ngân hàng thương mại cổ phần sài gòn hà nội shb báo cáo tài chính riêng lẻ quý 2 năm 2013 td bảng cân đối kế toán

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Chi tieu
B
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PHAI
TRA VA VON CHU SO HU'U
I Cac khan ny Chinh pita va NHNN
II Tien gai va vay cua cac TCTD khac
1 Tien giri cua cac TCTD khac
2 Vay cac TCTD khac

III Tien girl cua khach hang
IV Cac cling cm tai chinh phai sinh va cac khoan ny tai chinh khac
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VOn tai try, uy thfic dau Ur, cho vay ma TCTD phai chlu rid ro
VI Phat
hanh giay
to' c6 gia
VII Cac khoan Ny khac
1 Cac khoan lai, phi phai tra
2 Thu6 TNDN han lai phai tra
3 Cac khoan phai tra va cong nq khac
4 Dg ph6ng rut ro khac
'Ding Ny phai tra
VIII V6n va cac guy
1
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a Van cledu
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4 Chenh tech danh gia lai tai san
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VIII Lyi ich caa c6 d8ng thieu
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310
26
320
12,709,949,560,012

21,777,251,159,172
321
27
9,441,996,393,412
15,505,603,159,172
322
3,267,953,166,600
6,271,648,000,000
330
28
76,932,166,512,931
77,679,865,564,949
340
18
350
29
442,337,254,299
385,245,424,157
360
2,618,297,458,982
4,370,388,535,054
370
1,452,238,560,887
2,284,441,414,078
371
1,112,526,078,465
1,944,545,894,786
372
645,209,784
373

30
290,639,083,132
298,437,357,540
379
30
49,073,399,290
40,812,951,968
400
94,154,989,347,111
106,497,192,097,410
500
31
9,773,307,258,959
9,447,862,379,642
410
8,962,251,608,400
8,962,251,608,400
411
8,865,795,470,000
8,865,795,470,000
412
413
101,715,710,000
101,715,710,000
414
(5,259,571,600)
(5,259,571,600)
415
416
420

477,413,339,867
477,413,289,655
430
(55,286,199,033)
440
450
388,928,509,725
8,197,481,587
700
31
800
103,928,296,606,070
115,945,054,477,052
910
40
6,941,885,063,471
5,287,168,458,408
911
332,554,000,000
35,554,000,000
912
1,140,864,441,100
336,437,333,181
913
5,468,466,622,371
4,915,177,125,227
Chi tieu
MA chi ti'eu Thuyet minh
Lap bieu
Viro'ng

Thanh Huybi
Ninh Thi an
Plzuvng
Ke
toan
1
Thu nhap tir lai va cac khoan thu nhap tucmg to
01
32
2,398,011,276,351
2
Chi phi lai va cac chi phi tuong to lai
02
33
1,740,378,042,898
I
Thu nhAp lai thuAn
03
657,633,233,453
3
Thu nhap tie hoat dOng dich vu
04
45,586,868,041
4
Chi phi hoat (Ring dich vu
05
13,323,375,811
II
Lai/18 thuAn tir hog dAng dich vy
06

34
32,263,492,230
III
Lai/I6 thuAn tie hog dAng kinh doanh ngoyi h6i
07
35
33,971,304,722
IV
Lai/18 thuan tie mua ban chieng khoan kinh doanh
08
(1,141,680,000)
V
Lai/I8 thuan tie mua ban chu'ng khoan dAu tir
09
(10,388,770,805)
5
Thu nhap tir hoat dOng khac
10
5,823,861,634
6
Chi phi hoat d'Ong khac
11
4,439,888,951
VI
Lai/18 thuAn tir hog dAng khac
12
1,383,972,683
VII
Thu nhAp tie g6p von, mua c6 phAn
13

36
902,519,450
VIII
Chi phi hog dAng
14
37
395,053,285,008
IX
Lqi nhuAn thuAn tie hog dAng kinh doanh &irk
chi phi du phong rui ro tin dyng
15
319,570,786,725
X
Chi phi dte plying riii ro tin dung
16
128,205,008,522
XI
Tong lqi nhuAn tete& thug
17
191,365,778,203
7
Chi phi thug TNDN hign hanh tam tinh
18
43,992,470,930
8
Chi phi thug TNDN hoan lai
19
XII
Chi phi thug TNDN tom tinh
20

43,992,470,930
XIII
Ltd nhuAn sau thud
21
147,373,307,272
XIV
Lqi ich cua co (long thieu so
22
XV
Lai co' ban teen co phieu
23
Dan vi tinh: VND
Luj
,
Ice tie dAti nam den cutii Quy II
Nam 2012
NAm 2013
Nam 2012
2,487,358,794,779
4,856,183,448,746
4,910,239,666,659
2,059,975,100,599
3,768,049,702,833
3,915,652,968,971
427,383,694,180
1,088,133,745,913
994,586,697,688
31,868,638,160
84,663,136,776
104,117,050,630

10,965,512,373
24,109,764,302
16,361,610,200
20,903,125,787
60,553,372,474
87,755,440,430
20,489,499,485
91,958,580,414
32,434,129,056
(933,179,647)
(5,463,508,860)
(933,179,647)
(3,472,416,461)
(9,392,039,476)
968,466,025
108,254,689,311
13,618,518,204
108,530,088,105
19,596,076,153
6,714,661,907
20,126,281,870
88,658,613,158
6,903,856,297
88,403,806,235
251,333,750
1,123,356,650
1,211,623,950
309,653,255,189
837,724,373,539
597,403,574,155

243,627,415,063
396,092,989,873
607,023,409,582
(54,373,003,531)
(13,003,821,196)
14,260,094,221
298,000,418,594
409,096,811,069
592,763,315,361
77,456,265,019
98,586,905,942
152,084,174,384
77,456,265,019
98,586,905,942
152,084,174,384
220,544,153,575
310,509,905,127
440,679,140,977
Quj. II
Nam 2013
thong nam 2013
ng Giam d6c
co
.

GMAI CO PHAN
CON

Nol
yob

-Rfeye
-
41
,
‘
"
-
1444
SHB
NGAN HANG TMCP SAI GON - HA NQI
77 TrA'n Hung Dao - Quan Hoan Kigm - Ha NOi
Tel: 04.39423388

Fax: 04.39410942
Bao cao tai chinh rieng le
Quy II nam 2013
MAu set: Q-02a
TD - BAO CAO KET QUA HOAT DONG KINH DOANH - QU'i
7

NIA chi 'I huyet
tieu
miuh

I
LUTICHUYEN TIEN Tir HOAT HONG KINH DOANH
I
Thu nhap
Iai
va cac khoan thu nhap Wong to nhan cluvc


01
2 Chi phi lai va cac chi phi Mang to di tra

02
3 Thu nhap tir hoat dOng dich vu nhan dtrqc

03
4 Chenh loch s6 tien thuc thu/thuc chi tir hoat dOng kinh doanh
04

chimg khoan, yang bac, ngoai to
5 Thu nhap khac

05
6 Tien thu cac khoan ny da cluqc xir ly xod, bit dip bang nguem du
06

phong rill ro
7 Tien chi tra cho nhan vien va hoat dOng quail
Iy,
cong vu (*)

07
8 Tien thug thu nhap attic nOp trong ky (*)

08
Lull chuy& ti&I thuan tn. hoot Ong kinh doanh trt•k nhamg
09
thay doi y''' tai san va

von
'nu dung
Nhang thay diii v'd tai san hoot d'
Ong
9 (Tang)/Giam cac khoan tien, yang gui va cho vay cac TCTD khac 10
SHB
Solid partners, flexible solutions
NGAN HANG TMCP SAI GON - HA NQI
77 Tian Hung Dao - Quan Hoan Kiem - Ha Nei
Tel: 04.39423388

Fax: 04.39410942
Bao cao tat chinh rieng le
Quy II nam 2013
NIL se: Q-03a
TD - BAO CAO

CHUYEN TIEN TE - PPTT - QUY
DVT: VND
tfr dAu
.
nam den cu6IVy H
Nam 2013"ltr
NAM 2012
4,437,779,779,139
4,130,454,399,924
(4,599,330,502,234)
(3,518,220,304,333)
60,553,372,474
87,755,440,430

76,423,888,578
27,229,195,213
6,638,091,862
87,837,177,228
249,407,060
325,719,916
(777,873,042,729)
(571,924,133,631)
(37,559,361,190)
(170,296,469,373)
(833,118,367,040)
73,161,025,374
13,008,778,843,479
(9,457,412,416,766)
10 (Tang)/Giam cac khoan ve kinh doanh chirng khoan

11
1,401,212,290,142
491,387,201,302
(Tang)/Giam cac cong cu tai chinh phai sinh va cac tai san tai
11

12
chinh khac
(1,424,464,249)
(913,044,429)
12 (TAng)/Giam cac khoan cho vay khach hang

13
(1,561,923,097,966)

(1,563,946,441,940)
13 (Tang)/Giam ngu6n du phOng de bn dap ton that cac khoan (tin
14

dung, chUng khoan, dau tu dai han)
14 (Tang)/Giam khac ve tai sin hoat dOng

15
(753,112,338,910)
(398,605,507,106)
Nhikng thay diii v'
e cong act' hoot &Ong
15 TAng/(Giam) cac khoan nq Chinh phi NM NHNN

16
(1,384,953,736,805)
16 Tang/(Giam) cac khoan tien gCri, tien vay cac TCTD

17
(9,067,301,599,160)
7,690,572,666,269
17 Tang/(Giam) tien gni cia khach hang (bao Om ca KBNN)

18
(747,699,052,018)
9,926,528,158,648
18 Tang/(Giam) phat hanh giay to co gia (ngoai tar giay to co gia Oat
19

hanh duyc tinh vao hoat dOng tai chinh)

(1,752,091,076,072)
(6,964,545,087,126)
19 Tang/(Giam) von tai trq,
us,
thac dAu tu, cho vay ma TCTD chiu rill
20

ro
57,091,830,142
60,573,320,000
20 Tang/(Giam) cac cling cu tai chinh phai sinh va cac khoan no tai
21

chinh khac
21 Tang/(Giam) khac ve cong ny hoat dOng

22
152,116,152,644
51,289,771,922
22 Chi to cac guy/ cia TCTD (*)

23
Ltru chuye'n tier than tir hoat Ong kinh doanh

24
(97,470,879,008)
(1,476,864,090,657)
II
LOD CHUYEN TIEN Tir HOAT HONG DAU TU
.

1

Mua sam tai san c6 dinh

25
(34,317,105,673)
(54,338,785,172)
2 Tien thu tir thanh ly, nhuyng ban TSCD

26
895,969,739
240,909,091
3

Tien chi tir thanh ly, nhuyng ban TSCD (*)

27
-
4 Mua sam bat Ong san dau tu (*)

28
5

Tien thu tir ban, thanh ly bat (Ring sin dau tu

29
6

Tien chi ra do ban, thanh ly bat dOng san dau tu (*)


30
7

Tien chi dau tu, g6p von vao cac dun vi khac

31
8 Tien thu dau tu, Op von vao cac don vi khac

32
8,000,260,483

Tien thu c6 tirc va lyi nhuan duyc chia tir cac khoan dau tu, Op 33
9
1,123,356,650
On dai han
1,091,261,950
Urn chuyen tien thuAn tir hoat dOng dau tu.

34
(24,297,518,801)
(53,006,614,131)
III LIEU
CHUYEN TIEN Tir
HOAT BONG TAI
CHiNH
1
Chi tieu
minh
11,1a chi "Fhilye

Lap bi6t,

Ke
<
town trtro'ng
Verang Thanh Huy'n

Ninh a: Lan Phirang
Ha nOi, ngay
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Tag Giant ac
NGA
THIIONG MAI CO
.
PH
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A'N
SAi GoN
.
HA
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Tang von co phan tir Op von va/hoac phat hanh co phieu

35
Tien thu tit phat hanh giAy


c6 gia dai han co

dieu kien tinh
2


36
vao von to co va cac khoan vein vay dai han khac
Tien chi thanh toan giay tti co gia dai han co du dieu kien tinh vao
3

37
38
(690,235,600)
(187,502,302,510)
39
40
41
(690,235,600)
(187,502,302,510)
42
(122,458,633,409)
(1,717,373,007,298)
43
11,665,810,449,612
20,013,338,515,106
44
45
11,543,351,816,203

18,295,965,507,808
von tV co va cac khoan von vay dai han khac
4
a
tire tra cho c6 dong, Igi nhuan da chia (*)
5 Tien chi ra mua ce phieu ngan quST (*)
6 Tien thu duqc do ban c6 phieu ngan qu
.
S%
Ltru chuy& ti&Ithuan tie host dOng tai chinh
IV Ltru chuyin tin than trong ky
V Titn va cac khoin ttrong dtrang tien tai thei diem au ky
VI Dieu chinh anh htrerng cfla thay doi ty gia
VII Tien VI cac khoan twong d•ong tier tai thfri diem cal ky
THUYET MINH BAO CAO
TAI CHINH RIENG LE
Cho Quy II nelm 2013
fill
SHB
prIrti,erS.
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Ngfin hang TMCP Sai Gen — Ha NOi
THUYET MINH BAO CAO TAI CHINH RIENG LE
Qu3
.
II nam 2013
1. Thong tin vt ngan hang
0041-NH/GP ngay 13 thang 11 nam 1993
GiAy phep hog dOng do Ngan hang Nha nude Viet Nam cap

Thai han hog d6ng cua Ngan hang la 40 nam ke tir ngay cap giay phep
dau tien.
GiAy phep twat di
cing
Hoi
dtng Quan tri
Ong Do Quang Hien
Ong Nguyjn Van Le
Ong TrAn Ngoc Linh
Ong Pham H6ng Thai
Ong Pham Ngoc Tuan
Ba Dam Ngoc Bich
Ong Le Quang Thung
Ban kitm snit
Ong Pham H6a Binh
Ong Nguy& Hi u Dirc
Ba Hoang Thi Minh
Ong Bai Thanh Tam
Ban Ttng Giam dtc
Ong NguyL Van Le
Ong Dang Trung Dung
Ong Pham Van Thang
Ong Le Dang Khoa
Nguyen Huy Tai
NO Thu Ha
Ninh Thi Lan Phuang
Dang T6 Loan
Chu tich
Uy vien
Uy vien

Uy vien
Uy vien
Uy vien
Thanh vien d6c lap
Twang ban
Pho twang ban
Thanh vien
Thanh vien
T6ng Giam d6c
Pho T6ng Giam d6c
Pho T6ng Giam d6c
Pho TOng Giam d6c
Pho T6ng Giam d6c
Pho T6ng Giam d6c
Ph6 T6ng Giam d6c
kiem Ke toan Truang
Pho T6ng Giam d6c
Tai b6 nhiem ngay 05 thang 5 nam 2012
Tai 13.6 nhiem ngdy 05 thang 5 nam 2012
Tai b6 nhiem ngdy 05 thang 5 nam 2012
B6 nhiem ngay 05 thang 5 nam 2012
B6 nhiem ngay 05 thang 05 nam 2012
B6 nhiem ngay 05 thang 05 nam 2012
Bo nhiem ngdy 05 thang 05 nam 2012
Tai 1)6 nhiem ngdy 05 thang 05 nam
2012
Tai b6 nhiem ngay 05 thang 05 nam
2012
136 nhiem ngdy 05 thang 05 nam 2012
Tai b6 nhiem ngay 05 thang 5 Warn 2012

Tai b6 nhiem ngay 21 thang 5 nam 2010
136 nhiem ngay 01 thang 9 nam 2006
B6 nhiem ngdy 20 thang 6 nam 2013
B6 nhiem ngdy 10 thang 4 nam 2009
B6 nhiem ngay 18 thang 02 nam 2013
B6 nhiem ngay 15 thang 3 nam 2011
B6 nhiem ngay 08 thang 06 nam 2012
B6 nhiem ngay 09 thang 10 nam 2012
Tru chinh

S6 77 - TrAn Hung Dao - Q.Hoan Kiem - TP.Ha N6i - Viet Nam
SHB
Ngfin hang TMCP Sal Gen — Ha N(li
2.
D4c diem host Ong ctia to chtk tin dung
Ngan hang Thuo'ng mai Co phAn Sai Gen - Ha Nei (dtrai day goi tat la "Ngan hang") la met
ngan hang thuang mai ca phan Via Nam thanh lap tai nuo
.
c Cong hoa Xa hei Chit nglifa Viet Nam
yen thai gian hoat dong la 40 nam theo 0041-NH/GP ngay 13 thang 11 nam 1993 dm Ngan hang
Nha nuoc Via Nam. Ven dieu le cua Ngan hang tat ngay 31/03/2013 la 8,865,795,470,000 dong
(Tam nghin tam tram sau muai lam tS/ bay tram chin lam trieu ben tram bay muai nghin dong).
Hei sir chinh cua Ngan hang dat tat S6 77 - TrAn Hung Da() - Q.Hoan Kiem - Ha Nei - Via Nam.
Tai ngay 30/06/2013, Ngan hang c6 4.279 nhan vien (Dail nam 2013: 4.463 nhan vien) .
3.
Tom tit cac chinh sach ke toan chti yeu
Chuin mtrc va the do ke toan ap dung
Ngan hang trinh bay cac bao cao tai chinh bang dong Viet Nam (VND) theo Lust cac T6 chirc
Tin dung, Luat sira d6i va be sung met se dieu trong Luat cac To chirc Tin dung, cac chuan muc ke
toast Via Nam va HS thong Ke toan cac to chirc tin dung Viet Nam.

Ky bao cao va dun vi tien to
KS/ bao cao cna Ngan hang bat dau tir ngay 01/04/2013 va ket thuc vao ngdy 30/06/2013. Don
vi tien te sir dung trong ghi elle!) ke toan la dong Via Nam (VND).
4.
Nguyen tic ghi nh4n cac nghie‘p vu Wing ngoai to va guy
di
Theo he thong ka toan cua Ngan hang, tat ca cac nghiSp vu phat sinh cua Ngan hang dugc hach
toan theo nguyen te. Tai th6i diem cuei nam, tai san va cong no
.
c6 nguen gee ngoai to dugc quy
d6i sang VND theo tSf gia quy dinh vao ngay lap bang can d6i ke toan. Cac khoan thu nhap va chi
phi bang ngoai to ctia Ngan hang dugc hach toan bang VND theo tS/ gia vao ngay ph& sinh th6ng
qua giao dich mua ban ngoai te. Chenh lech tST gia do danh gia 141 cac tai khoan kinh doanh ngoai to
dugc hach toan vao bao cao Ket qua Hoat &Ong Kinh doanh va lgi nhuan de lai. Chenh rech ty gia
phat sinh do quy d6i cac tai san va cong ng khac bang ngoai te sang VND dugc xir ly vao doanh se
cua cac khoan muc trong irng tren bang can d6i ke toan vao ngay lap bao cao tai chinh.
5.
Chling khoan dau to gift' den ngay dao ham
Chang khoan no
.
gift den ngay dao han la cac chimg khoan c6 kSr han co dinh va cac khoan
thanh toan co dinh hoac c6 the xac dinh dugc va Ban Tong Giam dec coy dinh va c6 kha nang gal
den ngay dao han. Ngan hang dang ghi nhan cac chi:mg khoan nay theo gia gee cong lai du thu trir
lai ch6 phan 136. Gia tri phu tri hoac chi& khAu (lieu c6) ding dugc phan anh vao gia tri ghi se ciia
khoan dAu tu. Lai dugc du thu hoac phan be theo phuong phap dugng thang. Chirng khoan dugc
gift den khi dao han se dugc xem xet ve kha nang giam gia. Chirng khoan dugc lap du phong giam
gia khi gia tri thi trugng nh6 han gia tri ghi se. Dkr ph6ng giam gia dugc ghi nhan vao bao cao ket
qua host deng kinh doanh.
SHB
anfin partners fieXlhif, SOI111,118

Ngfin hang TMCP Sai Gen — Ha Ni
0
6.
Chting khoin dau tir• sAn sang
a
bin
Chang khoan dAu to san sang de ban la cac chirng khoan dugc gift trong thed gian khong an
dinh trudc, c6 the dugc ban de dap irng nhu cAu thanh khoan hoac de Ung pho vai truerng hop thay
de)i lai suit, ti gia, holac gia tri chirng khodn. Ngan hang dang ghi nhan cac chirng khoan nay theo
gia g6c Ong lai du thu trir lai cho' phan be. Gia tri phu tri hoac chit khdu (neu co) ding dugc
phan anh vao gia tri ghi s6 c6a khoan dau ttr. Lai dugc du thu hoac phan be theo phtrang pita')
duerng thing. Cac chi•g khoan nay dugc dinh gia dinh kjf theo gia tri thi truerng va du phong giant
gia
tri se
dugc 14p khi gia tri thi twang nho han gia tri ghi se. Du phong giant gia dugc ghi nhan
vao bao cao ket qua hoat &Ong kinh doanh.
7.
Chtimg khoan kinh doanh
Chirng khoan kinh doanh la chirng khoan ban dAu dugc mua va nam giix cho muc dich kinh
doanh trong ngAn han hoac net' Ban Tong Giam dec quy& dinh nhu vay. Ngan hang dang ghi nhan
cac chirng khoan nay theo gia g6c vao ngay giao dich. Trong cac kS/ tiep theo, cac ch•ng khoan tiep
tuc dugc ghi nhan theo gia g6c. Tuy nhien, gia tri thi truong cua cac chirng khoan van dugc Ngan
hang theo &Si de dinh gia ve khi nang giam gia khi gia tri thi truerng thAp han gia g6c. Ngoai trir
throng hop khong the xac dinh gia tri thi twang mot each chic chin thi gia tri cua chung dugc tinh
dkra tren nguyen gia sau khi trir di ton thAt trac tinh (neu co). Lai hoac to tix kinh doanh chirng
khoan dugc ghi nhan tren bao cao ket qua hoat Ong kinh doanh theo s6 thuAn.
8.
Cic khoin cho
vay
Cac khoan cho vay ngAn han c6 kST han duai 1 nam; cac khoan cho vay va cho thue tai chinh

trung han c6 kST han tir 1 nam den 5 nam va cac khoan cho vay va cho thue tai chinh dai han c6 ky
han tren 5 nam ke tir ngay giai ngan.
Viec phan loai no• va lap du phOng rui ro tin dung dugc thuc hien theo Quyet dinh s6
493/2005/QD-NHNN ngay 22 thang 4 nam 2005 va Quyet dinh so 18/2007/QD-NHNN ngay 25
thang 4 nam 2007 ciia Thong d6c Ngan hang Nha nude Viet Nam. Cac khoan cho vay dugc phan
thanh nam nhom no can cir vao tinh hinh tra no. va cac yeu to dinh tinh nhu. sau:
Nhom 1: No' de tieu chudn
•
Cac khoan n• trong han ma Ngan hang dinh gia la c6 du khi nang thu 116i day d6 ca
ge)c va lai dimg the•i han;
•
Cac khoan no• qua han duai 10 ngdy va Ngan hang dinh gia la co khi nang thu 116i
dAy
du
geic va lai bi qua han va thu h6i dAy chi ge)c va lai dung the•i han con lai;
Nhom 2 Net can chit
.

•
CAc
khoan

Una han fir 10 ngav (ten 90 ngav:
a+
SHB
en tnors
Ngan hang TMCP Sai Gen —Ha Noi
•
Cac khoan no dieu chinh kS
,

han tra no ran dAu;
•
Cac khoan no
.
co cAu lai thoi han tra no trong han theo died han &rot co
.
cAu 14i.
Nhom 3 No' dtrol tieu chudn
•
Cac khoan no qua han tir 91 den 180 ngay;
•
Cac khoan no' co cAu lai thei han tra no lAn dAu, trir cac khoan no dieu chinh kS/ han tra
no lAn dAu phan loaf vao nhom 2;
•
Cac khoan no dupe mien hoac giam lai do khach hang khong du kha Wang tra lai day du
theo hop dong tin dung;
Nhom 4: No' nghi ngo•
•
Cac khoan no qua han tir 181 den 360 ngay;
•
Cac khoan no co cAu lai thei han tra no lAn dAu qua han duoi 90 ngay theo thoi han
tra no duoc co cAu lai lAn dAu;
•
Cac khoan no co
.
cAu lai thOi han tra no lAn thin hai;
Nhom 5: No
.
có kha Wang mat von
•

Cac khoan no qua han teen 360 ngay;
•
Cac khoan no co cAu lai thOi han tra no' ran dAu qua han tir 90 ngdy tro
.
len theo thei
han tra no throe co cAu lai lAn dAu;
•
Cac khoan no co cAu lai thOi han tra no l'An thin hai qua han theo Mei han tra no
&roc co Cu
A 141 Ian thir hai;
•
Cac khoan no co cAu lai thoi han tra no lAn Mir ba tro' len, ke ca chua bi qua han
hoac da qua han;
•
Cac khoan no khoanh, no 66
.
xir
Theo Quyet dinh se 493/2005/QD-NHNN ngay 22 thang 4 nam 2005 va Quyet dinh se
18/2007/QD-NHNN ngay 25 thang 4 nam 2007, d6i

cac khoan no' qua han, to chirc tin dung
phan loai lai vao nhom no c6 ruf ro thAp hon khi Ngan hang danh gia la c6 du kha nang thu hei dAy
du ca gee va lai; va khach hang c6 tai lieu, 116 so chUng minh cac nguyen nhan lam khoan no' nay
qua han &roc

khAc phuc. Ngan hang chti clOng to guy& dinh phan loai cac khoan no vao cac
nhom no
.
ruf ro cao hon tuong Ong vo'i mire dO rui ro khi xay ra mot trong cac truOng hop sau day:
•

Khi co nhang dien Men bAt

tac dOng tieu coc den moi truOng kinh doanh va
linh voc kinh doanh;
•
Cac chi tieu tai chinh cua khach hang hoac kha nang tra no' dm khach hang bi suy giam;
•
Khach hang khong cung cap cho Ngan hang cac thong tin tai chinh kip thoi, dAy du
va chinh xac de Ngan hang danh gia kha nang tra no dia khach hang.
SHB
SE,1,1
partorws.
Ngfin hang TMCP Sai Gen — HA NOi
Dir phong rai ro tin dung:
Vic tinh du phong cu the dugc can cir tren cac tS
,
la ap dung cho
tirng nh6m no• nhu sau:
Nh6m

Loui

TS/ le du phong cu the
1

No dii tieu chuan

0%
2


No• can chil y

5%
3

No &raj tieu chuan

20%
4

No nghi ngo
.

50%
5

No co kha nang mat On

100%
9. Tai san co dinh
Tai san co dinh duce the hien theo nguyen gia trir di khAu hao lay ka. Nguyen gia bao gOm
toan b8 cac chi phi ma Ngan hang phai 1)6 ra de c6 &rot tai san co dinh tinh den thai diem dua tai
san do vao trang thai san sang sir dung. Tai san c8 dinh duac tinh khAu hao theo phuang phap
throng thing de trir din nguyen gid tai san trong suet thai gian hixu dung u
.
o
.
c tinh nhu
.
sau:

- Nha cira, vat kin talc

25 - 50 nam
- May mac, thiat bi

03 - 15 nam
- Phuang tian van tai

06- 10 nam
- Dung cu quan
13i
va phAn mam tin hoc

03 - 08 nam
Quyan sir dung dAt duac khAu hao theo phuang phap duang thing phu hop vo• GiAy chimg
nhan quyan sir dung dat. Quyan sir
'
.
dung dAt v8 thai han duac ghi nhan theo gia g8c va khong tinh
khAu hao.
10.
Tien Ira cac khoin twang ducrng tien
Tian va cac khoan tuang &rang tin bao gom tin mat, yang, da qu3i, tin giri thanh toan tai
NHNN, tin phiau Chinh phU va cac giAy to• c6 gid ngan han du diau kin chiat khAu vii NHNN, cac
khoan tin giri thanh toan va tian gui, cho vay tai cac to chirc tin dung khac c6 thai han ddo han
khong qua 3 thing ke tir ngay girl.
11.
Cac ding cu tai chinh phai sinh
Cdc cong cu tai chinh phai sinh dugc ghi nhan tren bang can d6i ke toan theo gia tri hop dOng
vao ngay giao dich, va sau do duac dinh gia lai theo gia tri hop ljT. Lai nhuan hoac 18 khi cac cong

cu tai chinh phai sinh duac thuc hien duac ghi nhan trong bdo cao kat qua heat dOng kinh doanh.
Lai nhuan hoac 18 chua thuc hien duac ghi nhan vao khoan muc chinh Lech dinh gia lai cac cons
SHB
partoMS.110.ble nOli.0101
-
314.
Ngan hang TMCP Sai Gen — Ha NOi
cu tai chinh phai sinh tren bang can dOi ke toan va duac ket chuyen vao IC& qua hoat dOng kinh
doanh vao thei diem cueii nam.
12.
Ghi nhan thu nhlap/ chi phi lai
Ngan hang ghi nhan thu nhap tir lai va chi phi lai tren bao cao ket qua hoat dOng kinh doanh
tren co so• du thu, du chi.
13.
Ghi nhan thu nh4p tir phi va hoa hiing dich vu
Ngan hang thu phi tir cac dich vu cung cAp cho khach hang. Thu nhap tir phi co the chia thanh
cac nh6m sau:
•
Phi thu tie viec cung cap dich vu trong mot then gian nhat dinh:
Phi thu tir viec
cung cAp dich vu trong mot thoi gian nhAt dinh duac du thu trong suOt thoi gian do. Phi nay
bao Om phi quail ly, phi nh4n uy thac, hoa hOng va cac phi lien quan den cap tin dung,
quail ly tai san, phi quan ly danh muc va cac chi phi quan ly cling nhu phi to van khac.
•
Phi thu tir viec cung cap dich vu giao dich:
Phi phat sinh tir viec dam phan va tham
gia dam phan cac giao dich cho mot ben thin ba, vi du nhu clan xep viec mua co phan ho4c
cac loci chirng khoan khac hoac mua lai doanh nghiep , dirgc ghi nhan khi hoan
tat
giao

dich lien quan. Phi hoac mot phAn cua khoan phi nay c6 lien quan den viec thtrc hien mot
cong viec nhAt dinh se duac ghi nhan khi hoan tat dieu kien tuang •ng.
SHB
Ngfin hang TMCP Sal Gen — Ha Ni
e
14. Thong tin bao cao 130 ph4n
- Thong tin bac) cam bo ph4n theo linh vtic kinh doanh
Tin dung
1w
Kinh doanh vti
huy (Ong van
Dich vu
Dan vi : VND
Tong Ong
Cho giai bun tie ngay 01 (hang 04 (1
-
ti ngay
30 thcing 06 nom 2013
I
.

Doanh thu tritc
tiep
1,668,336,402,628
535,811,128,115
1,656,806,967,001
32,801,005,352
3,893,755,503,096
Tai ngay 30 (hang 06 nom 2013
1.

Tai sari bo pilau
.
64,105,741,490,304
16,165,185,206,762
16,063,456,937,439
18,854,900,000
96,353,238,534,505
2.
Tai son pilau bO
h

r
3,722,913,560,295


r
38,946,313,993


r
2,274,818,794,569
1,538,379,402,709
7,575,058,071,565
Tiing tai sin
67,828,655,050,599
16,204,131,520,755
18,338,275,732,008
1,557,234,302,709
103,928,296,606,070
1.

Ng phai tra
N
ph:an
(167,742,041,542)
(93,665,007,211,747)
(68,704,022,856)
(93,901,453,276,145)
2.
Ng phan bO'
(124,605,365,095)
(1,303,527,357)
(76,137,847,906)
(51,489,330,607)
(253,536,070,966)
Tcing ding nq
(292,347,406,637)
(1,303,527,357)
(93,741,145,059,653)
(120,193,353,463)
(94,154,989,347,111)
7
111SHB
SO, pa
■
ln
,
,
Ngfin hang TMCP Sai Gan — HA NOi
- Thong tin bao cao 130 ph4n theo khu yip dia
Chi tieu

CN Nt•O
.
c ngoai
Mitn
Bac
Trong nu*c
mitt' Trung
Mitn Nam
Don

VND
T6ng c(ing
Thu nhAp lai thuAn
25,299,621,234
415,213,741,748
75,015,265,844
142,104,604,627
657,633,233,453
Lai/16" thuan tir hog citing dich vu
5,623,687,767
18,180,993,595
345,586,449
8,113,224,419
32,263,492,230
Lai/ 16 thuan tir mua ban chimg khoan kinh doanh
(1,141,680,000)
(1,141,680,000)
Lai/
16
thuAn tir hog dOng kinh doanh ngoai h6i

194,613,292
29,604,587,126
266,159,511
3,905,944,793
33,971,304,722
Lai/16 thuAn tir mua ban chung khoan dAu to
(10,388,770,805)
(10,388,770,805)
Lai/16 thuAn tir hog d6ng khac
(10,887,617)
1,787,990,322
(102,617,103)
(290,512,919)
1,383,972,683
Thu nhAp tir gOp von, mua c6 phAn
902,519,450
902,519,450
Chi phi hog d6ng
(10,297,695,316)
(287,458,730,148)
(28,223,854,658)
(69,073,004,886)
(395,053,285,008)
Loi nhu4n thuAn tir hoat d(ing kinh doanh trtrerc
chi phi dkr phong riii ro tin citing
20,809,339,360
166,700,651,288
47,300,540,043
84,760,256,034
319,570,786,725

Chi phi dg ph6ng rid ro tin dung
(4,918,440,316)
(83,337,456,116)
12,091,699,279
(52,040,811,369)
(128,205,008,522)
Tiing lyi nhu4n truirc thud
15,890,899,044
83,363,195,172
59,392,239,322
32,719,444,665
191,365,778,203
8
iA
SHB
,:trtoncs,

,n,roorft
Ngfin hang TMCP Sai Con — HA NOi
15.
Titn mat, yang bac, di quy
30/06/2013
VND
31/12/2012
VND
Titn mat bang VND
376,949,585,095,
256,757,313,480
Titn mat bang ngoai to
212,718,876,131

224,360,190,262
Kim loai quy, da quy
33,836,700,000
3,758,142,824
623,505,161,226
484,875,646,566
16.
Titn gui tai Ngfin hang Nha ntrov
30/06/2013
31/12/2012
VND
VND
TiL

thank toan tai Ngan hang Nha nix&
485,904,502,476
3,031,869,478,896
Titn giri phong t6a (n6u co)
khac
485,904,502,476
3,031,869,478,896
17.
Titn, yang giri tai va cho vay cac to chtk tin dung khic
30/06/2013
VND
31/12/2012
VND
Ti'dn, yang gfri khong kj, han
2,806,862,152,501
1,116,473,324,150

- Bang VND
968,619,453,772.
979,950,354,472
- Bang ngoai te, yang
1,838,242,698,729
136,522,969,678
Tidn, wing girl co kj, han
10,951,161,911,050
19,642,384,956,481
- Bang VND
10,221,137,064,530
18,636,242,066,481
- Bang ngoai te
,
yang
730,024,846,520
1,006,142,890,000
Cho vay
5,291,944,201,951
8,890,044,000,000
- Bang VND
4,509,405,001,951
7,350,000,000,000
- Bang ngoai ts, yang
782,539,200,000
1,540,044,000,000
19,049,968,265,502
29,648,902,280,631
iA
SHB

Or,r1onrtno.m.
Ngfin hang TMCP Sai Gan — Ha NOi
18. Cac cong cu tai chInh phii sinh va cac tai san tai chinh khic
Tai ngay 30 thing 06 Want 2013
Tang gia tri cfia hop'
clang (theo ty gici ngay
Tong gici tri ghi so ke too/7
(theo ty gia tai ngay lap bao cao)
hie:u lvc hop clung)
Tat san

Cong na
Ong cl, TC phdi sinh tin to
2,085,243,236,454
7,271,076,309
Giao dich kji han ti&I to
374,798,700,000
2,586,569,995
Giao dich hoan dtii ky han
1,710,444,536,454
4,684,506,314
Tai
ngay 31 thing 12 dam 2013
Gong cu TC phdi sinh
tidn
to
1,710,623,497,800
5,846,612,060
Giao dich kS
,

han tin -t"
913,539,370,000 .
3,263,769,995
Giao dich hoan dui kji han
797,084,127,800
2,582,842,065
19.
Cho vay khach hang
30/06/2013
VND
31/12/2012
VND
Cho vay cac to chirc kinh te, ca nhan tong,
n•&
55,921,876,819,294
54,890,364,332,868
Cho vay chit khau th•ung phiL va cac giay
ter co gia
237,869,527,624
985,650,393,340
Cho thue tai chinh
Cac khoan tra thay khach hang
11,290,986,850
582,245,331
Cho vay bang von tai try, uy tilde dau tu.
27,668,394,008
74,572,331,345
Cho vay d6i v6ri cac to chirc, ca nhan mot,
ngoai
2,211,451,337,979,

897,889,799,384
Cho vay khac
22,828,567,502
22,011,922,616
No. cho vay duvc khoanh va nq chi xu 13i
58,432,985,633,257
56,871,071,024,884
111 SHB
pa,inors
Ngfin hang TMCP Sai Con — HA NOi
19.1. Phan tich chat Itro:ng no: cho vay
30/06/2013
VND
31/12/2012
VND
Ng du tieu chuan
48,671,904,364,176
47,411,613,614,064
Nq can chi yi
4,472,267,690,870
4,613,611,974,996
Ni dual tieu chuan
1,123,557,046,465
1,053,445,014,484
Ng nghi ner
979,211,083,432
1,724,926,789,777
Ng co kha nang
mat
von

3,186,045,448,314
2,067,473,631,563
58,432,985,633,257
56,871,071,024,884
19.2. Phan tich dir ng theo thZri gian
30/06/2013
31/12/2012
VND
VND
Ng ngan han
31,645,601,523,512
32,390,613,057,711
Nq trung han
13,734,513,940,459
12,539,223,509,333
Ng dal han
13,052,870,169,286
11,941,234,457,840
58,432,985,633,257
56,871,071,024,884
19.3. Phan tich dtr no' cho vay theo doi turfing khach hang va loai hinh doanh nghie'p
30/06/2013
VND
31/12/2012
trieu
VND
Cho vay cdc TCKT
43,785,630
74.93
40,748,054

71.65
Doanh ngh4 Nha nu& trung trung
1,930,183
3.30
2,127,108
3.74
Doanh nghi'e'p Nha nuac dia phuung
701,679
1.20
560,436
0.99
Cong ty TNHH Nha nu&
5,201,842
8.90
2,944,494
5.18
Cong ty TNHH to nhan
11,773,541
20.15
11,517,994
20.25
Cong ty co plan Nha nu&
3,301,368
5.65
3,197,708
5.62
Cong ty c6 phan khac
19,386.877
33.18
19,063,711

33.52
Cong ty hop danh
2,150
0.00
1,706
0.00
Doanh nghtp to nhan
939,699
1.61
763,502
1.34
Doanh nghtp co von dau to nu& ngoai
409,474
0.70
500,953
0.88
Kinh to tap th6
138,816
0.24
70,443
0.12
Cho vay cd nhan
14,493,496
24.80
15,937,074
28.02
Cho vay klicic
153,860 ,
0.26
185,943

0.33
58,432,986
100.00
56,871,071
100.00
SHB
,artners
1.1.110
Ngan hang TMCP Sai Gen - HA N'di
19.4. Phan tich dtr nq cho vay theo nganh kinh to
30/06/2013
triu VND
0/
0

31/12/2012
tri?u VND
%
Ming nghiep va lam nghiep va thily san
10,494,480
17.96
8,090,626
14.23
Khai khoang
4,389,673
7.51
3,964,713
6.97
C6ng nghiep the Nen, the tao
9,508,020

16.27
8,707,926
15.31
San xudt va phan phOi dien, khi dot, nude ming, hai
nix& va dieu Ma khong khi
1,348,114
2.31
1,342,569
2.36
Cung cap nude; host Ong quan ly va 'dr ly rac thai,
rarac thai
27,176
0.05
23,686
0.04
Xay dung
5,879,669
10.06
6,118,343
10.76
Ban buOn va ban le; sda chira 6 to, mo t6, xe may
va xe co Ong co khac
10,418,206
17.83
10,504,245
18.47
Van tai kho bai
4,010,780
6.86
4,092,720

7.20
Dich vu luu du va an ding
1,373,216
2.35
1,284,432
2.26
Thong tin va truyen thong
78,940
0.14
95,341
0.17
Hoat Ong tai chinh, ngan hang va bao him
889,204
1.52
720,594
1.27
Hoat dOng kinh doanh bat Ong san
2,517,779
4.31
2,236,672
3.93
Hoat dOng chuyen mon, khoa hoc va cong nghe
19,292
0.03
17,105
0.03
Hoat dOng hanh chinh va dich vu h6 trg
37,118
0.06
49,744

0.09
Hoat Ong cila Dang COng san, to chic chinh tri -
xa Wei, quan ly nha mac, an ninh quOc phong; bao
dam xa WO bat buOc
9,459
0.02
4,992
0.01
Gido duc va dao tao
48,816
0.08
44,085
0.08
Y t6 va float dOng trq gidp xa hei
67,430
0.12
76,326
0.13
Nghe thuat, vui choi va giai tri
22,414
0.04
21,757
0.04
float dOng dich vu khac
7,090,409
12.13
9,206,153
16.19
Hoat deng lam thue cac cong viec trong cac hO gia,

dinh, san xuat san pham vat chdt va dich vu td tieu
dung am he gia dinh
196,825
0.34
261,952
0.46
Hoat dOng cua cac t6 chi.rc va co quan c.& t6
5,966
0.01
7,089
0.01
Tong du. no
.

58,432,986
100.00
56,871,071
100.00
ICJ SHB
.11,1 partners fioxible soiti,ns
Ngfin hang TMCP Ski Gen - HA Ni
20. Di.r phong rui ro tin dung
Dur phong chung
VND
Dv phong cu th'C'
VND
KJ)
nay
343,011,107,224
67,348,682,877

907,419,723,637
531,056,040,845
St) dtr dAti kj7
Du phOng rui ro trich lap trong

(Hoan nhap du
.
"
phOng trong kS)
Du phong giam do xiX 1)"/ cac khoan n• khO thu h6i'
bang ngu6n dkrphOng
Dieu chinh tang/ (giam) khac
k)'
410,359,790,101
1,438,475,764,482
Kj' truyk
200,004,430,998
143,006,676,226
154,962,118,692
752,457,604,945
thr dAu
Dix ph6ng rui ro trich lap trong kS(/ (Hoan nhap
phOng trong kji)
Du phong giam do xir 1)% cac khoan ng khO thu hoi
bang ngu6n du
.
phOng
S6
ch•
343,011,107,224

907,419,723,637
21. Cluing khoin din ttr
21.1. Chting khoin diu to san sang d'e' bin
30/06/2013
VND
31/12/2012
VND
Chang khoan N9
6,341,987,234,125
8,220,572,300,808
Chung khoan Chinh phu
3,732,015,976,908
4,947,245,206,964
Chung khoan Ng do cac TCTD khac trong nix&
Oat hanh
60,691,899,696
375,018,484,551
Chung khoan Ng do cac TCKT trong nuarc Oat
hanh
2,549,279,357,521
2,898,308,609,293
Chang khocin Vein
48,112,869,317
48,023,619,317
Chang khoan Vo'n do cac TCTD khac trong
ntrefc phat hanh
11,688,790,000
11,688,790,000
Chang khoan V6n do cac TCKT trong nu&
phat hanh

36,424,079,317
36,334,829,317
D{r phong gicim giti chirng khotin san sang
de ban
(9,184,639,816)
(9,863,783,316)
6,380,915,463,626

8,258,732,136,809
11J
S HB
fla,nors, ll000hle
10111,1,
Ngfin hang TMCP Sai Gan — HA Ni
21.2. Chan khoin Tau ttr gifr dtn ngay ciao han
30/06/2013
VND
31/12/2012
VND
Chirng khoan Chinh phu
2,743,795,064,778
869,688,118,703
Chung khoan Na do cac TCTD khac trong mot
r

phat hanh
946,620,000,000
2,345,668,000,000
Chirng khoan Nq do cac TCKT trong nu& PH
1,074,010,193,114

1,075,187,684,837
Du pheng giam gia chirng khoan au to gift an
ngdy dao han
4,764,425,257,892
4,290,543,803,540
22. Gap von, dam to dai han
30/06/2013
31/12/2012
VND
VND
DAu to vac) cong ty con
167,710,070,000
167,710,070,000
Cac khoan clan to vac, cong ty lien doanh
Cac khoan dau tir vao cong ty lien ke't
Cac khoan au tu• dai han khac
395,841,525,375
420,325,959,557
Du pheng giarn gia au tut dai han
(48,587,181,632)
(60,241,265,051)
514,964,413,743
527,794,764,506
Ngfin hang TMCP Sai GOn — HA NOi
23. Tai san co dinh Min hinh
-

Tang, giam tai san co dinh
Khoin muc
Nguyen gia

hint hinh ky nay
Nha cira,
vat kien true_
May moc, thiet
Phurang tien van tai,-
truyen din.
Dung cu quan
TM
san
co dinh khac
Don vi tinh: VND
Gong
SO du. dau ky
194,729,446,713
191,844,015,346
146,323,945,061
123,221,769,187
23,023,012,430
679,142,188,737
SO tang trong ky
12,005,815,319
12,466,483,745
42,486,726,637
37,337,344,715
19,670,089,742
123,966,460,158
- Mua trong ky
12,005,815,319
12,466,483,745
42,486,726,637

37, 337,344,715
19, 670, 089,742
123,966,460,158
- Ddu to XDCB hoar: thanh
Tang khac
SO giant trong
ky
22,372,325,688
24,546,553,701
43,142,568,893
79,707,125,024
20,816,474,689
190,585,047,995
Chuyn sang BDS didu to
Thanh 1P, nhuvng ban
Giam khac
22, 372, 325, 688
24,546,553,701
43, 142,568,893
79,707,125,024
20,816,474,689
190,585,047,995
So
dir cuOi
ky
184,362,936,344
179,763,945,390
145,668,102,805
80,851,988,878
21,876,627,483

612,523,600,900
Gig tri hao mon luy ke
SO Mr din ky
34,466,160,823
108,009,543,960
55,034,026,006
75,580,115,639
13,306,957,581
286,396,804,009
SOtang trong ky
2,439,553,731
9,136,051,146
6,722,609,049
8,059,563,304
4,647,688,710
31,005,465,940
-
Khju hao trong ky
2,439,553,731
9, 136,051,146
6,722,609,049
8,059, 563, 304
4,647,688,710
31,005,465,940
- Tang khac
.

SO giam trong
ky
4,435,698,721

22,696,193,283
620,560,110
21,023,415,450
2,729,187,790
51,505,055,354
- Chuy'n sang BDS cidu to
- Thanh ly, nhuong ban
Gicim khac
4,435,698,721
22,696,193,283
620,560,110
21,023,415,450
2,729,187,790
51, 505, 055, 354
S4
dir cuOi ky
32,470,015,833
94,449,401,823
61,136,074,945
62,616,263,493
15,225,458,501
265,897,214,595
Gia tri con lai cfia T
_
SCD
Tai ngay din ky
160,263,285,890
83,834,471,386
91,289,919,055
47,641,653,548

9,716,054,849
392,745,384,728
Tai ngay cuk
ky
151,892,920,511
85,314,543,567
84,532,027,860
18,235,725,385
6,651,168,982
346,626,386,305
15
SHB
Ngfin hang TMCP Sai Gan — Ha NOi
- Tang, giam
tai
san
co
dinh hen hinh ky
trirot:
Khoin muc
Nha cira,
Vat kien truc
May mac, thiet
Phtrang flan van
tai, truyen din
Dung cu (pan ly
Tai san co dinh
khac
;

flan vi tinh: TEND
Clang
Nguyen gia
SS thr dau ky
49,170,531,021
54,627,721,416
80,374,843,542
60,549,882,350
6,458,905,414
251,181,883,743
So tang trong ky
145,558,915,692
137,287,919,073
66,460,601,035
63,984,540,560
16,564,107,016
429,856,083,376
- Mua trong ky
6,551,420,519
27,752,989, 392
23,758,141,453
10, 217,708, 905
1,971,107,016
70,251,367, 285
- Ddu to XDCB ho
_
an thanh
322,495,173
1,922,929,681
6,638,831,655

8, 884, 256, 509
- Tang khac
76, 459, 582
399, 000, 000
475, 459, 582
Nhan tai san to HBB
138,685,000,000
107,612,000,000
42, 626,000, 000
46,729,000,000
14,593,000,000
350, 245, 000,000
So
giam trong
ky
71,625,143
511,499,516
1,312,653,723
1,895,778,382
- ChuySn sang BDS ddu tu.
- Thanh ly, nhuying b
_
an
62,316,143
511,499,516
1,312,653,723
1, 886, 469, 382
Giam khac
9,309,000
9, 309, 000

SO du. cool k
194,729,446,713
191,844,015,346
146,323,945,061
123,221,769,187
23,023,012,430
679,142,188,737
Gia tri hao mon 1uy" ke
So du din ky
10,483,561,956
18,894,881,892
23,605,174,045
28,326,026,142
2,942,602,285,
84,252,246,320
St; tang trong
ky
23,982,598,867
89,186,987,476
31,680,864,093
48,499,447,283
10,364,355,296
203,714,253,015
-
Khdu hao trong ky
5, 524, 498, 427
17,052, 121,784
12,556,922,243
14,507,689,309
2, 357, 355, 296

51,998,587,059
Tang do hoan thanh mua
18,100, 440
438, 269,720
1,314,757,974
1,771,128,134
- Tang khac
15, 595, 972
941,850
366,000,000
382,537,822
Nhan tai san tit HBB
18,440,000,000
71, 681 , 000, 000
19,123,000,000
32,311,000,000
8,007,000,000
149, 562,000,000
St) giam
trong
ky
72,325,408
252,012,132
1,245,357,786
1,569,695,326
- Chuyen sang BDS ddu
to
- Thanh ly, nhuang ban
64,346,638
252,012,132

1,245,357786
1,561,716,556
Giam khac
7,978,770
7,978,770
Si;
chr cad ky
34,466,160,823
108,009,543,960
55,034,026,006
75,580,115,639
13,306,957,581
286,396,804,009
Gia tri con lai cua TSCD
Tai ngay da'u ky
38,686,969,065
35,732,839,524
56,769,669,497
32,223,856,208
3,516,303,129
166,929,637,423
Tai ngay cutii ky
160,263,285,890
83,834,471,386
91,289,919,055
47,641,653,548
9,716,054,849
392,745,384,728
16
SHB

Ngan hang TMCP Sai Gen — Ha Ni
i
24. Tai san co dinh vo hinh
-

Tang, giam tai san
IChoin muc
Nguyen gia
SO du dau ky
co dinh vo hinh ky nay:
Qu34n sir dking dat"
Phan mem vi tinh
"
Tai sin
co dinh"
vo hinh
khac;
Dan vi tinh: VND
COng
3,611,783,319,561
173,385,653,707
21,983,080,310
3,807,152,344,578
SO tang trong ky
10,207,055,000
10,146,801,402
4,207,408,891:
24,561,265,293
- Mua trong ky
10, 146,801,4021

4,207,408,891
14,354,210.293
- Tang khac
10,207,055 000
10,207,055,000
SO giam trong ky
6,208,717,133.
24,648,203
6,233,365,336'
- Thanh Iv. nhuang ban
- Gam khac
6,208,717,133
24,648,203:
6,233,365,336
SO du cuOi ky
3,621,990,374,561
177,323,737,976
26,165,840,998
3,825,479,953,535
Gia tri hao mon Iuy ke
SO ductal' ky
789,201,882
75,972,667,027
5,748,592,977
82,510,461,886
SO tang trong ky
35,654,486,543
9,098,907,605
1,925,789,006
46,679,183,154

- Khau hao trong ky
35,654,486,543
1

9,098,907,605
1,925,789,006
46,679,183,154
- Tang khac
SO giant trong ky
28,889,291,000
36,666,942
109,246,338
29,035,204,280
- Thanh ly, nhuang ban
- Giam khac
28,889,291,000
36,666,942
109,246,338
29,035,204,280
SO dtr cuOi ky
7,554,397,425
85,034,907,690
7,565,135,645:
100,154,440,760
Gia tri con
lai
Tai ngay dau
kj"
,

3,610,994,117,679
97,412,986,680
16,234,487,333'
3,724,641,882,692
Tai ngay
cad
14
3,614,435,977,136:
92,288,830,286
18,600,705,353:
3,725,325,512,775
gfi
SHB
NgAn hhng TMCP Sni Gdn Hd NQi
Kh o:in mqc
NguyCn
git
s6
du diu kY
56 tnng lrong k'
Tiing clo lrcdn thdnh mtn sdm TSCD
Tdng khdc
Nhdn tdi sdn ti llBB
56
ginm
rrong
kj
- Thanh li, nhLeng bLitl
1,589,76
t,00 t,500

28.889.000.040 69,190,000,000
37,518,036,000 96,720,000
37,5 t8,036,040
96,720,000
,
I,589.76 t,001,500
-
98,079,000,000
- f,7,6r4,?56,000
37,6I1,756,044
Ting,
giim
tii sin
c6_tlinh v6 hinh kj' tru6c :

Phin
(2ulcn
su
{tr.rng dat
D(m vi tinh: L'ND
milm vi Tii s:in c6 dinh
tinh v6 hinh kh:ic
Cone
2,030,651,J54,06r 5J,512,026,515
21,98f,,080,310 2,106,146,460,886
r,618,650,001,500 |
19,970,638,t92
- 1,134,620,639,692
- t6,772,7t3,J12
-

31,407,921,850 31,007,921,850
-
Gidrn
khAc
sii du cuiii ky
Ci:i tri hao mdn lui k6
sii du .tiu ki
56
tiing trong ky
*" :'
Khiu hao trong ndm
6.31,102,326
.
rs8,099,556
-,

-'
I5E;O99,556
-
1,249
,7
5t
,607
1,498,841,370
|,198,81t,374
11,061,122,632
62,005,264,395
22,939.261.395
39,066,A00,040
96,720,000

96,720,000
18,94,{,976,565
63.662,2D3,32 |
21,596,245,321
39,466,404.000
96,720,000
96,720,040
3,6t1,783,f,19,561
t73,385,914,707 2l,983,01t0,3|0
3,807,152,344,578
Tdng da
ltodtl thdnh tma stitn TSCD
Tdne
khAc
Nl1dt1 tai sdn
ti| JIBB
56
sinn
tro'rg ky
-
1-hanh lj,, nlwqng bdtt
-
Gicitn
kkic
s6.ou crr6i
ty
(]in
tri cdn lBi
'l':1i
ng:iy rliu k!

lli ngny cuiii ki
789,2{)1,882
75,q12,661,021 5,1 48,592,971 82,510,,{6r,886
2,030,020,251,73s 39,447,903,883 17,733324,703 2,087,201,484,f21
3,610,994,rr7,679
91,113,2't7,680 16,234,487,333 3,724,641,882,692
25. Tii sin C6
kh:ic
Tiri sin C6
kh:ic
Trong il6:
C6c khodn ldi,
phf
phAi
thu
Chi
phi
xAy dung co ban do-
dang
Du
phdng
n1i ro cho
cdc tai san C6
kh6c
Tdi sin C6 khiic
30/06t2013
\.IID
3ut2/2012
VNI)
tt

,445 ,240 ,487 ,542
4,7 58,290,9r4,783
234,765,266,394
4,423,693,325,632
9,982,866,,152,600
4,46t
,258,546,259
226,469,515,683
(9,171
,95
9,3 95)
,
4,0t7,568,345,877
541 SHB
Ngfin hang TMCP Sai Gen - Ha
Noi
26. Ti&i, yang giri va vay cac
to
chirc tin dung khac
-

Titn yang giri tai cac to chtic tin dung khac
30/06/2013
VND
31/12/2012
VND
Tien, yang gai khong kj, han
887,448,393,412
934,967,159,172
- Bang VND

880,858,788,368
921,868,241,479
- Bang yang va ngoai to
6,589,605,044
13,098,917,693
Tien, yang pH có ky han
8,554,548,000,000
14,570,636,000,000
- Bang VND
7,650,000,000,000,
13,800,000,000,000
- Bang yang ya ngoai to
904,548,000,000
770,636,000,000
9,441,996,393,412
15,505,603,159,172
-

Titn yang vay cac to chirc tin dung khac
30/06/2013
31/12/2012
VND
VND
- Bang VND
2,197,000,000,000
4,897,000,000,000
- Bang yang va ngoai to
1,070,953,166,600 .
1,374,648,000,000
Ting

3,267,953,166,600'
6,271,648,000,000
Ping titn, yang giri va vay cac to chfrc tin
dung khac
12,709,949,560,012
21,777,251,159,172