ngân hàng thương mại cổ phần sài gòn hà nội shb báo cáo tài chính hợp nhất quý 1 năm 2014 td bảng cân đối kế toán

SHB
Solid partners. flexible soliitloris
NGAN HANG THVONG MAI CO PHAN SAI CON - HA NQI
77 Tran Hung Dao - Quart Floan Kiem - Ha NOi
Bao cao tai chinh hryp nhat
Quj,
I
nim
2014
MAu Q-Ola
Tel: 04.39423388

Fax: 04.39410942
TD - BANG CAN DOI Kt TOAN
Chi tau

Ma chi Thuyet
tieu

minh
SO cuOi
ky
Dan of tinh: VND
SO clAu nim
A. TAI SAN
I

Tien
met, ving bac, di quji
110
15

618,459,316,744
541,115,104,930
II

Tien gvi tai
NHNN
120
16
1,112,568,768,422
1,981,051,619,577
III Tien, yang gvi tai cac TCTD khic vi cho vay cac TCTD khic
130
17
11,351,778,156,662
30,262,605,116,599
1

Tien, yang giri tai cac TCTD khic
131
8,286,592,156,662
17,626,577,116,599
2

Cho vay cac TCTD khic
132
3,065,186,000,000
12,636,028,000,000
3

Du phong raj ro cho vay cac TCTD khic

139
IV Ching khogn kinh doanh
140
18
76,619,691,352
29,014,924,973
1

Chimg khoan kinh doanh
141
94,186,091,971
51,886,593,600
2

Dtr ph6ng giant gia chimg khoan kinh doanh
149
(17,566,400,619)
(22,871,668,627)
V

Cac cong cy tai chinh phai sinh vi cac tai sin tai chinh khic
150
19
6,715,301,827
VI Cho vay khich hang
160
81,355,356,310,003
75,322,050,269,335
1


Cho vay khach hang
161
20
82,304,183,880,487
76,509,670,985,802
2

Dtr phong red ro cho vay khach hang
169
21
(948,827,570,484)
(1,187,620,716,467)
VII
ChUng khoan (tau tir
170
22
15,762,873,936,778
18,655,008,569,730
1

Chung khoan dau to sari sang de ban
171
7,019,421,518,431
8,101,621,921,206
2

ChUng khoan daft tu gift den ngay dao han
172
8,750,947,509,064
10,562,229,371,141

3

Du phong giant gia chimg khoan dau to
179
(7,495,090,717)
(8,842,722,617)
VIII GO
von, daft tar
dal 11#n
210
23
320,301,923,558
361,503,923,558
1

DAu
tu vao cong ty con
211
2

V& g6p lien doanh
212
31,798,000,000
3

Dau tu vac) cong ty lien IA
213
4

Dau tu dai han khic

214
347,427,625,375
400,427,625,375
5

Du phOng giant gia dau tu dai hart
219
(58,923,701,817) (38,923,701,817)
IX Tai sin co
dinh
220
4,141,154,657,145
4,151,534,355,199
1

Tai sin co dinh hftu hinh
221
24
389,085,318,852
405,949,393,220
a

Nguyen gulf TSCD hiru hinh
222
728,246,052,352
723,576,078,761
b

Hao mon TSCD hd-tt hinh
223

(339,160,733,500)
(317,626,685,541)
2

Tai sin co dinh thue tai chinh
224
a
Nguyen gib TSCD
225
b
Hao mon TSCD
226
3

-
NJ san co
.
dinh vo hinh
227
25
3,752,069,338,293
3,745,584,961,979
a

Nguyen gib TSCD vo hinh
228
3,880,851,265,866 3,865,695,753,366
b

Hao mon TSCD vo hinh

229
(128,781,927,573)
(120,110,791,387)
X

Bat dOng sin dau to
240
17,209,876,701
17,248,101,360
a

Nguyen gia BDSDT
241
17,401,000,000
17,401,000,000
b Hao mon BDSDT
242
(191,123,299) (152,898,640)
XI Thi sin
CO khic
250
26
13,268,084,188,998
12,304,671,360,246
1

Cac khoan phai thu
251
2,445,654,823,995
2,110,623,234,760

2

Cac khoan lira, phi phai thu
252
5,980,681,276,758
5,659,817,459,732
3

Tai san thue TNDN hart lai
253
109,916,033
4

Tai san Co khic
254
5,097,352,169,123
4,789,211,613,217
- Trong do: Loi the thuang mai
255
5

Cac khoan du phong rui ro cho cac tai san Co n6i bang khic
259
(255,713,996,911)
(254,980,947,463)
TONG TAI SAN CO
300
128,031,122,128,190
143,625,803,345,507
NCA'

ItatiG
.
1

SAI ;CI
cry thong nam 2014
g
Guam DOC
SO
SO du nam
502,840,842,178
2,119,144,618,490
3,180,794,191,652
20,685,380,967,956
2,481,428,191,652
12,155,602,567,956
699,366,000,000
8,529,778,400,000
98,082,271,104,040
90,761,017,254,768
6,271,815,107
493,409,210,978
476,390,065,077
12,357,205,900,018
16,909,574,923,018
2,829,703,291,480
2,309,548,933,691
1,587,011,183,859
1,351,084,321,608
323,842,812

1,174,176,306,453
900,262,769,271
68,515,801,168
57,878,000,000
117,446,224,540,346
133,267,328,578,107
10,582,098,740,537
10,355,697,744,878
8,962,251,608,400
8,962,251,608,400
8,865,795,470,000
8,865,795,470,000
101,715,710,000
101,715,710,000
(5,259,571,600)
(5,259,571,600)
642,480,311,476 642,479,297,476
5,092,155,219
972,274,665,442
750,966,839,002
2,798,847,30 7
2,777,022,522
128,031,122,128,190
143,625,803,345,507
10,342,135,127,495
8,338,670,362,999
486,724,000,000
486,276,000,000
2,495,837,962,854
1,774,825,693,042

7,359,573,164,641
6,077,568,669,957
Chi Hen

MA chi Thuyet
tieu

minh
B NO PHAI TRA VA VON CHU SO HMI
I

Cac khoan nq Chinh phi va NHNN
310
27
II

Tien gui vi vay cast cac TCTD khac
320
28
1

Tien gin ctia cac TCTD khac
321
2

Vay cac TCTD khac
322
III Tien gui caa khfich hang
330
29

IV Cie ding co tai chinh phai sinh va cac khan nq tai chinh khac
340
19
V

VOn tai trq, uy thac dttu fir, cho vay ma TCTD phai chit' rui ro
350
30
VI Phat birth
giAy

ce gig
360
VII Cac khan Nq khac
370
1

Cac khoan liti, phi phai tra
371
2

Thud TNDN hoar lai phai tra
372
3

Cac khoan phai tra vi cong ng khac
373
31
4


Du ph6ng rui ro khac
379
31
T6ng Nq phai tra
400
VIII V6n va cac quy
500
32
1

V6n cua TCTD
410
a

Van diJu
411
b

Van delu tuXDCB
412
c

TIOng du
-
von co phOn
413
d

Co phiiu quc
,

e

Co phiju uu den
414
415
g

Von Mac
416
2

Quy cua TCTD
420
3

Chenh Lech

gia h6i dodi
430
4

Chenh tech danh gia lai tai sin
440
5

Lgi nhuan chtra phan ph6i
450
VIII
Lqi ich cua

cO
dong thieu
700
32
TONG NO PHAI TRA
VA
V6N CHU
sd
HUU
cAc
CHI TIED
NGOAI BANG
800
•
I

Nghia vo no' tiem
An
910
41
1

Bao lArth vay v6n
911
2

Cam ket trong nghiep vu L/C
912
3


Bao lanh khac
913
Lap bleu

Ke Toan
Trtrivng/
e
v,IV
Ninh Thi Lan Phwang
Nguyin Thay Trang
NGAN HANG
Lip bieu
O
MAI CEPHAN
Sit
Coll. HA 01
Nguyen Thay Trang
. 0
00
-
1

•
c
.

thong niim 2014
Giam d6c
Ninh Thi Lan Phtro'ng
fib

SHB
Solid partners, tenable soiutions
NGAN HANG TMCP SAI GON - HA NQI
77 Tran Hung Dao - Quail Hoan Kidm - Ha Ndi
Tel: 04.39423388

Fax: 04.39410942
Bao
coo tai chinh hqp nhit
Quy I nam 2014
M8u
so:
Q-02a
TD - BAO CAO KET
QUA
HOAT BONG KINH DOANH - QUA'
Chi deli
Ma chi tieu
Thuyet
minh

QuY I

Dan vi tinh: VND
Luy ke
tir du WW1 den cuOi QuY I
Nam 2014

Nam 2013

Nam 2014

Nam 2013
1
Thu nhap to lai va cac khoan thu nhap Wong to
01
33
2,254,958,934,258
2,451,164,154,707
2,254,958,934,258
2,451,164,154,707
2
Chi phi lai va cac chi phi tucmg to lai
02
34
1,905,404,658,032
2,023,541,604,751
1,905,404,658,032
2,023,541,604,751
I
Thu nhip Ili thuan
03
349,554,276,226
427,622,549,956
349,554,276,226
427,622,549,956
3
Thu nhap tit hoat Ong dich vu
04
65,107,181,907

44,888,808,919
65,107,181,907
44,888,808,919
4
Chi phi hoat dang dich vu
05
38,396,464,497
11,232,888,520
38,396,464,497
11,232,888,520
II
Lai/18 thuAn tir hoat ding dich vy
06
35
26,710,717,410
33,655,920,399
26,710,717,410
33,655,920,399
III
Lai/18 thuAn
tir
hog ding kinh doanh ngoai h6i
07
36
5,009,688,259
57,987,275,692
5,009,688,259
57,987,275,692
IV
Lai/16 than tir mua bin chumg khoan kinh doanh

08
1,957,707,822
(3,398,881,222)
1,957,707,822
(3,398,881,222)
V
LAYIO thian tir mua bin cluing khoin du fir
09
50,891,227,484
501,779,449
50,891,227,484
501,779,449
5
Thu nhap to hoat cldng khac
10
9,727,564,687
17,665,418,712
9,727,564,687
17,665,418,712
6
Chi phi hoat ddng khac
11
1,381,685,302
2,335,429,132
1,381,685,302
2,335,429,132
VI
Lai/16 than tir hoat ding khic
12
8,345,879,385

15,329,989,580
8,345,879,385
15,329,989,580
VII
Thu nhjp tir g6p von, mua c6 phAn
13
37
65,408,000
301,597,200
65,408,000
301,597,200
VIII
Chi phi hoat ding
14
38
381,775,620,989
455,595,844,657
381,775,620,989
455,595,844,657
IX
Lqi nhuin thuAn tir hoat ding kinh doanh tru*c
15
chi phi dg phong riii ro tin dyng
60,759,283,597
76,404,386,397
60,759,283,597
76,404,386,397
X
Chi phi dg phong rid ro tin dyng
16

(215,933,787,275)
(141,208,829,718)
(215,933,787,275)
(141,208,829,718)
XI
'Ling Iii nhuin trir&c thud
17
276,693,070,872
217,613,216,115
276,693,070,872
217,613,216,115
7
Chi phi thud TNDN hidn harth tam tinh
18
60,104,062,187
54,544,790,824
60,104,062,187
54,544,790,824
8
Chi phi thud TNDN hoan lai
19
XII
Chi phi thud TNDN tam tinh
20
60,104,062,187
54,544,790,824
60,104,062,187
54,544,790,824
XIII
Lqi nhuin sau thud

21
216,589,008,685
163,068,425,291
216,589,008,685
163,068,425,291
XIV
Lqi ich ciia c6 thing thieu s6
22
XV
Lai co' bin teen c6 phieu
23
t/r9a4iLs.
1441
M SHB
Bao cao tai chinh hop nhat
Quy I nam 2014
MAu Q-03a
Solid partners, flexible solutions
NGAN HANG TMCP SAIGON - HA NO!
77 Trill Hung Dao - Quan Hoan Kim - Ha NOi
Tel: 04.39423388

Fax: 04.39410942
TD - BAO CAO

CHUYEN TIEN TE - PPTT - 1:M
7

MA chi Thuyet
Chi tieu

D
VT: VND
LOy ke tir ddu nam den cubi Quo
tieu

minh
I LUt CHUYEN TIEN TU' HOAT DQNG KINH DOANH
1

Thu nhap 181 va cac khodn thu nhap ttrong tu nhan duoc

01
2

Chi phi tai va cac chi phi tucmg tu da tra

02
3 Thu nhap tit hoat Ong dich vu nhan &roc

03
4

Chenh loch so tien thuc thu/thuc chi to hoat dOng kinh doanh
04

chang khodn, yang bac, ngoai to
5 Thu nhap khdc

05
6 Ti& thu cac khodn no da &roc xir ly xoa, ba dap bang ngu6n du

06

ph6ng rui ro
7

Tien chi tra cho nhan vien va hoat dOng quan ly, c6ng vu (*)

07
8

Tien thug thu nhap thuc npp trong ky (*)

08
Ltru chuyin tien than ter hog dung kinh doanh trird'c nhumg
09

thay

tai san va von Itru dung
Nhang thay d8i ve
tdi
skit hog dOng
9 (Tang)/Giam cac khoan tien, yang giri va cho vay cac TCTD khdc

10
10 (Tang)/Giarn cac khoan ve kinh doanh chi:mg khodn

11
(Tang)/Giarn cac cOng cu tai chinh phai sinh va cac tai san tai
11



12
chinh khac
12 (Tang)/Giam cac khoan cho vay khdch hang

13
(Tang)/Giam ngu6n du ph6ng de bit dap ton that cac khoan (tin
14

13
dung, ch(mg khoan, dau to ddi han)
14 (Tang)/Giam khdc ve tai san hoat dOng

15
Nhang thay ddi ye cling ntl hoot d(Ing
15 Tang/(Giam) cac khoan nq Chinh phu va NHNN

16
16 Tang/(Giam) cac khoan tien gfri, tien vay cac TCTD

17
17 Tdng/(Giam) tien gui cda khach hang (bao gem ca KBNN)

18
Tang/(Giam)

hanh giay ttr CO gia (ngoai trir giAy tO CO gid phat
18



19
hanh duqc tinh vao hoat Ong tai chinh)
Tang/(Giam) von tai trq,

thdc dau tu, cho vay ma TCTD chju rdi
19


20
ro
Tang/(Giam) cac cOng cu tai chinh phdi sinh va cac khoan no tai
20


21
chinh khdc
21 TAng/(Gign) khdc ve cong no hog d6ng

22
22 Chi tir cac qu'y ctia TCTD (*)

23
Ltru chuyen tien thuAn to hoat dung kinh doanh

24
II Lilt CHUYEN TIEN TeHOAT DQNG DAU TU
.

1


Mua sam tai san co djnh

25
2 Ti6n thu tir thanh ly, nhtrong ban TSCD

26
3

Tien chi tit thanh ly, nhucmg ban TSCD (*)

27
4 Mua sam bat dOng san dau tu (*)

28
5

Tien thu tit ban, thanh 15
,
bat dOng san au tu

29
6 Tien chi ra do ban, thanh ly bat dOng san dau tu (*)

30
7 Tien chi au tu, gOp von vao cac don vi khac

31
8 Ti& thu dau tu, g6p von vao cac don vi khdc


32
Tien thu co tire va 10 nhuan duqc chia to cac khoan au Ur, Op
33

9
von dal han
Ltru chuyin tien than tir hoot Ong au tir

34
2,064,613,677,679
(1,674,384,895,243)
26,710,717,410
52,643,883,843
8,125,828,219
220,051,166
(352,338,420,978)
(70,862,648,943)
54,728,193,153
11,019,727,000,000
2,863,431,193,506
(6,715,301,827)
(5,782,239,830,351)
(12,273,064,334)
(741,647,529,246)
(1,616,303,776,312)
(17,504,586,776,304)
7,321,253,849,272
(4,552,369,023,000)
17,019,145,901
(6,271,815,107)

263,396,099,733
(8,682,851,634,916)
(20,396,195,634)
9,500,022
21,202,000,000
65,408,000
880,712,388
2,143,103,922,745
(2,614,731,929,617)
33,655,920,399
53,122,249,381
15,094,676,499
130,334,320
(428,452,215,280)
(211,802,431)
(798,288,843,984)
10,623,656,513,393
2,019,157,612,753
(34,316,754,899)
1,913,092,715,532
(1,163,756,966,164)
(10,501,479,846,992)
812,631,242,365
(2,198,705,812,072)
38,153,593,980
192,588,348,831
902,731,802,743
(30,003,978,966)
0
(17,401,000,000)

260,482
301,597,200
(47,103,121,284)
1
MA
chi Thuyet
tieu

minh
Lay ke fir dau nam den cuoi Quy
I
Mm 2014

Mm 2013
Chi tieu
Lap bleu

Ke tom trtreeng/
s
4
4
/
Nguyin Thay Trang

Ninh Thj Lan Hwang
Ha mat ngay thcing nom 2014
Tang Guam dac
eiViruyen
' 17tin
cT4

III LUU CHUAN TIEN Tir HOAT HANG TAI CHINH
1

Tang
von
dieu
la

35
0
0
2

thu tir Oat hanh giay tir
c6 gia dai han c6 dti di6u kiln tinh
36

vao
von
tu cO va cac
khoan von vay dai han khdc
3

Tian
chi thanh
than giay tar c6 gia dal han CO da di6u kirrn tinh vao
37

von to c6 va cac khoan von
vay dai han khac

4

Co
tirc tra cho co dong,10
nhuan da chia (*)

38
(267,676,750)
(294,988,100)
5

Tien
chi ra mua co phieu
ngan quy (*)

39
6 Ti6'n thu dtruc do
ban
c6
phieu
ngan quy

40
0
Lim chuyin tiEn thuAn tir hint Tang tai chinh

41
(267,676,750)
(294,988,100)
IV Lim chuyin tin than trong ky


42
(8,682,238,599,278)
855,333,693,359
V Tien vi cac khan twang throng tiEn tai theri diem dau ky

43
16,177,347,193,243
11,666,557,900,461
VI DiEu chinh Anh hirerng ctia thay doi
ty
gib

44
VII Titn vi cac khoan ttrung throng tien tai theri diem
cuoi ky

45
7,495,108,593,965
12,521,891,593,820
2
THUYET MINH BAO CAO
TAI CHINH HcIP NHAT
Cho Quy I nam 2014
SHB
Solid inIrtmor$, IiuxpJfe sOutio.
Ngan hang TMCP Sai Gen — HA Ni
THUYET MINH BAO CAO TAI CHINH HQP NHAT
QUY I
NAM 2014

1. Thong tin vt ngan hang
Giay pile') 'lout &Ong
0041-NH/GP ngay 13 thang 11 nam 1993
Giay phdp hoat d'Ong do Ngan hang Nha nuac Vidt Nam cap
Thai han hoat dOng cua Ngan hang la 40 nam ke tir ngay cap giAy phdp
&Au tien.
I-10i &lug Quan tri
Ong Do Quang Hidn
Ong Nguyen Van Le
Ong Trail Ngoc Linh
Ong Pham H6ng Thai
Ong Pham Ngoc Tuan
1
,
3
,
a Dam Ngoc Bich
Ong Le Quang Thung
Ban ki'm soat
Uy vien

B6 nhidm ngay 5 thang 5 nam 2012
Uy vien

136 nhidm ngay 5 thang 5 nam 2012
Uy vien

B6 nhidm ngay 5 thang 5 nam 2012
Thanh vien dOc lAp


BO nhidm ngay 5 thang 5 nam 2012
Chu tich

Tai b6 nhidm ngay 5 thang 5 nam 2012
Uy vien

Tai b6 nhidm ngay 5 thang 5 nam 2012
Uy vien

Tai b6 nhidm ngay 5 thang 5 nam 2012
Ong Pham H6a Binh
Ong Nguyen Him Dire
Ba Hoang Thi Minh
Ong Bui Thanh Tam
Ban T'Ong Giam dOc
Ong Nguyen
Van
Ld
Ong Dang Trung Diing
Ong Le Dang Khoa
Nguyen Huy Tai
NO Thu Ha
Ninh Thi Lan Phuang
Dang T6 Loan
Thanh vien
Thanh vien
Thanh vien
Thanh vien
T6ng Giam dcic
Ph6 T6ng Giam doe

PhO T6ng Giam d6c
PhO T6ng Giam d6c
Pho T6ng Giam d6c
PhO T6ng Giam d6c
kidm kd toan twang
PhO T6ng Giam
Tai 1306 nhidm ngay 05 thang 05 nam 2012
Tai b6 nhi'dm ngay 05 thang 05 narri'2012
B6 nhidm ngay 05 thang 05 nam 2012
Tai b6 nhidm ngay 05 thang 5 nam 2012
Tai b6 nhidm ngay 21 thang 5 nam 2010
B6 nhidm ngay 01 thang 9 nam 2006
B6 nhidm ngay 10 thang 4 nam 2009
B6 nhidm ngay 18 thang 02 nam 2013
B6 nhidm ngay 15 thang 3 nam 2011
B6 nhidm ngay 08 thang 06 nam 2012
B6 nhidm ngay 9 thang 10 nam 2012
Tru so. chink

S6 77 - TrAn Hung Dao - Q.Hoan Kim - TP.Ha NOi - Vidt Nam
2. Erac dint hoot &Ong cam to chirc tin dung
Ngan hang Thuang mai Co phAn Sai Gan - Ha Ni (dm% day goi tat la "Ngan hang") la mot
ngan hang thuang -mai c6 phAn Vidt Nam thanh lAp tai nu& COng h6a Xa hOi Chu nghia Vidt Nam
vai thai gian hoat dOng la 40 nam theo 0041-NH/GP ngay 13 thang 11 nam 1993 caa Ngan hang
111 S 11B
SOO

Itoxible solutionv
Ngan hang TMCP Shi Gen — HA NOi
Nha ntrac Viet Nam. Ngay 28/08/2012 Ngan hang TMCP Nha Ha NOi (Ten vi6t tat: HBB) chinh

thirc sap nhSp vao Ngan hang TMCP Sai Gon — Ha NOi (Ten viet tat : SHB) theo QD 1559/QD —
NHNN, vi vSy s6 lieu thuyet minh cho kS, nay la s6 lieu hop nhAt SHB, HBB cu, va 2 cong ty con
(s6 lieu chua kiem toan), s6 lieu thuyet minh cho kST truac la so lieu dm SHB va AMC.
Win dieu le cila Ngan hang tai ngay 31/03/2014 la 8,865,795,470,000 &Ong (Tam nghin tam
tram sau lam 1-S/bay tram chin lam trieu bon tram bay mai nghin dOng).
Hoi so chinh cua Ngan hang 41 tai S6 77 - Tear' Hung Dao - Q.Hoan Kim- Ha NOi - Viet Nam.
T4i ngay 31/03/2014, Ngan hang c6 4.902 nhan vien (DAu nam 2014: 5.002 nhan vien).
3.
Tom tit cat chinh sach ke toan Chu yeu
Chun mur va the coq ke than Ai) dung
Ngan hang trinh bay cac bao cao tai chinh bang dOng Viet Nam (VND) theo Lust cac TO el-1'k
Tin dung, Lug sira d6i va b6 sung mot s6 dieu trong Lug cac TO chirc Tin dung, cac chuan intrc ke
toan Viet Nam va He thOng Ke toan cac to chirc tin dung Viet Nam.
1(57 bao cao va don vi tien te
KS
,
bao cao cita Ngan hang bat du tir ngay 01/01/2014 va ket thfic vao ngay 31/03/2014. Dan
vi tien te sir dung trong ghi chep ke toan la dOng Viet Nam (VND).
4.
Nguyen tic ghi nh4n cac nghiep vu bang ngoai to
va
quy
Theo he tilting ice toan cua Ngan hang, tat ca cac nghiep vu phat sinh cua Ngan hang dugc hach
toan theo nguyen te. Tai thai diem cuOi nam, tai san va cong ng co ngutm g6c ngoai to dugc quy
d6i sang VND theo ty gia quy dinh vao ngay lap bang can d6i ke toan. Cac khoan thu nhSp va chi
phi bang ngoai to cua Ngan hang dugc hach toan bang VND theo tS
,
gia vao ngay Oat sinh thong
qua giao dich mua ban ngoai te. Chenh lech tj, gia do danh gia 14i cac tai khoan kinh doanh ngoai te
dugc h4ch toan vao bao cao Ket qua Hog dOng Kinh doanh va lgi nhuSn de 14i. Chenh lech tS, gia

phat sinh do quy dOi cac tai san va Ong ng khac bang ngoai te sang VND dugc xir 13"/ vao doanh so
cua cac khoan myc tuang Un
g
tren ban
g
can deii ke toan vao n
g
ay lap bao cao tai chinh.
5.
Chting khoan flan ttr gifr den ngay dao han
Chung khoan
ng
gar den ngay dao han la cac chfrng khoan co kS, han c6 dinh va cac khoan
thanh toan c6 dinh hocc6 the xac dinh dirge va Ban Tting Giam d6c coy dinh va co kha nang gii
den ngay dao h
a
n. Ngan hang dan
g
ghi nhSn cac Chung khoan nay theo gia g6c cong tai d
t
r thu trir
lai Cha phan b6. Gia tri ph
u
trOi hoSc chiet khAu (neu co) ding dugc phan anh vao gia tri ghi so cua
khoan dAu tu. Lai dugc du thu hocphan b6 theo phtrang phap &rang thang. ChUng khoan dugc
giir den khi dao h4n se dugc xem xet ve kha nang giam gia. Chirng khoan dugc 1Sp du phOng giam
gia khi gia tri thi tnrOng nh6 han gia tri ghi s6. Du phOng
g
iam gia dugc ghi nhan vao bao cao ket
qua hog &Ong kinh doanh.

2
SHB
Solid eel leers, Ilexible sok:hone
Ngfin hang TMCP Sai Gan — HA NOi
6.
Chung khoin
(fait to
sin sang cue
ban
Chirng khoan dau tu san sang
a
ban la cac chung khoan dugc gift trong th6i gian khong An
dinh trtrac, c6 the dugc ban de dap (mg nhu cAu thanh khoan hoAc de (mg phO vai truing hop thay
d6i lai suit, ti gia, hoac gia tri chting khoan. Ngan hang dang ghi nhAn cac ch(rng khoan nay theo
gia g6c cong lai du thu trir lai chi phan b6. Gia tri phu tri hoAc chit khau (n6u co) ding dugc
phan anh vao gia tri ghi s6 cua khoan dau tu. Lai dugc du thu hoAc phan b6 theo phuang phap
&row thing. Cac chung khoan nay
dugc
danh gia dinh kSi theo gia tri thi twang va dkr phOng giam
gia tri se dugc lap khi gia trf thi twang nh6 han gia tri ghi s6. Du phOng giam gia dugc ghi nhAn
vao bao cao ke't qua hog d6ng kinh doanh.
7.
Ch'ing khoin kinh doanh
Ch(rng khoan kinh doanh la chirng khoan ban dAu dugc mua va nam giix cho muc dich kinh
doanh trong ngin hAn hoac n6u Ban T6ng Giam d6c quy6t dinh nhu vay. Ngan hang dang ghi nhAn
cac chirng khoan nay theo gia g6c vao ngay giao dich. Trong cac kS
,
tiep theo, cac chirng khoan tip
tuc dugc ghi nhAn theo gia g6c. Tuy nhien, gia tri thi truing cua cac chirrig khoan van dugc Ngan
hang theo dOi

a
danh gia ve khi nang giam gia khi gia tri thf twang thAp han gia g6c. Ngoai trir
truing hop khong the xac dinh gia tri thi truing mot each chic chin thi gia tri caa chung dugc tinh
dui tren nguyen gia sau khi frir di ton thAt trac tinh (ne'u co). Lai hoAc 18 tir kinh doanh chirng
khoan dugc ghi nhAn tren bao cao ke't qua hog dOng kinh doanh theo s6 thuan.
8.
Cac khoan cho vay
Cac khoan cho vay ngan han co kS/ hAn duai 1 nam; cac khoan cho vay va cho thud tai chinh
trung hAn c6 kSi han tir 1 nam an 5 nam va cac khoan cho vay va cho thud tai chinh dai han c6 ky
hAn tren 5 nam ke tir ngay giai ngan.
Viec phan loaf ng va lAp du ph6ng rai ro tin dung dugc thuc hien theo Quye't dinh s6
493/2005/QD-NHNN ngay 22 thang 4 nam 2005 va Quy6t dinh s6 18/2007/QD-NHNN ngay 25
thang 4 nam 2007 dia. Th6ng d6c Ngan hang Nha mac Viet Nam. Cac khoan cho vay dugc phan
thanh nam nhom no can cu vao tinh hinh tra no va cac y6u t6 dinh tinh nhu sau:
Nhom 1:
Ng chi tieu chuein
•
Cac khoan ng trong han ma Ngan hang danh gia la co du khi Wang thu h6i day &I ca
g6c va lai dfing thai hAn;
•
Cac khoan no qua hAn duai 10 ngay va Ngan hang danh gia la c6 khi nang thu h6i
day du g6c va lai bi qua Ilan va thu h6i day du go
c
c va lai clang thai han con lAi;
Nhom 2:
Na can chit
•
Cac khoan no qua hAn tir 10 ngay an 90 ngay;
•
Cac khoan no diet chinh kSi han tra no Fan dau;

fill
SHB
partners,

.soNtion
Ngfin hang TMCP Sai Gen — HA NOi
•
Cac khoan ng co cAu 1ai thei han tra no trong han theo th8i han dupc ca cau lai.
Nhom 3: Na du& tieu chutin
•
Cac khoan nq qua han tir 91 den 180 ngay;
•
Cac khoan ng ca eau lai thei han tra ng lan dau, tit cac khoan ng dieu chinh kSi han
tra ng Ian dau phan loai vao nhOm 2;
•
Cac khoan ng dugc mien hoac giam lai do khach hang khong du kha nang tra !Ai day
dit theo hop d6ng tin dung;
Nh6m 4: No
.
nghi ng&
•
Cac khoan nq qua han tir 181 den 360 ngay;
•
Cac khoan ng ca call lai th8i han tra ng lan dau qua han dual 90 ngay theo thai han
tra ng dugc ca cdu lai lAn ddu;
•
Cac khoan ng ca eau lai thoi han tra ng Ian thir hai;
Nhom 5: Na có kha Wing mat van
•
Cac khoan ng qua han tren 360 ngay;

•
Cac khoan ng co
.
cAu lei thai han tra ng ran dau qua han tir 90 ngay tra len theo thai
han tra
ng
dugc ca cAu lai Ian dAu;
•
Cac khoan ng ca cAu lei thai han tra nq ran thir hai qua han theo thai han tra ng
dugc co
.
cAu lei Ian thir hai;
•
Cac khoan ng ca cAu lai thai han tra ng Ian thin ba tra len, ice ca chua bi qua hart
hoac da qua han;
•
Cac khoan nq khoanh, ng eh& )(Cr 11r;
Theo Quyet dinh s6 493/2005/QD-NHNN ngay 22 thang 4 nam 2005 va Quyet dinh s6
18/2007/QD-NHNN ngay 25 thang 4 nam 2007, d6i vai cac khoan nq qua han, to chile tin dung
phan loai lai vao nhom ng c6 rui ro thdp horn khi Ngan hang danh gia la c6 dil kha nang thu h6i day
dit ca g6c va lai; va khach hang c6 tai lieu, 116 sa chfrng minh cac nguyen nhan lam khoan nq nay
qua han dugc xir ly, khAc phuc. Ngan hang chit dOng tir quy6t dinh phan loai cac khoan ng vao cac
nhom ng rui ro cao hon Wong ang vai mac dO rid ro khi xay ra mot trong cac trtrOng hop sau day:
•
Khi co nhting din Wen bat lgi tir tac dOng tieu circ den m8i twang kinh doanh va
linh vuc kinh doanh;
•
Cac chi tieu tai chinh cite khach hang hoac kha nang tra ng cda khach hang bi suy giam;
•
Khach hang khong cung cap cho Ngan hang cac thong tin tai chinh kip thei, day du

va chinh xac de Ngan hang danh gia kha nang tra ng cue khach hang.
Dv pining rui ro tin dung:
Viec tinh du phong cu the dugc can cu tren cac tS
,
re ap dung cho
tirng nhOm ng nhix sau:
4
SHB
Solid

Vexibte Wutiom
Ngfin hang TMCP Sai Con — HA Ni
Nham

Loai

Ty 10.4 phOng

cu the
1.

Ng dii tieu chuan

0%
2

Ng can chtl yi

5%
3


Ng ditch tieu chudn

20%
4

Ng nghi ng6
.

50%
5

Ng có kha nang mat von

100%
9. Tai san c6 dinh
Tai san c6 dinh &lac the hien theo nguyen gia trir di khdu hao luy ke. Nguyen gia bao g6m
toan 1)0 cac chi phi ma Ngan hang phai b6 ra de co duot tai san c6 dinh tinh den thai diem dua tai
san dO vao trang thai san sang sir dung. Tai san c6 dinh dugc tinh khdu hao theo phtran phap
dtrOng thing
a
trir clan nguyen gia tai san trong suit thai gian hire dung trOc tinh nhu sau:
- Nha cira, vat kien truc

25 nam
- May mac, thiet bi

03 - 05 nam
- Phtrang tien van tai


06 - 10 nam
-Thiet bi van phOng

03 - 07 nam
-Tai san c6 dinh huh hinh khac

04 — 07 nam
- Phdn mem may tinh

03 — 08 nam
- Tai san c6 dinh vo hinh khac

02 - 20 nam
Quyen sir dung ddt dtrgc khdu hao theo phtrang phap duOng thang phil hop vii Gidy chimg
nhan quy6n sir dung ddt. Quyen sir dung ddt vo thai han dtrgc ghi nhan theo gia g6c va khong tinh
khdu hao.
10.
Tien NIA cac khoan twang throng tien
Tien va cac khoan ttrang throng tien bao gom tien mat, yang, da guy, tien girl thanh toan tai
NHNN, tin phieu Chinh phu va cac gidy to co gia ngan han du dieu kien chi& khdu vii NHNN, cac
khoan tien girl thanh toan va tien giri, cho vay tai cac t6 eh& tin dung khac CO thai han dao han
khong qua 3 thang ke
-
Ur ngay giri.
11.
Cac ding et) tai chinh phai sinh
Cac cong cu tai chinh phai sinh dirge ghi nhan tren bang can d6i ke toan theo gia tri hop ding
vao ngay giao dich, va sau dO &lac dinh gia lai theo gia tri hop ly. Lgi nhuan hoac 18 khi cac cong
5
S

HB

S'old partfwrs, flaxit*, .olutionv
Nan hang TMCP Sai Gen - HA NOi
cu tai chinh phai sinh dtrac thuc hien &lac ghi nhAn trong bao cao ke't qua h9at Ong kinh doanh.
Lgi nhuAn hoAc to chua thuc hien duac ghi nhAn vao khoan muc chenh Lech danh gia 14i cac cong
cu tai chinh phai sinh tren bang can doi ke toan va dugc ke't chuy6n vao ke't qua hot Ong kinh
doanh vao th6i di6m cu6i narn.
12.
Ghi nh'Yn thu nIfYp/ chi phi MI
Ngan hang ghi nhAn thu nhAp tir iai va chi phi lAi tren bao cao ke't qua hog Ong kinh doanh
tren ca sa du thu, du chi.
13.
GM ni4n thu ni4p tir phi va hoa htmg dich vy
Ngan hang thu phi tir cac dich vu cung cap cho khach hang. Thu nhAp tir phi có the chia thanh
cac nhom sau:
•
Phi thu tie viec cung cap dich vy trong mot thiii gian neat dinh:
Phi thu tir viec
cung cap dich vu trong mot th6i gian nhAt dinh dirge du thu trong suot th6i gian dO. Phi nay
bao g6m phi quan
VT,
phi nhAn fly thac, hoa h6ng va cac phi lien quan den cap tin dung,
quan ly tai san, phi quan ly danh muc va cac chi phi quan ly ding nhu phi to van khac.
•
Phi thu tie viec
cung cap
dich vy giao dick:
Phi phat sinh tir viec dam phan va tham
gia dam phan cac giao dich cho mot ben thin ba, vi du nhu dan x6p viec mua c6 phAn hoc

cac loci chfrng khoan khac hobs mua 14i doanh nghiep , &rot ghi nhAn khi hoan tat giao
dich lien quan. Phi hoc mot phAn ctia khoan phi nay có lien quan den viec thuc hien mot
c6ng viec nhAt dinh se &lac ghi nhAn khi hoan tat di6u kien tuang frng.
6
Ngfin hang TMCP Ski Gan — HA Ni
14. Thong tin bac, ea° bo phan
- Thong tin bac, cao bo phan theo linh vvc kinh doanh:
Tin dung
Dau
Kink doanh va
huy dang von
Djch vu
Dan vi: VND
Ctic ha phan khdc

Tang cong
Cho giai dm tie ngity 01 dicing 01 din
ngity 31 (king 03 nam 2014
1. Doanh thu
trkrc tiep
1,767,050,448,626
379,596,693,688
238,189,145,070
36,986,480,727
2,421,822,768,111
Tgi ngay 31 (hang 03 niim 2014
1.
Tai san tx) phan
87,714,216,060,068
20,352,651,276,718

11,258,177,752,280
34,673,850,000
119,359,718,939,065
2.
Tai san phan 1)6'
3,398,156,982,111
31,841,137,781
2,471,226,082,253
2,770,178,986,979
8,671,403,189,125
'Fling tai san
91,112,373,042,178
20,384,492,414,499
13,729,403,834,533
2,804,852,836,979
128,031,122,128,190
1.
Ng phai tra bO phan
(181,221,327,667)
(115,944,215,116,268)
(159,741,331,111)
(116,285,177,775,046)
2.
Ng phan 1)6
(454,992,010,637)
(4,263,329,616)
(330,881,748,495)
(370,909,676,552)
(1,161,046,765,300)
Timg ding nq

(636,213,338,304)
(4,263,329,616)
(116,275,096,864,764)
(530,651,007,663)
(117,446,224,540,346)
7
SHB
Solid partners. flexible solutions
Ngfin hang TMCP Sal Gen — HA NAi
-
Thong tin bao cao 130 ph4.n theo khu vuv dia
1ST
Chi titu
CN Ntrov ngoai
Mitn BAc
Trong ntrirc
Mitn Trung
Mitn Nam
Dan vi: VND
TAng tong
Thu nhap lai thuan
Lai/ 18 thuAn tir hoat dOng dich vu
Lai/ 18 thuAn tir mua ban thing khoan
kinh doanh
Lai/ 18 thuAn tit hog dOng kinh doanh
ngoai hoi
Lai/18 thuAn tir mua ban chimg khoan
dau to
Lai/15 thuan tir hog dOng khac
Thu nhap tir g6p vein, mua co phAn

Chi phi hog dOng
48,349,395,026
(22,815,745,096)
1,110,210,416
28,669,729
-
(15,802,321,913)
182,319,149,486
39,070,030,258
1,957,707,822
534,797,200
50,891,227,484
8,694,162,978
65,408,000
(261,431,098,187)
42,410,786,341
3,497,138,932
116,713,369
(282,583,359)
(31,883,049,028)
76,474,945,373
6,959,293,316
3,247,967,274
(94,369,963)
(72,659,151,861)
349,554,276,226
26,710,717,410
1,957,707,822
5,009,688,259
50,891,227,484

8,345,879,385
65,408,000
(381,775,620,989)
Loyi nhuAn thuAn tir hoat do, ng kinh
doanh trinfrc chi phi dy phong rui ro
tin dung
10,870,208,162
22,101,385,041
13,859,006,255
13,928,684,139
60,759,283,597
Hoan Nhlap/(Chi phi) du phong rui ro tin
dung
(1,647,079,954)
193,337,702,272
999,983,350
23,243,181,607
215,933,787,275
TAng kri nhuAn trithc thud
9,223,128,208
215,439,087,313
14,858,989,605
37,171,865,746
276,693,070,872
8
14 SHB
Solid pa
,
nem. flexibtv
witAior.

Ngfin hang TMCP Sai Gen — Ha Nei
15. Tien mat, yang buc, (la co)"
,

31/03/2014
VND
31/12/2013
VND
Titn mg bang VND
423,781,013,954
310,980,008,901
Tien mat bang ngoai to
190,767,000,290
224,492,063,029
Kim loci quy, da qu3"
,

3,911,302,500
5,643,033,000
618,459,316,744
541,115,104,930
16.
Tien giri tai Ngfin hang Nha
31/03/2014
31/12/2013
VND
VND
Ti6'n gui thank town tai Ngan hang Nha nix&
1,112,568,768,422
1,981,051,619,577

Ti6'n giri phong toa (n6u co)
Ti& giri khac
1,112,568,768,422
1,981,051,619,577
17.
Tien, sting girl tai the to chirc tin dung khac
31/03/2014
31/12/2013
VND
VND
Tidn, yang gal khong kj) hgn
1,585,080,508,799
1,474,380,468,736
- Bang VND
764,183,525,626
841,991,779,231
- Bang ngoai te, yang
820,896,983,173
632,388,689,505
Tidn, yang gin có 147 hgn
6,701,511,647,863
16,152,196,647,863
- Bang VND
6,701,511,647,863
14,401,511,647,863
- Bang ngoai te, yang
1,750,685,000,000
Cho
vay
3,065,186,000,000

12,636,028,000,000
- Bang VND
2,345,000,000,000
7,945,000,000,000
- Bang ngoai t", yang
720,186,000,000
4,691,028,000,000
11,351,778,156,662
30,262,605,116,599
9
111SHB
SOWmrs, f
,
ex
■
We
Wit/i/Vnti
Ngfin hang TMCP Sal Gen — Ha NOi
18. Chung khofin kinh doanh
31/03/2014
VND
31/12/2013
VND
Chti-ng khodn Nov
- Chirng khoan Chinh phti
- Chirng khoan Ng do the TCTD khac trong
nu& phat hanh
- Chirng khoan Ng do cac TCKT trong nix&
pilaf hanh
Chtkng khodn Von

94,186,091,971
51,886,593,600
- Chung khoan VOn do cac TCTD khac trong
nuac phat hanh
- Chimg khoan Von do cac TCKT trong mac
Oat hanh
94,186,091,971
51,886,593,600
Chtkng khodn kinh doanh khac
Eqr phang gicim gid cherng khodn kinh doanh
(17,566,400,619)
(22,871,668,627)
'Ping
76,619,691,352
29,014,924,973
Thuyet minh Are tinh trang niem yet dm cac chting khoin kinh doanh
31/03/2014
31/12/2013
VND
VND
Chtkng khodn
- Da". niem yet
- Chua niem yet
Cherng khodn Von
94,186,091,971
51,886,593,600
- Da niem yet
94,186,091,971
51,886,593,600
- Chua niem yet

Chang khodn kink doanh khdc:
- Da niem yet
- Chua niem yet
94,186,091,971
51,886,593,600
10
10I SHB
Solid pietriers, flexible bobliiona
Ngan hang TMCP Sai Gen — HA NOi
19.
Cic cong ci tai chinh phii sinh va cac tai sin tai chinh khic
Tang gid tri eita hop
Tong gici tri ghi so ke toon
(theo

gici tai ngay lap bao cab)
clang (theo tf, gia ngay
hieu lye hop clang)
Tai sem
Cong no'
Tyi ngay 31 thing 03 tam 2014
Ong cu TC phdi sink tan
to
6,248,089,005,625
6,715,301,827
Giao dich kS
,
han ti6ri to
992,087,058,000
4,393,283,180

Giao dich hoan doi kS
,
han
5,256,001,947,625
2,322,018,647
Tyi ngay 31 thing 12 nam 2013
Cling cu TC phdi sinh tMn to
4,001,790,424,255
6,271,815,107.00
Giao dich kS
,
han ti& t"
3,079,753,638,950
471,934,831.00
Giao dich hoan di 1(5/ han
922,036,785,305
5,799,880,276
20.
Cho vay khach hang
31/03/2014
VND
31/12/2013
VND
Cho vay cac to chirc kinh te, ca nhan trong
nude
Cho vay chi& khan thucmg phi6u va cac giay
td co gia
Cho thue tai chinh
Cac khoan tra thay khach hang
Cho vay bang On tai trg, dy thac dau to

Cho vay doi ved cac to chdc, ca nhan mac
ngoai
Cho vay khac
Ng cho vay dugc khoanh va ng chi xir15/
77,396,826,591,061
6,874,156,000
26,896,493,770
26,453,523,271
3,337,034,987,510
281,514,049,468
1,228,584,079,407
71,750,451,922,291
7,213,156,000
19,581,969,200
19,332,939,529
3,318,403,772,090
166,103,147,285
1,228,584,079,407
82,304,183,880,487
76,509,670,985,802
11
SHB
`Sold pa
,
tnem, flexible so4Aion,,
Ngfin hang TMCP Sai Gen — HA Ni
O
20.1. Phan tich chat Itromg

cho

vay
31/03/2014
VND
31/12/2013
VND
Ng dti tieu chuan
74,685,918,917,330
69,824,849,892,000
Nq can chu y
2,883,173,705,586
2,352,445,687,051
Nq duai tieu chuan
307,792,975,786
144,391,408,890
nghi ngCr
212,597,167,859
434,849,602,395
Ng có kha nang mat On
2,986,117,034,519
2,524,550,316,059
Cac khoan ng cho' ?dr 1Y
,
- Vinashin
1,228,584,079,407
1,228,584,079,407
82,304,183,880,487
76,509,670,985,802
20.2. Phan tich du ny theo Mei gian
31/03/2014
31/12/2013

VND
VND
Nq ngan han
40,031,314,650,808
39,743,056,412,396
Ng trung han
22,014,672,398,995
19,050,644,229,790
dai han
20,258,196,830,684
17,715,970,343,616
82,304,183,880,487
76,509,670,985,802
12
SHB
SOW wan., thamtko soUtons
Ngfin hang TMCP Sai Gen — HA NOi
20.3. Phfin tich da nq cho vay theo doi tuvng khach hang va loai hinh doanh nghi0
31/03/2014
tri0 VND
OA
31/12/2013
tri?u VND
%
Cong ty Nha nu&
2,720,547
3.31
3,092,034
4.04
Cong ty TNHH Nha ntr6c

5,394,976
6.55
6,880,580
8.99
Ong ty TNHH khac
20,052,816
24.36
15,459,675
20.21
C6ng ty c6 phan On Nha nook
4,446,157
5.40
4,708,526
6.15
Cong ty co phan khdc
28,975,146
35.20
25,400,736
33.20
C6ng ty hop danh
7,924
0.01
5,968
0.01
Doanh nghiep to nhan
3,643,045
4.43
1,044,199
1.36
Doanh nghiep c6 On du to nugc ngoai

0
0.00
45,684
0.06
Hop tac xa va lien hiep hop tac xa
103,686
0.13
129,239
0.17
H6 kinh doanh, ca nhan
14,702,870
17.86
17,745,499
23.19
Thanh phArt kinh to khac
939,068
1.14
622,650
0.81
Cac khoan Repo vai khach hang cua
tong ty TNHH MTV Quan 1
,
no va
khai thac tai san SHB
2,200
0.00
2,200
0.00
Cac khoan phai thu giao dich chirng
khoan cita Cong ty CP chirng khoan

114,347
0.14
144,096
0.19
SHB
Du ng cho
.
xir13't
1,201,402
1.46
1,228,584
1.61
82,304,184
100.00
76,509,671
100.00
13
~11
SHB
Sohd Narvnrere, flexthlto stAvtwns
Ngfin hang TMCP Shi Gen - HA Ni
i
20.4. Phan tich du. nq cho vay theo nganh kinh
to
31/03/2014
trqu VND
OA
31/12/2013
trigu
VND

OA
Nang nghiep va lam nghiep va thily san
Khai khoang
COng nghiep the bien, the tao
San xuat va phan phOi dien, khi dOt,
m.rac mine. hai nuac va dieu h6a khone
Cung cap nuac; hoat dOng quan lY va
xtir lY rac thai, nu& thai
Xay dung
Ban buon va ban le; sfra chila o to, mO
to, xe may va xe co dOng ca khac
Van tai kho bai
Dich vu luu tru va an uOng
Thong tin va truyen thong
Hoat dOng tai chinh, ngan hang va bao
hiem
Hoat (ging kinh doanh bat Ong san
Hoat &Ong chuyen mon, khoa hoc va
corm Tighe
Hoat dOng hanh chinh va dich vu ho tro
Hog dOng cua Dang COng san, t6 chirc
chinh tri
-
xa hoi.
(man lv nha. milic. an

Gido due va dao tao
Y to va hoat deng tro giup xa hOi
Nghe thuat, vui chai va giai tri
Hog dOng dich vu khac

Hoat dOng lam thue cac cong viec trong
cac ho gia dinh, san xuat san pham vat
chat va dich vu to tieu clang cua hO gia
dinh
Hoat &Ong cua cac to chCrc va ca quan
quOc to
Cac khoan Repo vai khach hang dm
cong ty TNHH MTV Quan 1Y
,
no va
Cac khoan phal thu giao dich chUng
khoan cua C6ng ty CP chimg khoan
Du no chO xfr lY
18,726,536
5,184,988
12,222,340
2,727,728
18,228
7,563,465
12,493,204
3,788,128
2,092,256
86,411
724,443
4,052,140
17,460
1,804,160
1,177
16,782
105,952

24,706
9,315,838
20,293
2,200
114,347
1,201,402
22.75
6.30
14.85
3.31
0.02
9.19
15.18
4.60
2.54
0.10
0.88
4.92
0.02
2.19
0.00
0.02
0.13
0.03
11.32
0.02
0.00
0.00
0.14
1.46

16,523,844
5,061,999
12,568,304
2,630,550
19,045
7,134,663
11,586,162
3,864,980
2,101,590
80,742
647,902
3,500,575
52,355
42,081
51,268
93,586
30,490
9,121,126
23,527
2,200
144,096
1,228,584
21.60
6.62
16.43
3.44
0.02
9.33
15.14
5.05

2.75
0.11
0.85
4.58
0.07
0.06
0.00
0.07
0.12
0.04
11.92
0.03
0.00
0.00
0.19
1.61
T4ng du. my
82,304,184
100
76,509,671
100
14
S H13
Solut partners, flexible seitstivos
Ngan hang TMCP Sai Gen — Ha Ni
i
21.
Du phong rui ro tin dung
SO dux cuOi l(ST
22.

Chtimg khoin dau tir
22.1. Chtirng khoan dau hr san sang
a
ban
Chan khodn N9'
Chimg khoan Chinh phu
Chimg khoan Ng do cac TCTD khac trong nu&
phat hanh
Chimg khoan Ng do cac TCKT trong nuac phat
hanh
Chan khodn Von
Chirng khoan V6n do cac TCTD khac trong
mrac plat hanh
Chirng khoan V6n do cac TCKT trong mrac
phat hanh
Dir
phOng giam gia chung khoan sin sang di'
ban
Dv phong chung
VND
Dv phong cu thO
VND
476,303,411,330
711,317,305,138
(203,000,524,655)
(35,792,621,329)
273,302,886,675
675,524,683,809
367,415,267,224
907,419,723,637

108,888,144,106
(196,102,418,499)
476,303,411,330
711,317,305,138
31/03/2014
31/12/2013
VND
VND
6,971,308,649,114
8,053,509,051,889
3,319,214,627,439
4,092,467,004,592
57,805,688,364
58,753,713,984
3,594,288,333,311
3,902,288,333,313
48,112,869,317
48,112,869,317
11,688,790,000
11,688,790,000
36,424,079,317
36,424,079,317
(7,495,090,717)
(8,842,722,617)
10 nay

SO dir au kS7
Dkr phOng rui ro trich 114 trong kST/ (Hoan nhap
du
phong trong kST)

Du
phOng giam do xir ly cac khoan ng kho thu
hoi bang ngu6n dkr phong
Di'eu chinh tang/ (giam) khac
S6
du cut); ks
,

la &tear
SO dir dAu ky
Dkr phong rui ro trich lap trong kST/ (Hoan nhap dir
phong trong kS7)
Du
phong giam do xir ly cac khoan ng khO thu
h6i bang ngu6n dkr phong
7,011,926,427,714

8,092,779,198,589
15
SHB
Sorel part., Perot.
Ngfin hang TMCP Ski Gen — HA N(ii
22.2. Chung khoin dau tu giur den ngay dao h#n
31/03/2014
VND
31/12/2013
VND
ChUng khoan Chinh phi!
2,815,355,919,857
4,213,522,288,822

Ching khoan Ng do cac TCTD khac trong nuot
Oat MAI
3,244,450,000,000
3,656,980,000,000
Chung khoan Ng do cac TCKT trong nubs PH
2,691,141,589,207
2,691,727,082,319
Du phong giam gia thing khoan dau tu gifr den
ngdy dao han
8,750,947,509,064
10,562,229,371,141
23. G6p van, dau ttr (Jai lipt
31/03/2014
VND
31/12/2013
VND
Cac khoan dau to dai han khac
347,427,625,375
400,427,625,375
Cac khoan dau to vao tong ty lien doanh
31,798,000,000
Du
ph6ng giant gia dau tu dai han
(58,923,701,817)
(38,923,701,817)
320,301,923,558
361,503,923,558
16
iSHB
Nem hang TMCP Sai Gem - Ha N'Oi

24. TM
san c6
dinh hen hinh
Tang, giam tai san c6 dinh hum hinh ky nay
Khoan mvc
Nguyen gia
Nha cira,
vat Men frac
May m6c,

Phtrung
thiet bi tien van tai,
Dung cu
quin ly
Dan vi tinh trieu clang
Tai san
c6
COng
dinh khac
SO du du Icy
192,365
279,965
147,263
81,932
22,051
723,576
SO tang trong ky
880
1,591
1,752

784
724
5,730
- Mua trong kJ)
880
1,591
1,752
784 724
5,730
-
Dau tit. XDCB hoan thanh
- Tang khac
S6 giam trong ky
566
-

575
876
192
1,060
- ChuyAn sang BDS dau tu.
- Thanh 15, nhuvng ban
- Giam khac
566
-

575
876
192
-

1,060
S6 du
.
cu6i
Icy
192,679
282,131
148,139
82,523
22,775
728,246
Gia tri hao mon lu'y ke
S6 dtr dAu ky
38,610
142,239
69,012
52,984
14,781
317,627
S6 tang trong
ky
2,152
10,007
4,512
3,385
2,348
22,405
-
Khliu hao trong 19)
2,152

10,007
4,512
3,385
2,348
22,405
- Tang khcic
S6 giam trong
ky
19
18
298
60
477
871
- ChuyAn sang BDS dau tu.
- Thanhl, nhuvng ban
- Giam khac
19
18
298
60
477
871
S6 du. cu6i Icy
40,744
152,228
73,226
56,310
16,652
339,161

Gia tri can lui cila TSCD
TO ngay du ky
153,755
137,726
78,251
28,947
7,270
405,949
Ti ngay cu6i ky
151,935
129,903
74,913
26,213
6,123
389,085
-
17
SHB
flex

sie,hat,na
Ngfin hang TMCP Sai Gen - Ha NOi
- Ting, grim tai san
di
dinh hen hinh ky truck:
Khofin muc
Nha
vat kien trtic
May moc,
thiet bi

Phtrang tin
van tai, truyen
dAn
Dung cu
quan IS
,

Dan vi tinh trieu dang
Tai san CO
Cong
dinh khac
Nguyen gia
SO du du ky
194,729
211,138
148,046
123,134
23,196
700,243
SO tang trong ky
11,126
88,858
3,167
9,796
7,933
120,880
- Mua trong ky
8,468
88,770
3,115

9,363
1,626
111,342
- Dau to XDCB hoan thanh
-
-
-
-
-
- Tang khac
2658
88
52
433
6,307
9,538
S6 giam trong ky
13,490
20,031
3,950
50,998
9,078
97,547
-
ChuyA sang BDS ddu to
- -
-
-
-
- Thanh Iii, nhuvng ban

-
5,751
3,153
6,644
304
15,852
-
Gicim khcic
13,490
14,280
797
44,354
8,774
81,695
St) du- cut)i ky
192,365
279,965
147,263
81,932
22,051
723,576
Gia tri hao men IUS'T ke
SO dir dAu ky
34,465
121,783
56,229
75,470
13,412
301,360
St) tang trong ky

10,386
35,922
14,659
10,952
4,795
76,714
-
KhAu hao trong 1(5
,

8,911
35,922
14,659
10,952
403
70,847
Tang do hoan thanh mua sam
- - -
-
- Tang khac
1,475
-
-
-
4,392
5,867
SO giam trong ky
6,241
15,466
1,876

33,438
3,426
60,447
- Chuyen sang BDS au to
- -
-
-
- Thanh 15
,
, nhuvng ban
-
4,953
1,209
-
6,162
- Giam khac
6,241
10,513
667
33,438
3,426
54,285
SO du• cutii
ky
38,610
142,239
69,012
52,984
14,781
317,627

Gia tri con 10 cda TSCD
Tai ngay dAu kj
,

160,264
89,355
91,817
47,663
9,784
398,883
TO nghy cu6i ks
,

153,755
137,726
78,251
28,947
7,270
405,949
18
ii
SHB
Ngfin hang TMCP Sai Gen — Ha N6i
25. TM san c6 dinh vo hinh
-

Tang, giam al san c6 dinh
Khoan myc
Nguyen gia
vo hinh ky nay:

Quyen sir dyng
dAt
PhAn mtm
vi
tinh
Dan vi tinh trieu c 1
ijng
Tai san
co
dinh

Gong

SO du dau ky
3,629,594
198,493
37,608
3,865,696
S6 tang trong ky
15,156
15,156
- Mua trong ky
15,156
15,156
- Tang khac
SO giam trong ky
- Thanh ly, nhtecrng ban
- Gicim khac
SO du. cuOi ky
3,629,594

213,649
37,608
3,880,851
Gia tri hao men
lily
Ice
S6 dtr dau ky
5,174
103,539
11,398
120,111
S6 tang trong ky
340
7,178
1,153
8,671
- Khau hao trong ky
340
7,178
1,153
8,671
- Tang khac
SO giant trong
ky
- Thanh ly, nhtrowg ban
- Giam khcic
SO dtr cuOi ky
5,514
110,717
12,551

128,782
Gia tri can lyi
Tyi ngay dau ky
3,624,420
94,954
26,210
3,745,585
Tyi ngay cuiSi ky
3,624,080
102,931
25,057
3,752,069
19