ngân hàng thương mại cổ phần sài gòn hà nội shb báo cáo tài chính hợp nhất quý 2 năm 2013 td bảng cân đối kế toán

SHB
NGAN HANG THU'ONG MAI CO PHAN SAI GON - HA NQI
77 'Fran Hung Dao - Qua'n Hoan Kiem - Ha NOi
Tel: 04.39423388

Fax: 04.39410942
Bao cao tai chinh hqp nhat
QuS
,
II nam 2013
MOu s6: Q-Ola
Chi tieu
TD -
BANG CAN DOUCE TOAN
MA chi Thuyet
tieu minh
SO cutii kj,
Dan vi tinh: VND
S6 dau nail]
A. TAI SAN
I

Tien mat, yang bac, di quST
110
15
623,547,404,269
484,886,843,676
H

Tien gal tai NHNN
120

16
485,904,502,476
3,031,869,478,896
HI Tien, yang gui tai cac TCTD khac va cho vay cac TCTD khac
130
17
19,238,899,679,015
29,862,247,689,870
1

Tien, yang giri tai cac TCTD khac
131
13,958,298,627,064
20,996,607,849,870
2

Cho vay cac TCTD khac
132
5,291,944,201,951
8,890,044,000,000
3

Du ph6ng rui ro cho vay cac TCTD khic
139
(11,343,150,000)
(24,404,160,000)
IV Chung khoan kinh doanh
140
18
62,080,547,577

13,387,278,997
1

Ching khoan kinh doanh
141
89,000,129,168
40,564,341,662
2

Du phong giam gia chirng khoan kinh doanh
149
(26,919,581,591)
(27,177,062,665)
V

Cfic cong ca tai chinh phai sinh va cac tai san tai chinh khac
150
19
7,271,076,309
5,846,612,060
VI Cho vay khach hang
160
56,641,173,361,127
55,689,293,497,804
1

Cho vay khach hang
161
20
58,478,665,765,710

56,939,724,328,665
2

Du phong rui ro cho vay khach hang
169
21
(1,837,492,404,583)
(1,250,430,830,861)
VII Chang khoan dau to
170
22
11,295,340,721,518
12,699,275,940,349
1

Chimg khoan d'au to san sang de ban
171
6,540,100,103,442
8,418,595,920,125
2

Chung khoan (tau tu gift
' den ngay clao han
172
4,764,425,257,892
4,290,543,803,540
3

Du ph6ng giam gia chimg khoan dau tu
179

(9,184,639,816)
(9,863,783,316)
VIII Gap v6n, dau tte dai han
210
23
358,872,725,396
391,703,076,159
1

Dau tu vao cOng ty
con
211
2

Vein gOp lien doanh
212
3

Dau to vao ding ty lien ket
213
4

DAu tu dai han khac
214
410,841,525,375
435,325,959,557
5

Du ph6ng giam gia dau to dai han
219

(51,968,799,979)
(43,622,883,398)
IX Tai sin co dinh
220
4,080,260,322,726
4,127,126,715,659
I

Tai san c6 dinh hiru hinh
221
24
351,788,181,299
398,882,910,854
a

Nguyen gia TSCD

hinh
222
630,475,021,701
700,243,028,124
b

Hao mon TSCD hau hinh
223
(278,686,840,402)
(301,360,117,271)
2

Tai san c6 dinh thud tai chinh

224
a

Nguyen gici TSCD
225
b
Hao mon TSCD
226
3

Tai san
c6
dinh vo hinh
227
25
3,728,472,141,427
3,728,243,804,805
a

Nguyen gici TSCD vo hinh
228
3,835,498,825,755
3,817,078,738,298
b

Hao mon TSCD vo hinh
229
(107,026,684,328)
(88,834,933,493)
X


Bat trYng sin (Ian tu.
240
83,787,448,216
85,456,213,521
a

Nguyen gia BDSDT
241
83,787,448,216
85,456,213,521
b Hao mon BDSDT
241
XI Tai san Co khac
250
26
11,647,660,194,285
10,146,519,975,976
1

Cac khoan phai thu
251
2,216,123,604,952
1,494,164,515,889
2

Cac khoan lai, phi phai thu
252
4,750,918,875,949
4,460,580,779,664

3

Tai san thud TNDN hoan lai
253
11,977,838
109,916,033
4

Tai san CO khac
- Trong do: 1.91 th'
d thwang mat
254
255
4,753,026,032,002
4,256,392,881,058
5

Cac khoan du phong rui ro cho cac tai san CO nOi bang khac
259
(72,420,296,456)
(64,728,116,668)
TONG TAI SAN CO
300
104,524,797,982,914
116,537,613,322,966
0
TOng Guam DOc
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
Ninh Thj an Phtrong
a ndi, Ngay thong nom 2013
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Ke Tom Truiffng_
i

Chi Bet,
tieu
B NQ PHAI TRA VA VON CHU SO HILTU
I

Cic khoan my Chinh phu vi NHNN
II


Tien girl va vay cfia cac TCTD khac
I

Tien gui cua cac TCTD khac
2

Vay cac TCTD khac
HI
Tien girl cua khach hang
IV Cac cong cu tai chinh phli sinh vi tic khoin my tai chinh khac
V

Vein tai try', uY thac dAu

cho vay ma TCTD phai chin rui ro
VI Ink hanh giAy to
.
co gia
310
320
321
322
330
340
350
360
VII Cie khoan Ny
.
khac
370

1

Cac khoan lit, phi Oat tra
371
2

Thue TNDN hoan lai phai tra
372
3

Cac khoan phai tra va cong ng khac
373
4

Du ph6ng rui ro khac
379
TOng Nq phai tra
400
VIII VOn va tic guy
500
1

Von cua TCTD
410
a

Van cliju Ig
411
b


Van ddu tuXDCB
412
c

Mang du• van ca phdn
413
d

Co phau guy;
414
e

Co
phiju u.0 ddi
415
g

Van khac
416
2

Quyi cua TCTD
420
3

Chenh Lech

gia hoi dodi
430
4


Chenh Lech danh gia lai tai son
440
5

Lai nhu:an chua phan ph&
450
VIII Lyi ich cua co thing thieu so
700
TONG
NQ
PHAI TRA VA
VON CHU SO'
HUU
800
CAC CHI TIEU NGOAI BANG
Nghia vu my tiem An
910
Bao lanh vay von
911
2

Cam It& trong nghiep vu L/C
912
Bao lanh khac
913
MA chi Thuyet
minh
NG
Si‘l G.

SO cuOi ky
SO dAu nom
12,709,949,560,012
21,777,251,159,172
9,441,996,393,412
15,505,603,159,172
3,267,953,166,600
6,271,648,000,000
76,861,240,471,862
77,598,519,536,959
442,337,254,299
385,245,424,157
2,618,297,458,982
4,370,388,535,054
2,114,807,552,464
2,897,397,104,113
1,112,471,876,938
1,944,532,394,718
645,209,784
962,434,235,631
911,406,547,643
39,901,439,895
40,812,951,968
94,746,632,297,619
107,028,801,759,455
9,775,415,094,539
9,506,049,673,110
8,962,251,608,400
8,962,251,608,400
8,865,795,470,000

8,865,795,470,000
101,715,710,000
101,715,710,000
(5,259,571,600)
(5,259,571,600)
517,732,683,742
517,731,619,529
(55,286,199,033)
8,588,743
350,717,001,430
26,057,856,438
2,750,590,756
2,761,890,401
104,524,797,982,914
116,537,613,322,966
6,941,885,063,471
5,287,168,458,408
332,554,000,000
35,554,000,000
1,140,864,441,100
336,437,333,181
5,468,466,622,371
4,915,177,125,227
27
28
29
19
30
31
31

32
32
41
Bao cao tai chinh hyp nhat
Quy H nam 2013
Mau
A:
Q-02a
fib
SH13
NGAN HANG TMCP SAI GON - HA NIX
77 Trail Hung Dao - Quan floan Kidm - Ha NOi
Tel: 04.39423388

Fax: 04.39410942
Quj II
Chi tieu
Nam 2013
Nam 2012
Ma chi tieu Thuydt

minh
TD - BAO CAO 'CET QUA HOAT BONG KINH DOANH - QUA'
Lap bidu
Vtrang Thanh Huy
:
en
thong nam 2013
g Giam d6c
Ke toan Triro'ng

Ninh TlrjZan Ph wang
1
Thu nhap tit lai va cac khoan thu nhap Wong to
01
33
2,395,091,720,673
2,466,944,806,205
2
Chi phi lai va cac chi phi Wong ttr lai
02
34
1,744,345,629,404
2,037,276,146,071
I
Thu nhap !Ai thuan
03
650,746,091,269
429,668,660,134
3
Thu nhap tir hoat dOng dich vu
04
47,848,457,535
34,960,864,306
4
Chi phi hoat dOng dich vu
05
13,680,453,524
10,968,126,904
H
Lai/16 thuan tir hoat dOng dich vu

06
35
34,168,004,011
23,992,737,402
III
Lai/I6 thuan tir hoot doti
ng kinh doanh ngooi h6i
07
36
33,971,304,722
20,489,499,485
IV
Lai/I6 thuan tir mua ban cluing khogn kinh doanh
08
(9,573,623,511)
(587,207,647)
V
Lai/16 thuan tir mua ban chumg khogn dau tv
09
(8,965,615,329)
(3,472,416,461)
5
Thu nhap tit hoat dOng khac
10
41,804,927,835
108,252,594,939
6
Chi phi hoat dOng khac
11
4,527,900,416

19,588,024,789
VI
Lai/16 thuan tir hoat dijng khgc
12
37,277,027,419
88,664,570,150
VII
Thu nhap tir gop
v611, mua
c6 phan
13
37
920,269,450
293,093,750
VIII
Chi phi hoot dyng
14
38
427,268,888,096
312,630,521,113
IX
Lcri nhuan thuan tir hoat Ong kinh doanh trtrac
chi phi du phong rui ro tin dyng
15
311,274,569,935
246,418,415,700
X
Chi phi dtr phOng rui ro tin dyng
16
128,205,008,522

(54,331,515,305)
XI
TOng Iqi nhuan trtrov thud
17
183,069,561,413
300,749,931,005
7
Chi phi thud TNDN hidn hanh tam tinh
18
41,913,979,233
78,133,203,121
8
Chi phi thud TNDN ho
-
an lai
19
XII
Chi phi thud TNDN tom tinh
20
41,913,979,233
78,133,203,121
XIII
Lyi nhua'n sau thud
21
141,155,582,180
222,616,727,884
XIV
Lqi ich cua
a
dong thidu s6

22
XV
Lai co' bin tren c6 phidu
23
Dan vi tinh: VND
Luji ke tir dau nam den cu6i Qujr II
Nam 2013
Nam 2012
4,846,255,875,380
4,890,196,427,469
3,767,887,234,155
3,892,108,482,004
1,078,368,641,225
998,087,945,465
92,737,266,454
112,328,316,430
24,913,342,044
16,370,733,356
67,823,924,410
95,957,583,074
91,958,580,414
32,434,129,056
(12,972,504,733)
2,609,572,353
(8,463,835,880)
968,466,025
59,470,346,547
115,926,861,015
6,863,329,548
27,302,388,452

52,607,016,999
88,624,472,563
1,221,866,650
1,253,383,950
882,864,732,753
604,139,872,877
387,678,956,332
615,795,679,609
(13,003,821,196)
14,301,582,447
400,682,777,528
601,494,097,162
96,458,770,057
154,256,429,835
96,458,770,057
154,256,429,835
304,224,007,471
447,237,667,327
SHB
Solid partners, flexible solutiorts
NGAN HANG TMCP SAI GON - HA NO!
77 Tran Hung Dao - Quan Hoan Kim - Ha NOi
Tel: 04.39423388

Fax: 04.39410942
No cal) tai chinh hqp nhAt
Quj
,
II nom 2013
Mau so: Q-03a

TD - BAO CAO LIXU CHUYEN TIEN TE - PPTT - QUi
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DVT: VND
4P4/C:1
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I
LUV CHUYEN TIEN Tff HOAT DQNG KINH DOANH
1

Thu nhap Idi va cac khoan thu nhap tuung tu
nhan
duqc

01
2

Chi phi !Ai va cac chi phi arcing to da tra

02
3

Thu nhap tir host dOng dich vu nhan cluqc

03
4

Chenh ISch so tien thuc thu/thuc chi tir hoat dOng kinh doanh
chimg khoan, yang bac, ngoai tS

04
5 Thu nhap khac


05
6 Tien thu cac khoan nq da cluqc xn Iy xoa, be' dap bang nguOn du
phemg rui ro

06
7

Tien chi tra cho nhan vien va hoat dOng quan Iy, ding vu (*)

07
8

Tien thus thu nhap thuc nOp trong ky (*)

08
Luu
chuyAn tien thuAn tir hoot Ong kinh doanh trtrot nhan g
09
thay d8i ve tai sari va v81( liru dOng
NIning thay dal ve tea san heat dOng
9 (TAng)/Giam cac khoan tien, yang gni va cho vay cac TCTD khac

10
10 (Tang)/Giam cac khoan ve kinh doanh chimg khoan
11 (TAng)/Giam cac cong cu tai chinh phai sinh va cac tai san to
chinh khac

12
12 (Tang)/Giam cac khoan cho vay khach hang


13
13 (Tang)/Giam nguOn du phOng de bu dap ton thAt cac khoan (ti
dung, chemg khoan, dAu to dai han)

14
14 (Tang)/Giam khac ve tai san hoat dOng

15
Nhiing thay dal v'J cong nv how d'Ong
15 Tang/(Giam) cac khoan nq Chinh phu va NHNN

16
16 TAng/(Giam) cac khoan tien girl, tien vay cac TCTD

17
17 Tang/(Giam) tien gui cela khach hang (bao gem ca KBNN)

18
18 Tang/(Giam) phat hanh giAy td CO gia (ngoai trir giay td cO gia phat
hanh duqc tinh vao hog Ong tai chinh)

19
19 Tang/(Giam) von tai try, us
,
thac dau tu, cho vay ma TCTD chiu rill
ro

20
20 Tang/(Giam) cac cong cu tai chinh phai sinh va cac khoan nq tai

chinh khac

21
21 TAng/(Giam) khac ve cong nq twat dOng

22
22 Chi tir cac quy cua TCTD (*)

23
Lu.0 chuyAn tier thuAn tit. hoot Ong kinh doanh

24
II LUU CHUYEN TIEN TU HOAT DQNG DAU
TU
I

Mua sam tai san co dinh

25
2

Tien thu ter thanh Iy, nhuqng ban TSCD

26
3

Tien chi tit thanh ly, nhuvng ban TSCD (*)

27
4


Mua sam bat dOng san dau to (*)

28
5

Tien thu to ban, thanh Iy bAt dOng san dAu to

29
6

Tien chi ra do ban, thanh Iy bat dOng san dau to (*)

30
7

Tien chi dAu tu, gOp vein vao cac dun vi khac

31
8

Tien thu &Au tu, gOp von vao cac dun vi khac

32
9

Tien thu c6' tire va Iqi nhuan cluqc chia ttr cac khoan Tau to, gOp
33

vein dai han

Luu
chuyAn tier thuAn tir hoot Ong au tu.

34
4,434,546,478,012
(4,599,329,643,016)
67,823,924,410
77,473,000,174
44,574,775,617
249,407,060
(821,273,430,765)
(37,559,361,230)
(833,494,849,738)
13,045,792,158,980
1,352,776,502,636
(1,424,464,249)
(1,538,949,926,638)
(807,851,280,849)
(9,067,301,599,160)
(737,279,065,097)
(1,752,091,076,072)
57,091,830,142
183,279,352,676
(99,452,417,369)
(34,533,486,910)
895,969,739
1,668,765,305
8,000,260,483
1,221,866,650
(22,746,624,733)

4,086,009,412,449
(3,494,454,967,360)
95,957,583,074
30,978,584,899
88,057,843,556
325,719,916
(578,601,828,596)
(184,544,441,514)
43,727,906,424
(9,657,412,416,766)
495,665,721,711
(913,044,429)
(1,533,946,441,940)
(342,420,389,756)
(1,384,953,736,805)
7,690,572,666,269
9,947,496,630,643
(6,964,545,087,126)
60,573,320,000
36,961,529,836
(1,609,193,341,939)
(122,201,866,371)
240,909,091
1,133,021,950
(120,827,935,330)
1
Lap hitt'
0C278
•,‘
O

co
NG'i -
T
.
ONG MAt C6PHA'N
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Ha npi, ngay (hang niim 2013
Tiing Giam dfic
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Nam 2013

Nam 2012
On to co va cac khoan von vay dai han khac
4 Co tuc tra cho c6 dOng, loi nhuan da chia (*)

5 Tien chi ra mua co phieu ngan qu'y' (*)
6 Tien thu dugs do ban co phieu ngfin quSi
"
Lieu chuy'en an than Ur hat Ong tai chinh
IV Lieu chuyen tin than trong kj
,

V Ti&)
va car
khan two'ng throng tien tai thei diim
du ky
VI Dieu chinh anh hoeing cfia thay d61 ts% gia
VII Tien va cac khan twung throng tier tai thoi diem euoi kj
,

III LITh CHUYEN
TIEN Tif HOAT
DOG
TAI CHINH
1 Tang von dieu le

35
2 Tien thu to phat hanh giay to' co gia dai han co du dieu kien tinh
36

vao
v6n
to co va cac khoan
v6n
vay dai han khac

3 Tien chi thanh todn gi'ay Ur co gia dai han CO der dieu kien tinh vao
37

0

0
38
(690,235,600)
(187,502,122,510)
39
40
0
41
(690,235,600)
(187,502,122,510)
42
(122,889,277,702)
(1,917,523,399,779)
43
11,666,557,900,461
20,213,490,554,419
44
45
11,543,668,622,759
18,295,967,154,640
Vtrong Thunh Huydn

Ninh T 1 Lan Plurang
,
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yees
t
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THUYET MINH BAO CAO
TAI CHINH HQP NHAT
Cho Q* II nam 2013
Tru
s& chinh

S6 77 -
TrAn Hung Dao - Q Hoan Kiem - TP Ha NoiViet N
•
am
•
M SHB
Ngfin hang TMCP Sai Gan — HA Ni
THUYET MINH BAO CAO TAI CHINH HqP NHAT
QUY II 2013
1. Thong tin ve ngfin hang
Giay phep hoat dOng
0041-NH/GP ngay 13 thang 11 nam 1993
Giay pile') hog d6ng do Ngan hang Nha nt•6c Viet Nam cap
Th6i han hog dOng cua Ngan hang la 40 nam ke tit ngay cap giay phdp
dau tien.
Chit
' tich

U
y vien
Uy vien
Uy vien
Uy vien
y vien
Thanh vien d6c lap
Thanh vien
Thanh vien
Thanh vien
Thanh vien
T6ng Giam d6c
PhO T6ng Giant d6c
PhO T6ng Giam d6c
Pito T6ng Giant d6c
Pito Tong Giam d6c
PhO T6ng Giam d6c
PhO T6ng Giant d'ec
kiem ke toan twang
Pito Tong Giam d6c
Tai b6 nhiem ngay 5 thang 5 nam 2012
Tai b6 nhiem ngay 5 thang 5 nam 2012
Tai b6 nhiem ngay 5 thang 5 nam 2012
B6 nhiem ngay 5 thang 5 nam 2012
B6 nhiem ngay 5 thang 5 nam 2012
B6 nhiem ngay 5 thang 5 nam 2012
B6 nhiem ngdy 5 thang 5 nam 2012
Tai b6 nhiem ngay 05 thang 05 nam 2012
Tai b6 nhiem ngay 05 thang 05 nam 2012
B6 nhiem ngdy 05 thang 05 nam 2012

Tai b6 nhiem ngay 05 thang 5 nam 2012
Tai b6 nhiem ngay 21 thang 5 nam 2010
B6 nhiem ngay 01 thang 9 nam 2006
B6 nhiem ngay 20 thang 6 nam 2013
B6 nhiem ngay 10 thang 4 nam 2009
B6 nhiem ngay 18 thang 02 nam 2013
B6 nhiem ngdy 15 thang 3 nam 2011
B6 nhiem ngay 08 thang 06 nam 2012
B6 nhiem ngdy 9 thang 10 nam 2012
Hoi
diing Quin tri
Ong D6 Quang Hien
Ong Nguyen Van Le
Ong TrAn Ngoc Linh
Ong Pham H6ng Thai
Ong Pham Ngoc Tuan
Ba Dam Ngoc Bich
Ong Le Quang Thung
Ban kiC'in soat
Ong Pham Hoa Binh
Ong Nguyen Hun Dix
Ba Hoang Thi Minh
Ong Biai Thanh Tam
Ban T4fing Giam dew
Ong Nguyen Van Le
Ong Dang Trung Dung
Ong Pham Van Thang
Ong Le Dang Khoa
Nguy'L Huy Tai
NO Thu Ha

Ninh Thi Lan Phtrang
Dang T6 Loan
2. Da"c diO'm host clOng ctia to chin tin citing
Ngan hang Thtrang mai Co phAn Sai G6n - Ha N6i (duOi day goi tat la "Ngan hang") la mot
ngan hang thtrang mai c6 phan Viet Nam thanh lap tai nuoc COng h6a Xa h6i Chu nghia Viet Nam
v•i th6i gian hog dOng la 40 nam theo 0041-NH/GP ngay 13 thang 11 nam 1993 ctia Ngan hang
SHB
Ngan hang TMCP Sai Gen — HA NOi
Nha nude Viet Nam. Ngdy 28/08/2012 Ngan hang TMCP Nha Ha Nei (Ten viet tat: HBB) chinh
thirc sap nhap vao Ngan hang TMCP Sai G6n — Ha Nei (Ten viet tat : SHB) theo QD 1559/QD
vi vay s6 lieu thuyet minh cho ky nay la s6 lieu hop nhat SHB, HBB cu, va 2 cong ty con
(s6 lieu chua kiem toan), s6 lieu thuyet minh cho ky trade la s6 lieu cua SHB va AMC.
V6n dieu le dia. Ngan hang tai ngay 30/06/2013 la 8,865,795,470,000 &Ong (Tam nghin tam
tram sau lam ty bay tram chin lam trieu b6n tram bay muai nghin d6ng).
Hei chinh cna Ngan hang dal tai S6 77 - Trail Hung Dao - Q.Hoan Kiem - Ha Nei - Viet Nam.
Tai ngay 30/06/2013, Ngan hang c6 4.863 nhan vien (Dau nam 2013: 4.996 nhan vien).
3.
Tom
tAt
cac chinh sach ke toan cha ye'u
Chun muc va che cho ke Wan Ap dung
Ngan hang trinh bay cac bao cao tai chinh bang d6ng Viet Nam (VND) theo Lug cac T6 chdc
Tin dung, Lug sda doi va b6 sung met s6 dien trong Lug cac T6 chirc Tin dung, cac chuan muc k6
toan Viet Nam va He th6ng Ke toan cac t6 auk tin dung Viet Nam.
Ky ban can va don vi tien
to
KY bao cao cua Ngan hang bat dau tir ngay 01/04/2013 va ket fink vao ngdy 30/06/2013. Don
vi tien to sn• dung trong ghi chep ke toan la d6ng Viet Nam (VND).
4.
Nguyen ta'c ghi nh4n cac nghip vu bang ngoai to va quy

doi
Theo he thong ke toan cna Ngan hang, tAt ca cac nghiep vu phat sinh cna Ngan hang duac hach
toan theo nguyen te. Tai th•i diem cu6i nam, tai san va cong no• co ngu6n g6c ngoai to duct quy
doi sang VND theo ty gia quy dinh vao ngay lap bang can do'i ke toan. Cac khoan thu nhap va chi
phi bang ngoai to cua Ngan hang duac hach toan bang VND theo ty gia vao ngdy phat sinh th6ng
qua giao dich mua ban ngoai te. Chenh lech ty gia do danh gia lai cac tai khoan kinh doanh ngoai to
dirge hach toan vao bao cao Ket qua Hog deng Kinh doanh va lei nhuan de lai. Chenh Lech ty gia
phat sinh do quy d6i cac tai san va cong no khac bang ngoai te sang VND dirge xir ly vao doanh s6
cna cac khoan muc tuong Ung tren bang can d'
cii ke toan vao ngay lap bao cao tai chinh.
5.
ChtMg khoan dau tar gift' den ngay dao han
Chang khoan no gig
.
den ngay dao han la cac chUng khoan co ky han c6 dinh va cac khoan
thanh toan c6 dinh hoac co the xac dinh duac va Ban T6ng Giam d6c co y dinh va co kha nang
den ngay dao han. Ngan hang dang ghi nhan cac chiang khoan nay theo gia g6c Ong lai du thu tar
lai ch• phan b6. Gia tri phu trei hoac chi& khan (nen c6) cang duos phan anh vao gia tri ghi s6 cna
khoan dau tu. Lai duac du thu hoac phan b6 theo *rang phap throng thang. Chimg khoan &roc
gift den khi dao han se dirge xem xet ve kha nang giam gia. Chung khoan &roc lap du ph6ng giam
gia khi gia tri thi truang nho han gia tri ghi s6. Du phong giam gia duac ghi nhan vao bao cao ket
qua hog deng kinh doanh.
2
i'I
SHB
Ngan hang TMCP Sai Gan — Ha NOi
6.
Chang khoan dau fir sill sang d ban
Chirng khoan dau to san sang de ban la cac chirng khoan duoc


trong thai gian khong an
dinh trade, c6 the duoc ban
a
dap Crng nhu cau thanh khoan hoac de ung phO

truang hop thay
d6i 1af suAt, ti gia, hoac gia tri chirng khoan. Ngan hang dang ghi nhan cac chirng khoan nay theo
gia g6c cong lai du thu hit lai ch6 phan b6. Gia tri phu tri hoac chit khau (net' co) ding duoc
phan anh vao gia tri ghi s6 cua khoan dAu tit. Lai duoc du thu hoac phan b6 theo phtrang phap
du
.
6ng thang. Cac chimg khoan nay duoc danh gia dinh ky theo gia tri thf twang va du ph6ng giam
gia tri se duoc lap khi gia tri thi truang nhO hon gia tri ghi s6. Du pilot
-
1g giam gia duoc ghi nhan
vao bao cao ket qua hog dung kinh doanh.
7.
Chirng khoan kinh doanh
Chirng khoan kinh doanh la chung khoan ban Au duoc mua va nam gfu cho muc dich kinh
doanh trong ngan han hoc ne'u Ban T6ng Giam doc quy& dinh nhu vay. Ngan hang dang ghi nhan
cac chUng khoan nay theo gia g6c vao ngdy giao dich. Trong cac ky tiep theo, cac chi:mg khoan tiep
tuc duoc ghi nhan theo gia giSc. Tuy nhien, gia tri thi truang cua cac choug khoan van duoc Ngan
hang theo dOi de danh gia ve kha nang giam gia khi gia tri thi twang thap hon gia g6c. Ngoai trir
twang hop khong the xac dinh gia tri thi truang mot cach chac chan thi gia tri cua chi:mg duoc tinh
dua tren nguyen gia sau khi tar di Mn that ix& tinh (net' co). Lai hoac to to kinh doanh chirng
khoan duoc ghi nhan tren bao cao ket qua hog d6ng kinh doanh theo s6 thuan.
8.
Cac khoan cho vay
Cac khoan cho vay ngan flan c6 ky han dual 1 nam; cac khoan cho vay va cho thue tai chinh
trung han c6 ky han tir

1
nam den 5 nam va cac khoan cho vay va cho thue tai chinh dai han co ky
han tren 5 nam k'e tir ngay giai ngan.
Viec phan loaf no va lap du phOng ruf ro tin dung dupe thuc hien theo Quyet dinh s6
493/2005/QD-NHNN ngay 22 thang 4 nam 2005 va Quyet dinh so 18/2007/QD-N1-INN ngay 25
thang 4 nam 2007 cila Th6ng d6c Ngan hang Nha nude Viet Nam. Cac khoan cho vay duoc phan
thanh nam nhom no can dr vao tinh hinh tra no va cac yeti t6 dinh tinh nhu sau:
Mom 1: No dfi tieu chuein
•
Cac khoan no• trong han ma Ngan hang danh gia la co du kha nang thu h6i day du ca
g6c va lai diing th6i han;
•
Cac khoan no qua han dual 10 ngay va Ngan hang danh gia la co kha nang thu h6i
day du g6c va lai bi qua han va thu h6i day du g6c va iai dung thai han con 14i;
Nhom 2 No can chit )5
•
Cac khoan no qua han tit
.
10 ngay den 90 ngay;
•
Cac khoan no dieu chinh ky han tra no Ian dau;
3
SHB
Solid parInfgr.

10011A
Ngfin hang TMCP Sai Gan — Ha N'n'i
•
Cac khoan no
.

co call lai thai han tra no trong han theo theri han &roc co cau
Nhom 3 No' dual tieu chudn
•
Cac khoan no
.
qua han tit
.
91 den 180 ngay;
•
Cac khoan
no
co eau lai thai han tra no lAn dau, trir cac khoan no dieu chinh kY han
tra no lAn dAu phan lo4i vac, nhom 2;
•
Cac khoan
no
&roc mien hoac giam lai do khach hang khong du kha nang tra !di day
du theo hop (16ng tin dung;
Nhom 4: Na nghi nger
•
Cac khoan no qua han tir
181
den 360 ngdy;
•
Cac khoan no co cau lai thai han tra no ran Tau qua han dtrai 90 ngay theo thai han
tra no &roc co' cau lai 'An dAu;
•
Cac khoan
no
co' cau lai thai han tra no lan thin hai;

Nhorn 5: No
.
co kha nang mat von
•

Cac khoan no qua han tren 360 ngdy;
•
Cac khoan no co
.
cau lai thoi han tra. no Ian dAu qua han tir 90 ngdy tar len theo thai
han tra
no
&roc co' cau lai Ian dAu;
•
Cac khoan no co' cau lai thoi han tra no lAn thin hai qua han theo theri han tra no
dugc co' cau lai ran thin hai;
•
Cac khoan no co' cau lai theri han tra no lAn thir ba tro
.
len, ke ca chtra bi qua han
hoac cid qua han;
•
Cac khoan no khoanh, no cho' xtr
Theo Quyet dinh so 493/2005/QD-NHNN ngay 22 thang 4 nam 2005 va Quyet dinh s6
18/2007/QD-NHNN ngay 25 thang 4 nam 2007, d6i

cac khoan no qua han, to chic tin dung
phan loaf lai vao nhOm no CO rid ro thAp han khi Ngan hang danh gia la CO du kha nang thu h6i day
&I ca g6c va lai; va khach hang co tai lieu, h6 so' chimg minh cac nguyen nhan lam khoan no nay
qua han dtroc xi ly, khac phuc. Ngan hang chu dOng ttr quy& dinh phan loaf cac khoan no vao cac

nhOm no rui ro cao han tuang tIng vai mdc do rui ro khi xay ra mot trong cac twang hop sau day:
•
Khi co nhttng din Wen bAt lgi ti tac dOng tieu cuc den moi truerng kinh doanh va
firth vue kinh doanh;
•
Cac chi tieu tai chinh cua khach hang hoac kha nang tra no cila khach hang bi suy giam;
•
Khach hang khong cung cap cho Ngan hang cac thong tin tai chinh kip thai, dAy du
va chinh xac de Ngan hang danh gia kith nang
-
Era no ctia khach hang.
Dv pining riii ro tin clung:
Viec tinh du
.
phong cu the &roc can ci tren cac tY le dp dung cho
tirng nhOm no nhu' sau:
4
SHB
partne,s,

,Oillt1.011,
Ngan hang TMCP Sai Con — Ha Nti
Nhom
Loai
1)
,
'
le
dkr phong cu the
1

Ng dir tieu chuan
0%
2
No
.
cAn chii Y
5%
3
No• duai tieu chudn
20%
4
No• nghi nge.
50%
5
No
.
co kha nang mat von
100%
9. Tai san co dinh
Tai san c6 dinh duac the hien theo nguyen gia trir di khAu hao 1uy ke. Nguyen gia bao g6m
toan be cac chi phi ma Ngan hang phai bO ra de có duac tai san c6 dinh tinh den thai diem dtra tai
san dO vao trong thai san sang sir dung. Tai san co dinh duoc tinh khau hao theo phtrang phap
&rang thing de trir din nguyen gia tai san trong su6t thai gian him dung trac tinh nhu sau:
-
Nha cCra, vat kien trite

25 - 50 nam
- May mOc, thiet
bi


03 - 15 nam
- Phu•ng tien van tai

06 - 10 nam
-
Dung cu quan ly va phan mem tin hoc

03 - 08 nam
Quyen sir dung dAt &rot khau hao theo phuong phap dtrOng thing phis hop vai Gidy chirng
nhan quyen sir dung dat. Quyen sir dung dat vo thai han (Vac ghi nhan theo gia g6c va khong tinh
khdu hao.
10.
Titn va cac khoin
twang diming tien
Tien va cac khoan tuong &rang tien bao g6m tien mat, yang, da quy, tien giri thanh toan tai
NHNN, tin phieu Chinh phu va cac giay ter co gia rigan han du dieu kien chi& khau NHNN, cac
khoan tien giri thanh toan va tien giri, cho vay tai cac t6 ch(rc tin dung khac CO thai
• han dao han
khong qua 3 thing ke to ngay giri.
11.
Cac cong et' tai chinh phai sinh
Cac cong cu tai chinh phai sinh dirge ghi nhan tren bang can d6i ke toan theo gia tri hop d6ng
vao ngay giao dich, va sau dO dugc dinh gia lai theo gia tri hop 1y. Lai nhuan hoac 18 khi cac cong
cu tai chinh phai sinh chive thut hien dirge ghi nhan trong bao cao ket qua hoat diing kinh doanh.
Lai nhuan hoac 18 chua thuc hien
duce
ghi nhan vao khoan muc chenh Lech dinh gia lai cac cong
cu tai chinh phai sinh tren bang can d6i ke toan va dirge ket chuyen vao ket qua hoat deng kinh
doanh vao thOi diem cu(Si nam.
5

SHB
'50,1 parlmor,,

,oltarnos
Ngfin hang TMCP Sai Gen — HA N(li
12.
Ghi nhan thu nhap/ chi phi lai
Ngan hang ghi nhan thu nhap tir lai va chi phi lai tren bao cao ket qua hog dOng kinh doanh
tren co so dtr thu, du
.
chi.
13.
Ghi nhan thu nhap tir phi Ira hoa Wing dich
vu
Ngan hang thu phi tir cac dich vu cung cap cho khach hang. Thu nhap tit phi có the chia thanh
cac nham sau:
•
Phi thu tir viec cung cap dich vu trong mot theri gian nhat dinh:
Phi thu tir viec
cung cap dich vu trong mot the•i gian nhat dinh dtrac

thu trong su6t the• gian &I. Phi nay
bao g6m phi quart
13"r,
phi nhan uy thac, hoa ht'o
'ng va cac phi lien quan den cap tin dung,
quan 13% tai san, phi quail 1)% danh muc va cac chi phi quart ly ding nhu phi to van khac.
•
Phi thu tie viec cung cap dich vu giao dich:
Phi phat sinh tir viec dam phan va tham

gia dam phan cac giao dich cho mot ben thin ba, vi du nhtr dan x6p viec mua co phan hoac
cac lo4i chirng khoan khac hoac mua lai doanh nghiep , dirge ghi nhan khi hoan tAt giao
dich lien quan. Phi hoac m'a't phan cua khoan phi nay có lien quan den viec thuv hien mot
cong viec nhat dinh se dupe ghi nhan khi hoan tAt dieu kien ttrang ung.
6
SHB
Ngan hang TMCP Sai Gan — Ha NOi
14. Thong tin bao cao blo
phan
- Thong tin ha° cao 130 ph4n theo linh vire kinh doanh:
Kinh doanh va
Tin dung

Dau tie

huy clang van
Dich vu
Dan vi: VND
Tong Ong


Cho giai doan tie ngay 1 thong 04 clen ngay 30 (hang 06 Plain 2013
1. Doanh thu truc tiep
1,700,746,473,437
542,288,168,882
1,657,235,282,511
33,542,186,194
3,933,812,111,024
Tai ngay 30 thong 06 nam 2012
1.

Tai san b6 phan
64,146,941,622,881
15,807,862,295,615
16,244,008,788,370
18,854,900,000
96,217,667,606,866
2.
Tai san phan b6
3,506,999,519,231
39,289,327,298
2,193,369,402,190
2,567,472,127,329
8,307,130,376,048
Tang tai san
67,653,941,142,112
15,847,151,622,913
18,437,378,190,560
2,586,327,027,329
104,524,797,982,914
1.
Ng phai tra bo phan
(158,570,082,147)
(93,594,026,969,151)
983,180,271,644
(92,769,416,779,654)
2.
Na phan b6
(834,715,907,543)
(9,351,420,299)
(522,053,202,770)

(611,094,987,353)
(1,977,215,517,965)
Tang ang ncr
(993,285,989,690)
(9,351,420,299)
(94,116,080,171,921)
372,085,284,291
(94,746,632,297,619)
7
111 SHB
Ngfin hang TMCP Sai Gen — HA Nii
-
Thong tin
bao ea° bO
ph4n theo khu virc
dia
1y
Chi tieu
CN Nu•

ngoki
Mien Bic
Trong nuirc
Mien Trung
Mien Nam
Dan vi:
VND
Ting cong
Thu nhap lai thuan
25,299,621,234

408,326,599,564
75,015,265,844
142,104,604,627
650,746,091,269
Lai/ 18 thuan tit hog do, ng dich vu
5,623,687,767
20,085,505,376
345,586,449
8,113,224,419
34,168,004,011
Lai/ 18 thuan tit mua ban chi:mg khoan kinh doanh
(9,573,623,511)
(9,573,623,511)
Lai/18 than tit hog dOng kinh doanh ngoai h6i
194,613,292
29,604,587,126
266,159,511
3,905,944,793
33,971,304,722
Lai/18 thuan tit mua ban chimg Ichoan dal! to
(8,965,615,329)
(8,965,615,329)
Lai/18 thuan tit hoat dOng khac
(10,887,617)
37,681,045,058
(102,617,103)
(290,512,919)
37,277,027,419
Thu nhap tit g6p von, mua c6 phan
920,269,450

920,269,450
Chi phi hoat Ong
(10,297,695,316)
(319,674,333,236)
(28,223,854,658)
(69,073,004,886)
(427,268,888,096)
Lol nhuAn thuin d• hoat ding kinh doanh trtrov chi
phi dkr piling nii ro tin dung
20,809,339,360
158,404,434,498
47,300,540,043
84,760,256,034
311,274,569,935
Chi phi du ph6ng rid ro tin dung
(4,918,440,316)
(83,337,456,116)
12,091,699,279
(52,040,811,369)
(128,205,008,522)
Ting Icri nhuAn fruit thus
15,890,899,044
75,066,978,383
59,392,239,322
32,719,444,665
183,069,561,413
Chi phi thus TNDN tam tinh
Log nhuAn china phan phii/ LAi 11137 k'e
15,890,899,044
75,066,978,383

59,392,239,322
32,719,444,665
183,069,561,413
8
SHB
Soled o rtners, Gevibir solutIon,
Ngan hang TMCP Sai Gon — Ha Ni
i
15. Ti61 mat, yang bac, di qu57
30/06/2013
31/12/2012
VND
VND
Ti& mat bang VND
376,991,828,138
256,768,510,590
Ti& mat bang ngoai t"
212,718,876,131
224,360,190,262
Kim loci quji, cla quji
33,836,700,000
3,758,142,824
623,547,404,269
484,886,843,676
16.
Titn giri tai Ngan hang Nha
30/06/2013
31/12/2012
VND
VND

Ti&'n guri thanh toan tai Ngan hang Nha ntrot
485,904,502,476
2,789,224,639,025
Ti& gth phong toa (n6u co)
TiL giri khac
Tien giri thanh toan tai NBC
109,625,117,742
Ti6sn guri thanh toan tai BOL
133,019,722,129
485,904,502,476
3,031,869,478,896
17.
Tien
,
yang gin tai cac to chik tin dung khac
30/06/2013
31/12/2012
VND
VND
Ten, yang gni khong 10 han
2,807,136,716,014
1,195,327,783,389
- Bang VND
968,894,017,285
980,699,923,711
- Bang ngoai te, yang
1,838,242,698,729
214,627,859,678
Ti'dn, yang gni c6 kJ) han
11,151,161,911,050

19,801,280,066,481
- Bang VND
10,421,137,064,530
18,873,242,066,481
- Bang ngoai
.
t", yang
730,024,846,520
928,038,000,000
Cho vay
5,291,944,201,951
8,890,044,000,000
- Bang VND
4,509,405,001,951
7,350,000,000,000
- Bang ngoai te, yang
782,539,200,000
1,540,044,000,000
19,250,242,829,015
29,886,651,849,870
9
II
SHB
Ngan hang TMCP Sal Gen — Ha Ni
18. Chti.ng khoan kinh doanh
30/06/2013
VND
31/12/2012
VND
Chfrng khodn N9

- ChUng khoan Chinh phfi
- Chimg khoan No do cac TCTD khac trong nuOt
phat hanh
- ChUng khoan Na do cac TCKT trong nuac phat
hanh
Chang khocin Von
89,000,129,168
40,564,341,662
- Chimg khoan Vo'n do cac TCTD khac trong nuac
phi hanh
- Chang khoan V6n do cac TCKT trong nuot phat
hanh
89,000,129,168
40,564,341,662
ChO'ng khocin kinh doanh khdc
DieThong gidm gid chirng khocin kinh doanh
(26,919,581,591)
(27,177,062,665)
62,080,547,577
13,387,278,997
Thuyet minh ve tinh train niem ytt caa cac cht
-
rng khoin kinh doanh
30/06/2013
31/12/2012
VND
VND
Chong khodn Na
- DA niem ye't
- Chua niem y6t

Chdng khodn Van
89,000,129,168
40,564,341,662
- DA niem y6t
89,000,129,168
40,564,341,662
- Chua niem yet
Chfrng khodn kinh doanh khcic:
- Da niem ye't
- Chua niem ye't
89,000,129,168
40,564,341,662
10
SHB
Solla

1101).1M
Ngfin hang TMCP Sai Con — HA NOi
19.
Cac cong cu tai chinh phai sinh va cac tai san tai chinh khic
Tai
ngay 30 thang 06 nam 2013
Tang gia tri cita hap
cl'
ang (theo

ngay ngay
gia
Tang gici tri ghi so kre' toan
tai ngay lap bcio cao)

hi4 life hop clang)
Tai san

Cong no.
Cong cy TC phdi sinh tien to
2,085,243,236,454
7,271,076,309
Giao dich kY han tien to
374,798,700,000
2,586,569,995
Giao dich hoan d6iky han
1,710,444,536,454
4,684,506,314
Tai
ngay 31 thang 12 nam 2012
Cong cy TC phdi sinh tidn
to
1,710,623,497,800
5,846,612,060
Giao dich ky han tien to
913,539,370,000
3,263,769,995
Giao dich hoan d6i kY han
797,084,127,800
2,582,842,065
20.
Cho
vay
khach hang
30/06/2013

31/12/2012
VND
ND

Cho vay cac to chin kinh t6, ca nhan trong
nu&
55,833,265,204,794
54,824,594,490,368
Cho vay chi& khau thtrang phieu va cac
giay tO có gia
237,869,527,624
985,650,393,340
Cho thue tai chinh
Cac khoan tra thay khach hang
11,290,986,850
582,245,331
Cho vay bang On tai tro, ny thac dau ttr
27,668,394,008
74,572,331,345
Cho vay doi v•i cac to chi•c, ca nhan ntrac
ngoai
2,211,451,337,979
897,889,799,384
Cho vay khac
157,120,314,455
156,435,068,897
Ng cho vay &rot khoanh va n9 chO xir 1y
58,478,665,765,710
56,939,724,328,665
11

SHB
Solid pariners.11e.ble tvoluelo,r%
Ngfin hang TMCP Sai Gan - HA N'cli
20.1. Phan tich chit luvng ng cho vay
30/06/2013
VND
31/12/2012
VND
No du tieu chuAn
48,717,584,496,629
47,480,266,917,845
Na can eh y
4,472,267,690,870
4,613,611,974,996
Na dtrai tieu chuAn
1,123,557,046,465
1,030,821,328,464
Na nghi ng6
979,211,083,432
1,747,550,475,797
Na co kha Wang mat von
3,186,045,448,314
2,067,473,631,563
58,478,665,765,710
56,939,724,328,665
20.2. Phan tich

no' theo thoi gian
30/06/2013
31/12/2012

VND
VND
Na ngan han
31,691,281,655,965
32,227,573,126,979
Na trung han
13,734,513,940,459
12,770,916,743,846
Na dai han
13,052,870,169,286
11,941,234,457,840
58,478,665,765,710
56,939,724,328,665
20.3. Phan tich du. no' cho vay theo dii turfing khach hang NI loai hinh doanh nghiep
30/06/2013
trieu VND
%
31/12/2012
trieu VND
Cho vay cdc TCKT
43,694,818
74.72
40,682,285
71.45
Doanh nghiep Nha ntr6c trung u
.
ang
1,930,183
3.30
2,127,108

3.74
Doanh nghiep Nha ntr6c dia phtrang
701,679
1.20
560,436
0.98
Cong ty TNHH Nha nuot
5,201,842
8.90
2,944,494
5.17
Cong ty TNHH tu
.
nhan
11,682,730
19.98
11,452,224
20.11
Cong ty co phan Nha nu&
3,301,368
5.65
3,197,708
5.62
Cong ty co phan khac
19,386,877
33.15
19,063,711
33.48
Cong ty hop danh
2,150

0.00
1,706
0.00
Doanh nghiep to nhan
939,699
1.61
763,502
1.34
Doanh nghiep co von &Au W
.
nu& ngoai
409,474
0.70
500,953
0.88
Kinh t6 tap the
138,816
0.24
70,443
0.12
Cho vay cd nhan
14,629,988
25.02
15,937,074
27.99
Cho vay khdc
153,860
0.26
185,943
0.33

Cho vay repo bds Ma AMC
0
0.00
2,200
0.00
Cho vay kdck ctia SHBS
0
0.00
132,223
0.23
58,478,666
100.00
56,939,724
100.00
12
11$11 SHB
on ers 11ex
■
ble soluti0/1,
Ngfin hang TMCP Sai Gon - Ha Ni
O
20.4. Phan tich dir no cho vay theo nganh kinh
to
30/06/2013
tri0 VND
31/12/2012
tri0 VND
%
N6ng nghie‘p va lam nghiesp va did)/ san
10,494,480

17.95
8,090,626
14.21
Khai khoang
4,389,673
7.51
3,964,713
6.96
Cong nghiep the bien, the tao
9,508,020
16.26
8,707,926
15.29
San xuat va phan ph6i dien, khi at, nuac
nang, hai nuac va dieu haa khong khi
1,348,114
2.31
1,342,569
2.36
Cung cap mac; hoat dOng quan ly va xu ly
rac thai, nuac thai
27,176
0.05
23,686
0.04
Xay dung
5,879,669
10.05
6,118,343
10.75

Ban bu6n va ban le; sa
.
a chi
-
ra o to, ma to, xe
may va xe CO thing co khac
10,418,206
17.82
10,504,245
18.45
Van tai kho bai
4,010,780
6.86
4,092,720
7.19
Dich vu luu tru va an ding
1,373,216
2.35
1,284,432
2.26
Thong tin va truyen thong
78,940
0.13
95,341
0.17
Hoat dOng tai chinh, ngan hang va bao hiem
934,885
1.60
654,824
1.15

Hoat dOng kinh doanh bat dOng san
2,517,779
4.31
2,236,672
3.93
Hoat dOng chuyen m6n, khoa hoc va c6ng
ngh'e
19,292
0.03
17,105
0.03
Hog &Ong hanh chinh va dich vv 118 trq
37,118
0.06
49,744
0.09
Hoat Ong cua Dang COng san, to chfic
chinh tri - xa hOi, quan ly nha mac, an ninh
quOc phi:mg; bao dam xa hOi bat buOc
9,459
0.02
4,992
0.01
Gido dpc va dao tao
48,816
0.08
44,085
0.08
Y to va hoat Ong trg gulp xa hOi
67,430

0.12
76,326
0.13
Nghe thuat, vui chai va giai tri
22,414
0.04
21,757
0.04
Hoat dOng dich vv khac
7,090,409
12.12
9,206,153
16.17
Hog dOng lam thue cac cong viec trong cac
ho gia dinh, san xuat san pham vat chat va
dich vv

tieu dung dm hO gia dinh
196,825
0.34
261,952
0.46
Hog dOng cua cac to chirc va ca quan quOc
t6
5,966
0.01
7,089
0.01
Cho vay repo bds caa AMC
2,200

0.00
Cho vay kdck cita SHBS
132,223
0.23
TtIng du. no
.

58,478,666
100.00
56,939,724
100.00
13
SHB
Sok° n.ariner,. Cloxible Noloion,
Ngan hang TMCP Sai Gen — Ha NCii
21.
Dir pilling rui ro tin dung
Kj7
nay
Dur phOng chung
VND
Du• phong cu the
VND
343,011,107,224
907,419,723,637
St, du• clan kj
,

Dv phong rui ro trich lap trong kji/ (Hoan nhap
du ph6ng trong kji)

67,348,682,877
531,056,040,845
Dv phong giam do xir 1j
,
cac khoan ng kh6 thu
h6i bang nguon du
.
phong
Di'eu chinh tang/ (giam) khac
So

cu6i ky
410,359,790,101
1,438,475,764,482
Ky trtrac
Si our dau k)'
200,004,430,998
154,962,118,692
Dtr ph6ng rui ro trich lap trong kSi/ (Hoan nhap
dir phong trong Icy)
143,006,676,226
752,457,604,945
Du phong giam do xir 13i cac khoan ng kh6 thu
11.M bang ngu6n du phong
s6 dir cuoi ksr
343,011,107,224
907,419,723,637
22.
Chtimg khoan Tau hr
22.1. Chting khoan Tau tir san sang de ban

30/06/2013
31/12/2012
VND
VND
Chang kholin
6,491,987,234,125
8,370,572,300,808
Chung khoan Chinh phu
3,732,015,976,908
4,947,245,206,964
ChUng khoan Ng do cac TCTD khac trong
nugc phat hanh
60,691,899,696
375,018,484,551
ChUng khoan Ng do cac TCKT trong nu&
phat hanh
2,699,279,357,521
3,048,308,609,293
Chang khotin Van
48,112,869,317
48,023,619,317
Chang khoan V6n do cac TCTD khac trong
nugc Oat hanh
11,688,790,000
11,688,790,000
Chang khoan Vo'n do cac TCKT trong nu&
phat hanh
36,424,079,317
36,334,829,317
Dcr phong giam girl cluing khocin san sang

de ban
(9,184,639,816)
(9,863,783,316)
6,530,915,463,626

8,408,732,136,809


14
SHB
rmrtners.

sr
■
lolirzn,
Ngan hang TMCP Sai Gan — HA Ni
a
22.2. Ch'ing khoan &Au tu gift de'n ngay dal) han
30/06/2013
VND
31/12/2012
VND
Chirng khoan Chinh phu
2,743,795,064,778
869,688,118,703
Chung khoan Ng do cac TCTD khac trong
nu& phat hanh
946,620,000,000
2,345,668,000,000
Chung khoan Ng do cac TCKT trong woe PH

1,074,010,193,114
1,075,187,684,837
Du phong giam gia chimg khoan dAu to giu
den ngay dao han
4,764,425,257,892
4,290,543,803,540
23. G6p von, dau tir dai han
30/06/2013
31/12/2012
VND
VND
DAu tu• vao cong ty con
Cac khoan dau to vao cong ty lien doanh
Cac khoan dAu to vao cong ty lien k6t
Cac khoan au to dai han khac
410,841,525,375
435,325,959,557
Dt• phong giam gia au to dai han
(51,968,799,979)
(43,622,883,398)
358,872,725,396
391,703,076,159
15
S HB
partner,

,(74.1,0
■
1
Ngfin hang TMCP Sai Gott — Ha Nei

24. TM san co dinh hem hinh
-

Tang, giim tai san co
Khoin muc
Nguyen gia
S6 th• din ky
SO tang trong k'
- Mua trong ky
- Ddu tuXDCB hoan thanh
- Tang khcic
SO giant trong ky
- ChuyA sang BDS cidu to
- Thanh 1j, ninrang ban
- Gam khac
SO thr cuOi ky
Gia tri hao mon luy ke
S6 dt• dau ky
S6 tang trong ky
-
Khdu hao trong ky
- Tang khdc
SO giant trong ky
- Chuyen sang BDS cidu to
- Thanh 1j, nhtrang ban
- Giam khcic
SO Mr cu6i ky
Gia tri con lai ctia TSCD
Tai ngay din ky
Tai

ngay cu6i ky
dinh hieu hinh ky nay
Nha
ciia,
vat
kin
&tic
May m6c, fin et bi
h
.
P trcrng
tin
van tai,
truyen clan
Dyng cy quin ly
TM sin c6 dinh !chic
Don vi tinh: VND
COng
194,728,983,075
12,005,815,319
12,005,815,319
22,371,862,050
22,371,862,050

211,138,291,465
12,126,187,370
12,126,187,370
27,386,585,729
27,386,585,729
148,046,092,701

42,430,721,463
42,430,721,463
43,142,568,893
43,142,568,893
123,133,632,616
37,712,067,768
37,712,067,768
79,945,503,887
79,945,503,887
23,196,028,267
19,669,807,373
19,669,807,373
20,866,085,157
20,866,085,157
700,243,028,124
123,944,599,293
123,944,599,293
193,712,605,716
193,712,605,716
184,362,936,344
195,877,893,106
147,334,245,271
80,900,196,497
21,999,750,483
630,475,021,701
34,465,288,453
2,439,553,731
2,439,553,731
4,435,698,721
4,435,698,721

121,782,808,839
9,986,457,168
9,986,457,168
25,786,455,837
25,786,455,837
56,229,496,325
6,827,317,094
6,827,317,094
620,560,110
620,560,110
75,470,436,177
8,070,634,804
8,070,634,804
21,073,025,918
21,073,025,918
13,412,087,476
4,647,688,710
4,647,688,710
2,729,187,790
2,729,187,790
301,360,117,271
31,971,651,507
31,971,651,507
54,644,928,376
54,644,928,376
32,469,143,463
105,982,810,170
62,436,253,309
62,468,045,063
15,330,588,396

278,686,840,402
160,263,694,622
89,355,482,626
91,816,596,376
47,663,196,439
9,783,940,791
398,882,910,853
151,893,792,881
89,895,082,936
84,897,991,962
18,432,151,434
6,669,162,087
351,788,181,299
16
irk
s11P
Ngan hang TMCP Sai Gott — Ha NOi
-Tang, giam tai san co dinh hint hinh ky trtr&c:
Khoin muc
Nha cira,
Vat kien true
May mac, thiet bi
P trtrng tien van UM,
truyen
Dung cu quilt ly
'raj san co dinh khic
Don vi tinh: VND
ging
Nguyen gia
SO dir dau ky

49,170,531,021
54,627,721,416
81,665,463,587
60,860,925,221
6,458,905,414
252,783,546,659
SO tang trong ky
145,558,452,054
156,953,069,003
66,892,128,630
63,585,361,118
16,783,349,070
449,772,359,875
- Mua trong kj)
6,551,332,621
27,753,194,067
23,758,297,489
10,217,529,463
1,971,389,385
70,251,743,025
- Dale to XDCB hoan thanh
322,119,433
1,922,929,681
6,638,831,655
8,883,880,769
- Tang khac
-
76,459,582
76,459,582
Nhan tai san tie HBB

138,685,000,000
127,276,945,255
43,057,371,559
46,729,000,000
14,811,959,685
370,560,276,499
s6 giant trong ky
442,498,954
511,499,516
1,312,653,723
46,226,217
2,312,878,410
- Chuyjn sang BDS daze tie
-
-
- Thanh 1j, nhltang ban
433,189,954
511,499,516
1,312,653,723
46,226,217
2,303,569,410
- Giam khac
-
9,309,000
-
9,309,000
S6 du• cu6i ky
194,728,983,075
211,138,291,465
148,046,092,701

123,133,632,616
23,196,028,267
700,243,028,124
Gia tri hao mon lujrke
Se; dtr dau ky
10,483,561,956
18,895,666,773
24,176,965,291
28,503,409,352
2,942,602,285
85,002,205,657
St; tang trong ky
23,981,726,497
103,316,084,241
32,304,543,166
48,212,384,611
10,515,711,408
218,330,449,924
- Kh'u hao trong
kj,
5,523,626,057
18,430,758,266
12,749,229,757
14,586,626,637
2,364,810,132
53,655,050,850
Tang do hoan thank mua
18,100,440
438,269,720
-

1,314,757,974
-
1,771,128,134
- Tang khac
-
15,595,972
941,850
-
16,537,822
Nhan tai san tie HBB
18,440,000,000
84,431,460,283
19,554,371,559
32,311,000,000
8,150,901,276
162,887,733,118
S6 giant trong ky
428,942,175
252,012,132
1,245,357,786
46,226,217
1,972,538,310
- Chuyen sang BDS dau to
-
-
-
-
- Thanh 1j, nlveceng ban
420,963,405
252,012,132

1,245,357,786
46,226,217
1,964,559,540
- Giam khac
7,978,770
7,978,770
s6 da cat ky
34,465,288,453
121,782,808,839
56,229,496,325
75,470,436,177
13,412,087,476
301,360,117,271
Gia tri con lai dm TSCD
Tai ngay diu ky
38,686,969,065
35,732,054,643
57,488,498,296
32,357,515,869
3,516,303,129
167,781,341,002
Tai ngay cu6i ky
160,263,694,622
89,355,482,626
91,816,596,376
47,663,196,439
9,783,940,791
398,882,910,853
17
11

1
1
SHB
Ngfin hang TMCP Sai Con — HA Ni
25. Tai san co dinh vo hinh
-

Tang, giam tai san
Khoin myc
Nguyen gia
co dinh vo hinh ky nay:
Quyen sir dung dat
Phan mem vi tinh
Tai sin
c6
dinh
vo hinh khac
D071
Vi
tinh: VND
COng
SO du du ky
3,611,783,319,561
182,873,042,427
22,422,376,310
3,817,078,738,298
SO tang trong ky
10,207,055,000
10,303,601,402
4,207,408,891

24,718,065,293
- Mua trong kj)
10,303,601,402
4,207,408,891
14,511,010,293
- Tang khcic
10,207,055,000
10,207,055,000
SO giim trong
kj,
6,273,329,633
24,648,203
6,297,977,836
- Thanh hi, nintong ban
- Giam khdc
6,273,329,633
24,648,203
6,297,977,836
SO du cad ky
3,621,990,374,561
186,903,314,196
26,605,136,998
3,835,498,825,755
Gia hi hao mOn Illy ke
SO der
du kj,
789,201,882
81,857,842,634
6,187,888,977
88,834,933,493

SO tang trong 4
35,654,486,543
9,711,001,066
1,925,789,006
47,291,276,615
-
Khju hao trong4
35,654,486,543
9,711,001,066
1,925,789,006
47,291,276,615
- Tang khac
So giim trong ky
28,889,291,000
100,988,442
109,246,338
29,099,525,780
- Thanh hi, nhuang ban
- Gieun khac
28,889,291,000
100,988,442
109,246,338
29,099,525,780
S6 du
cuOi ky
7,554,397,425
91,467,855,258
8,004,431,645
107,026,684,328
Gia tri con 141

Tai ngay
dAu ky
3,610,994,117,679
101,015,199,793
16,234,487,333
3,728,243,804,805
Tai ngly cuOi ky
3,614,435,977,136
95,435,458,938
18,600,705,353
3,728,472,141,427
18
f! SHB
Ngfin hang TMCP Sai Gen — Ha Ni)i
-
Tang, giam tai san co
dinh
Aro hinh ky truck :
Khoan myc
Nguyen gia
SO dtr dAu ky
Quyen sir dung dAt
PhOn mem vi tInh
Tai san CO dinh
vo hinh khac
Don vi tinh: VND
COng
2,030,651,354,061
53,512,026,515
21,983,080,310

2,106,146,460,886
SO tang trong ky
1,618,650,001,500
129,457,735,912
439,296,000
1,748,547,033,412
Mua trong nam
16,772,285,928
Tang do hoan thanh mua sam TSCD
34,008,352,264
34,008,352,264
Tang khac
1,589,761,001,500
1,589,761,001,500
Nhdn tai san tie HBB
28,889,000,000
78,677,097,720
439,296,000
108,005,393,720
SO gram trong ky
37,518,036,000
96,720,000
37,614,756,000
- Thanh ly, nhuvng ban
37,518,036,000
96,720,000
37,614,756,000
- Gram khac
SO du. culli ky
3,611,783,319,561

182,873,042,427
22,422,376,310
3,817,078,738,298
Gia tri hao mon luy ke
Sti du' d'au ky
631,102,326
14,064,122,632
4,249,751,607
18,944,976,565
SO tang trong ky
158,099,556
67,890,440,002
1,938,137,370
69,986,676,928
Khdu hao trong ncim
158,099,556
23,838,136,630
1,498,841,370
25,495,077,556
Tang do hoan thanh mua sam TSCD
Tang khac
Nhdn tai san ter HBB
44,052,303,372
439,296,000
44,491,599,372
SO giam trong ky
96,720,000
96,720,000
- Thanh 1j, nhurrng ban
96,720,000

96,720,000
- Gam khac
du. cuOi kj
,

789,201,882
81,857,842,634
6,187,888,977
88,834,933,493
Gia tri
con
lai
Tai ngay d'Au ky
2,030,020,251,735
39,447,903,883
17,733,328,703
2,087,201,484,321
Tai ngay cu61 ky
3,610,994,117,679
101,015,199,793
16,234,487,333
3,728,243,804,805
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