
-r).a€
\O
.i
"^
-l -i

vI €-
o<j
-l
t-
d
c.j
0C
oo
?.)\O€jt\
\0o^6
.e
*l
O\'<l\i
.+
?i
nr
*t\
COO.\
\o^q6
e-i
\0.<l\
raO.\
t- f)
ki
F-
\O
Fi
\o-
("!
<

*-^\:
t?!Qq'V'\l
Sah; !O
v)
€^.*
ci
q q
9qPo.?4r.
{io.doe
6-\N
tc-
+
-Cr^;c9%
0A6G'=\t
\rc^6
\o-\^
*:\
=F\rCr-
'<l*\+ii
l-rOnf,);
O\
(\l
^,
.')
6

v} ,-;
rr}
h;
f- t- N' O\

aO-+O\ai
\?s
rfi
co
od
€.<l\
\g
6l
^,
6^O^s
\g
lal
v.i
$?Oei
o^ €^
od
SRR,
q. q.
o\
r-ed
€t-F-
fl vI
-,
.ra
\o
\.i
a{r);
q'q
\c;

\o \o
\.i
*\0G(
rAO\-
t-
(^l
Gi
ts,:
€
:-
\€'
:
ss ;
\ s.F
?
s
g5$
_E_'-E
?ti _=33
e.f=l T3i
'zlp
V
:*E'ast
+
; is* :
f
':
ii s;
:
i*

E
E
E i
'E'*i'gS
s
E
iSS
:F
i ; i
rES,Y'*SE,F
;
E
Y r
5
*'s',a
S i f
E?f
q
t5u-:
r'E
y
I
y.E5
E E
=
F-
ce
€
co
€

ra
.I
t
!+
ln
€
la)
=
rn
?a
cl
00
00
ra
al
v
l.)
rO
.V
€
=
r-
?a)
€
E
(\I
r-
F-
.I
\0

t
r.)
al
tr)
lr)
c-
=
Fl\oN'S|r,,,n
€66rri-61
4G-S
S4
l
t-'Os's-Os-
€
-
,X
ni tt A,
nrfccSe-C
! h-N-
F-
tf,
G"
fO
.n
Flvi-
\o
\o
rO
\g
n'

51-i:
F-
.<l
\
ol
1*
O\
\O
r'
ra.+<
o\ o\ .i
5BF
?iod<
:f,
cl
cj
t?\s.r,e?'s
Oa.llCOoO
6ra,hiCi
aOd^;C\O\
F-OSo\c\
<
€.
\o
.a=\rl:t\
t?\tr-vth)
?
to-
to
O\

t)dcl
(.lvlnrrQrk)
qOO:i=\
ra,
ia
-
*_
lf,
a
3'
6r.a;6r\
lf, \c
ri
r?

r)=-r-n*;
rnocif-t\
.n.++.<l\
?.) t-
ts
\o-\
BBxl=
' '
c:1h,\os
SRsaS
q\5s\o
O\ t-
^i
i
^i

)€$\i
€f-!A^,
Rg.N
rO-
<''.');
qe^e;
-O\d'
ri O\
-'
.+^
e^
6
\o
.<l
\'
=
cl .i'
\Orf)bi
Fr
r
J
=
lrrl
t'
bn
<o.
Q
z
\
o

N
\<o
'G
t-
b!
)F
F
::
r<qq
(aq. /<o
.6.
!
on
h
\<o
I
a
\<O
<cq.
,cq
z
a)
r!
\<o
I
a
bo
bo
)cg
F

<o'
z
'r'
I
I
ri
,=
a
Ia
U
AA
lt ;-
trr T"
llr
g
r'.'
'!
v),
:.
1
Ni\
(c!
'
"s-
OD
L"^t >
;iill
S*1,,[l
Ngdn
hhng TMCP Shi Gdn

-
Hn NQi
25. Tni sin cd dinh
- T[ng,
giim
vd hinh
tiri
sin c6 einh
vd hinh
kj'niry:
KhoAn mgc
Nguy0n
gii
56
ou'dAu tr!
56 tlng trong
k!
- Mua trong lc)
- Tao ra tt n1i bA
DN
- Tdng do
hqp nh.it KD
- Tdng khdc
56
ginm
trong ki
- Thanh lj', nhuqng bltn
- Gidm khdc
s6
ou cu6i

t<y
Gi6 tr! hao
mdn lu!
k6
56
du
dau
k!
56 ting trong
k!
- Khdu hao
trong
@
-
I'iing khtic
56
ginm
trong kj'
-
Thonh
$,
nhu'qtng
bdn
- Giiim
khdc
56
ou cu6i ty
Gi{
tri cdn lli
Tgi ngdy tliu

k!
Tai ngiy cu6i kj
Quy6n
sii'dgng
clAt
Phdn mdm vi tinh
Dctn vi tinh:
VND
Tii siin
c6
dinh
vd hinh khric
CQng
2.030.65
1.351.06 I 53,512,026,515
8,804,154,645
8,804,454,645
21.983.080.310 2,1
06,1
46,160,886
8,801,154,615
8,804,454,645
-
96,720,000
- 96.720,000
2.030,651,351,061
62,219,7 61,160
21,983,080,J 10 2,1 14,854,195,531
-
96,720,000

14,061,t22,632
3.878,090,761
3,878,090,764
96,720,000
96,720,000
709,720,138
17,845,493,396
4,995,017,097 23,550,290,631
2,0J0,020,251,735
39,447,903,883
17,133,328,703 2,087,201,481,321
631,102,326
78,611,812
78,6t7.8t2
4,249,7s1,607
715,J25,190
715.325.190
I 8,911,976,565
4,702,034,066
1,702,031.066
96,720,000
Ting,
gi6m
tdri sin c6
dinh
vd hinh
kj' tru6c :
Quy6n
sii dgng C6t
PtrAn m6m vi tinh

Don vi tfnh: VND
Khoin
mUc
NguyGn
gid
Si5
au'ciu kj
^a
,-
so tang trong
Ky
-
Mua trong
ky
56
girim trong
kj
^t
, x., .
so
ou cuol
Ky
Gi6 tri
hao mdn
lu!
k6
^i
.
-i
so ou'oau

Ky
Sii ting
trong
kj
,., : 1
- Knau nao
trong Ky
56
ginm
trong
k) :
^a
,
i.
,
.
DO
OU'CUOI
Ky
Gi{ tri
cdn lqi
.
-i
I
?l
ngay oau
Ky
fai
ngiy cu6i
ry

Thi sin c6 cintr
vd hinh khrlc
c0ng
1,380,377,188,421
650,274,165,640
650,274,I65,610
473,434,736
157,667,590
t 57,667,590
5,989,310,020
47,523,716,495
,17,523,716,195
3,291,957,009
10,772,165,623
10,772,165,623
3,000,6840696
1,249,066,911
I
,219,066,91
I
6,766,076,441
12,178,900,124
t 2,178,900,121
20,000,000,000
1,406,365,499,441
1,983,080,310 699,780,962,445
1,983,080,310 699,780,962,445
631.102.326
14,064,122,632.
4,249,751,607

18,944,976,565
I,379,903,753,685
2,696,353,011
16,999,315,304 1,399,599,422,000
17,733,328,703
2,087,201,484,321
I 53,512,026,515
21,983,080,310
2,1
2,030,020,251,735
39,447,903,883
t8
l,,rlil
sFlB
Ngdn
hing TMCP
Shi Gdn
-
Hn NQi
Danh
mgc
Quy6n
sft
dgng
tldt
KHOAN TIUC
30t06t2012
3Ln2t20t1
QUYEN
SU DUNG

DAT SO
I6-I8 DI- HOA
BINH.CAN
THO
(4I2,4M2)
QSD
DAT SO 3
l LTK NR:
18,2M2 DAT CHUNG:3
10,5M2
(NHA
O.NGOAN
B NHAN)
QSD
DAT 31 LTK
DTR:32,8M2
DTC:310,5M2
(NHA
O.TttAN
B.MINH)
QSD
DAT 35A
LTK DTR:32,8M2
DTC:49,2M2
(NHA
O.GIA
B.THO)
QSD
DAT 33A
LTK DT:37,4M2

(NHA
O.VY
B.lHOA)
QSD
DAT 35A
LTK DTR:34,9M2
(NHA
O.NGUYEN
B.AN)
QSD
DAT
33B
LTK
DTR:26M2
DTC:7,4M2 THUA:170/lF
(NHA
O.DLING
B.THANII)
QSD
DAT 358 LTK
DTR:10,7M2
DTC:346,6M2
THUA:170/lF
(NHA
O.DUC
B.LAN)
QSD
DAT 35B
LTK DTR:15M2
(NHA

O.KHANH)
QSD
DAT S0 351-TK
DT SAN:53,8M2
DT
DAT CHUNG:395M2
(NHA
O.QUYEN)
QSD
DATI-O
A2I NGIJYEN
VAN
LINH,NAM
DUONG,HAICHAU,DN
SO DO
BE
5794
QSD
DAT SO ]5
LY
I'HUONG KIET
IIOAN
KIEM HA NOI
SO
DO BB9I64IO
QSD
DATSO
35
LY'THUONG
KIET

HOAN
KIEM HN SO
DO BB916409
QSD
DAT SO 35
LY THUONG
KIET
HOAN
KIEM HA
NOI SO
DO BB9I6408
QSD
IO VONG
DUC
(HO
NHA NGUYEN
THI CUC)
-QSD
SO
l0 VONG DUC(HO
NHA
ONG THA
QSD
N}IA 3I LY THUONG
KIET(BA
K]EN
QSD
175-177 NHA
TRANG
KHANH HOA

DAT 35B
LY THUONG
KIET(HONHA
ONG
QSD
SO
OI NGU\TN
VAN CU
DA LAT
QSD
TUYEN SON
DA NANG
(4I.53IM)
KIIU DAT
TUYEN SON
DA NANG
(6.I57,
QSD
r4llA HOA
MrNl'l LIEN
CI-tlEU
DA NANG
QSD
DAT CLB
SHB DA
NANG(CO
TG SD 50 NAM)
QUYEN
SD DAT 33
LY TIIUONG

KIET HA
QSD
DAT SO 3I
LY THUONG
KIET
QSD
DAT 77
TRAN HLING
DAO.
QSD
DAT SO 33
LTK,6,8
VONG DUC
QSD
DAT TAr CN
CAN THO
-
138
,
D.3-2, TP.CAN
THO
QSD
DAT
TRUONG XUAN
QSD
DAT
BINH THUY
QSD
DAT
-GARAGE

XE
QSDDATTHANII QUOI
r.
QUYENSU
DLTNG
DAT
NHA 89
NGUYEN
VAN LINH-DN
QUYEN
SU
DAT NHA
SO 9I
NGUYEN
VAN
LINH
QUYEN
SU
DUNG
DA'I
QUYEN
SU
DUNG
DAT
67,335,000,000
38, I 04,105,500
6 r
,769,634,500
43,846,530,500
43,843, r

70,500
43,837, I 70,500
65,575,555,000
56,578,267,000
r00,900,535,500
I 53,20
I
,930,000
63,253,4
I 6,640
101,872,527,000
245,332,905,000
239,815,3r7.000
30,449,760,000
22,523,867,000
43,705,068,000
I 8,037,226,
r00
I 07,220,759,000
7,483,603,600
129, I 38,454,546
l 8.473,400,000
37,5
I
8,036,000
7,889,000,000
r26,528,71 1,580
I 2,88 1,587,000
78.3 19,970,000
49,00 I

,464,795
650,000,000
300,000.000
637,8
r 2,000
408,080,000
'
253,800,000
4,376,t7
4,000
4,376,980,400
4,293,963,000
917,572,400
67,335,000,000
38, I 04,1 05,500
6
r
,769,634,500
43,846,530,500
43,843, I 70,500
43,837, r
70,500
hl 1 /1 \l\ txlt
56,578,267,000
I 00,900,535,500
I 53,20
I,930.000
63,253,416.640
I 0t.872,527,000
245,332,905,000

239,815,3
r7,000
30,449,760,000
22,523,867,000
43,705,068,000
I 8,037,226,
r
00
I 07,220,759,000
7,483,603,600
r29, I 38,454,546
I 8,473,400,000
37,5
r
8,036,000
7,889,000,000
126,528,7 I I,580
12,88 1,587,000
78,3
r 9,970,000
49,001,464,795
650,000,000
300,000,000
637,8 I 2,000
408,080,000
253,800,000
4,376,t74,000
4,376,980,400
4,293,963,000
917,572,400

2,030,65 1,354,061
2,030,651,354,061
l9
{liilll
SFI}}
Ngdn hing
TMCP
Sdi Gdn
-
Hn NQi
26.Tdi sin C6
khfc
C6c
kho6n l6i,
phf ph6i
thu
Chi
phi
xdy dung co b6n do dang
C6c
kho6n
ph6i
thu
(x)
Du
phdng
rti ro cho c6c tdi san C6
kh6c
Tdi
sdn C6

khric
(*):
Khdng bao
g6m
nqi b0.
27. Chc
khoin ncr Chinh
6,789,160,133,547 5,631,871,313,534
tdi sAn thu€
thu
nhdp hodn laivh c6c kho6n
ph6i
thu til ciic
giao
dich
phfr
vir
NHNN
30t06t2012
VNI)
3Ut2t20tl
VNt)
2,434,266,359,423
63,802,120,395
2,115,990,094,892
2,17 5,101
,5
5 8,837
1,670,395,598,054
53,820,545,107

1,765,077
,564,085
2,142,577
,606,288
30t06t2012
VND
3111212011
VND
Vay NHNN
, ,)
vay
tneo
no so'l.rn oung
Vay
chi6t
khAu, t6i chi6t
vay cam co cac
glay
NHNN bdng
VND
Vay BQ Tdi chinh
Cdc
kltodn n(
kltdc
800,000,000,000
800.000.000.000
2,194,953,736,905
700,000,000,000
1
,1

09,505,899,736
375,447,837,069
khAu
gi6y
to c6
td c6
gi6
v6'i
900,000,000,000
2,184,953,736,805
28. Ti6n, ving
gfri
vi vay cric td chric
tin dgng khfc
Tiin,
vdng
g{ri kh6ng kjt hqn
-
Bang VND
^l
- Bang
vdng
vd ngoai tQ
;
Ti2n,
vdng
gfri
cd kjt hqtn
-
Bing VND

^:
-
Bang
virng vd ngoai
te
15,909,083,396,910
30t06t2012
VND
3it12t20r1
.VND
2,275,029,689,139
2,274,079,185,031
950,504,108
21,282,979,242,000
19,711,524,44.2,000
1
,57
1
,454,800,000
3,073,462,954,g1o
3,073,432,231,736
30,723,174
12,83 5,620,442,000
| 1
,7
52,564,442,000
1,093,056,000,000
23,558,008,931,139
20